For SaleDuplex · 2-StoreyMLS® #X14168832 · TRREB MLS®
4020 Main St, Niagara Falls, Ontario
Chippawa, Niagara Falls, Ontario L2G 6B8
- Bedrooms
- 4
- Lot Size
- 60 x 165 ft
- Bathrooms
- 3
- Type
- Duplex
- Basement
- Crawl Space
$669,000
Estimated market value
About 4020 Main St
4020 Main St is a 4-bedroom, 3-bathroom duplex in Chippawa, Niagara Falls, listed for sale at an asking price of $669,000 (MLS® X14168832).
Welcome to this versatile commercial/residential property offering endless possibilities for investors, entrepreneurs or multi-generational families! Currently configured as two residential units, this property presents exciting potential for conversion into a three-unit income property. The main floor features a 1-bedroom residential unit plus an additional space, formerly used as a storefront, offering the opportunity to create a second main-floor residential unit (subject to approvals). The upper level boasts a spacious, well-maintained 3-bedroom apartment with plenty of natural light and comfortable living space.Adding even more value is the impressive 30' x 25' heated garage/workshop at the rear, featuring a radiant gas tube heater, 60 AMP electrical service, 12-foot ceilings and two overhead doors (9' x 9' and 9' wide). An additional 14.6' x 25' storage room provides excellent space for equipment, inventory or extra storage.Situated on a generous lot along a main artery in the heart of Chippawa, this property enjoys a fantastic location just steps from the Welland River (affectionately known as "The Crick"), a nearby boat launch and the charming downtown square. Whether you're looking to live in one unit while generating rental income, expand your investment portfolio, operate a business, or explore the potential for a triplex conversion, this property offers exceptional flexibility and opportunity. A rare chance to own a property with so many possibilities in this sought-after Chippawa location!
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$595/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 40 homes with 4 bedrooms for lease in Niagara Falls right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,105 / 2026
- MLS® number
- X14168832
- Board
- TRREB MLS®
- Property Type
- Duplex
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 60 x 165 ft
- Listed on
- Parking
- 2 Detached, 6 Parking
Listing history
Buy/sell history for 4020 Main St, Niagara Falls, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $669,000 | N/A | For Sale | X14168832 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Duplex
- Style
- 2-Storey
- Community
- Chippawa
- Municipality
- Niagara Falls
Building
- Size
- 2500-3000 sqft
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Bathroom Details
- 1 × 4pc 2nd, 1 × 2pc Main, 1 × 3pc Main
- Basement Type
- Crawl Space
- Kitchens
- 2
Parking
- Driveway
- Pvt Double
- Garage Type
- Detached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 60 ft
- Depth
- 165 ft
- Lot Size
- 60 x 165 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Map and tour
Land transfer tax on this home
- Ontario land transfer tax
- $9,855
- Total land transfer tax
- $9,855
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $5,855
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $669,000
- $5,380
- Ontario total
- $9,855
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Sacred Heart Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 250 m | 91%Grade 6 average |
| River View Public SchoolDSB Niagara | Public · grades JK–8 | 1.1 km | 72%Grade 6 average |
| Father Hennepin Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 3.6 km | 90%Grade 6 average |
| ÉÉC Notre-Dame-de-la-Jeunesse-Niagara.FConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 4.1 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Stamford CollegiateDSB Niagara | Public · grades 9–12 | 5.3 km | 62%Grade 9 math |
| Westlane Secondary SchoolDSB Niagara | Public · grades 9–12 | 7.2 km | 66%Grade 9 math |
| Saint Michael Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 7.3 km | 49%Grade 9 math |
| Saint Paul Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 · French Immersion | 8.3 km | 81%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 9,900 sq ft920 m²
- Street frontage
- 60 ft18.3 m
- Depth
- 165 ft50.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $133,800
- Total mortgage amount
- $535,200
- Total interest payment
- $380,700
- Total purchase cost
- $1,049,700
- Mortgage payment
- $3,053/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
36%Monthly carrying cost
$3,395- Rent $2,800
- Shortfall $595
Rental income opens at $2,800, the median asking rent of 40 comparable homes for lease in Niagara Falls. Type over it with the rent you expect. This is a planning tool, not advice.
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