For SaleCondo Apt · ApartmentMLS® #X14155052 · TRREB MLS®
703-141 Church St, St. Catharines, Ontario
Downtown, St. Catharines, Ontario L2R 7L7
- Bedrooms
- 2
- Bathrooms
- 2
- Type
- Condo Apt
- Basement
- None
$269,900
Estimated market value
About 703-141 Church St
703-141 Church St is a 2-bedroom, 2-bathroom condo in Downtown, St. Catharines, listed for sale at an asking price of $269,900 (MLS® X14155052).
Welcome to 141 Church Street, Unit 703, where space, comfort, and convenience come together in the heart of downtown St. Catharines. Offering an impressive 1,435 sq. ft. of living space, this rarely available 2-bedroom, 1.5-bathroom condo provides the room and flexibility that can be difficult to find in today's market. The bright and thoughtfully designed layout features a spacious living and dining area, kitchen, and a fully enclosed sunroom that offers additional year-round living space. Both bedrooms are generously sized with ample storage, making this an excellent opportunity for downsizers, professionals, or investors seeking space and functionality. Located in a well-established and well-maintained building, residents benefit from recent capital improvements, including a new roof, updated security cameras, and an expansive outdoor deck. The building also offers an inviting lobby with two elevators, a fitness area, dry sauna with showers, a spacious party and games room, and a beautifully landscaped garden terrace complete with seating areas, BBQ facilities, and raised flower beds. For added everyday convenience, each floor features its own dedicated laundry facilities, shared with just three other units, providing easy access without the need to travel to another level. Enjoy the convenience of downtown living with restaurants, cafés, shopping, medical services, public transit, the Meridian Centre, and the FirstOntario Performing Arts Centre all within walking distance. Easy access to Highway 406 makes commuting throughout the Niagara Region a breeze. Adding even more value are the all-inclusive condo fees, which cover heat, hydro, water, parking, TV, and Bell Fibe internet, offering convenience and predictable monthly expenses. With its generous square footage, desirable amenities, convenient location, and versatility, this condo presents a wonderful opportunity to enjoy comfortable, low-maintenance living in the heart of St. Catharines.
Insights
Condition Score
Good2 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$898/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 17 homes with 2 bedrooms for lease in Downtown right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,126 / 2025
- MLS® number
- X14155052
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 31-50
- Days on market
- Size
- 1400-1599 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Listing history
Buy/sell history for 703-141 Church St, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $269,900 | N/A | For Sale | X14155052 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Downtown
- Municipality
- St. Catharines
Building
- Size
- 1400-1599 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Wall Unit
- Heating Type
- Water
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- ALL Balcony furniture, 3-Seat Sofa, Coffee Table + Side Tables, Dining Set (Table/4 Chairs), China Cabinet + some crystals inside, Stove, Fridge, Dishwasher, Grey Table Cabinet, Spare Bedroom Bed with Built-In Storage
- Condo maint.
- $1,205
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Primary | 6.3 × 3.58 m | — | Main |
| 2nd Br | 2.82 × 4.72 m | — | Main |
| Dining | 3.12 × 2.77 m | — | Main |
| Kitchen | 4.62 × 2.36 m | — | Main |
| Living | 3.58 × 5.77 m | — | Main |
| Sunroom | 2.57 × 4.22 m | — | Main |
Map and tour
Condos for sale in Downtown right now
- For sale now
- 9
- Median asking price
- $945K
- New in 7 days
- 1
- Price cuts
- 11%
Middle half: $300K to $999K
7 in 28 days
1 listing
This home is asking 71% below the median, lower than three quarters of them.
See all homes in DowntownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $2,524
- Total land transfer tax
- $2,524
- First-time buyer rebates (Ontario up to $4,000)
- −$2,524
- Total for first-time buyers
- $0
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $269,900
- $299
- Ontario total
- $2,524
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m44 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.5 km5.5 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Kemira Chemicals Canada Inc. — KEMIRA CHEMCIALS CANADA INC. - ST CATS., 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 60 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (60 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.60 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Nicholas Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 50 m | 61%Grade 6 average |
| ÉÉC Immaculée-ConceptionConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 100 m | 51%Grade 6 average |
| Harriet Tubman Public SchoolDSB Niagara | Public · grades JK–8 | 750 m | 78%Grade 6 average |
| Connaught Public SchoolDSB Niagara | Public · grades JK–8 | 1.1 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Catharines Collegiate Institute and Vocational SchoolDSB Niagara | Public · grades 9–12 | 450 m | 74%Grade 9 math |
| Laura Secord Secondary SchoolDSB Niagara | Public · grades 9–12 | 2.6 km | 63%Grade 9 math |
| Sir Winston Churchill Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 2.6 km | 71%Grade 9 math |
| Denis Morris Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 2.7 km | 50%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St. Catharines GO | GO Transit train: Lakeshore West | 2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $53,980
- Total mortgage amount
- $215,920
- Total interest payment
- $153,680
- Total purchase cost
- $423,580
- Mortgage payment
- $1,232/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
78%Monthly carrying cost
$2,698- Rent $1,800
- Shortfall $898
Rental income opens at $1,800, the median asking rent of 17 comparable homes for lease in Downtown. Type over it with the rent you expect. This is a planning tool, not advice.
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