For SaleDetached · 2-StoreyMLS® #X14152928 · TRREB MLS®
95 Ploughmans Cres, Cambridge, Ontario
Cambridge, Ontario N1P 1B2
- Bedrooms
- 3
- Lot Size
- 45.11 x 98.43 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Finished
$599,000
Estimated market value
About 95 Ploughmans Cres
95 Ploughmans Cres is a 3-bedroom, 2-bathroom detached house in Cambridge, listed for sale at an asking price of $599,000 (MLS® X14152928).
Welcome home to this inviting 3-bedroom, 2-full-bath home, nestled on a quiet, tree-lined street. A welcoming wraparound front porch sets the tone, while the private double-wide driveway offers parking for up to four vehicles, along with the convenience of an attached garage. Inside, the open-concept main floor offers a comfortable flow for everyday living and entertaining, with patio doors leading to the backyard retreat. Enjoy summer days by the above-ground pool, relax on the deck or gather on the additional concrete patio. Upstairs, you'll find three generously sized bedrooms and a beautifully renovated bathroom featuring a modern walk-in shower. The finished basement provides even more living space, complete with a spacious family room and a second full bathroom. A home that offers the perfect blend of comfort, functionality and outdoor enjoyment!
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$568/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 13 detached homes with 3 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,022 / 2026
- MLS® number
- X14152928
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 45.11 x 98.43 ft
- Listed on
- Parking
- 1 Attached, 5 Parking
Listing history
Buy/sell history for 95 Ploughmans Cres, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $599,000 | N/A | For Sale | X14152928 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Municipality
- Cambridge
Building
- Size
- 700-1100 sqft
- Construction
- Alum Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 4
- Total Parking
- 5
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 45.11 ft
- Depth
- 98.43 ft
- Lot Size
- 45.11 x 98.43 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- Abv Grnd
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, Stove, BI Microwave, Dishwasher, pool equipment, washer, dryer, Black cabinet in dinning room, large tv unit in family room and wall unit in basement, 2 brown storage cabinets at base of basement stairs, Garage storage cabinets, 3 sheds, gazebo, TV mounts,
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 2.87 × 2.03 m | — | Main |
| Kitchen | 2.77 × 2.72 m | — | Main |
| Dining | 2.21 × 3.71 m | — | Main |
| Living | 3.38 × 4.88 m | — | Main |
| Room 5 | 1.65 × 2.72 m | 3 Pc Bath | Bsmt |
| Utility | 3.38 × 2.72 m | — | Bsmt |
| Room 7 | 3.23 × 4.88 m | — | Bsmt |
| Primary | 3.61 × 3.28 m | — | 2nd |
| Room 9 | 3.81 × 2.41 m | — | 2nd |
| Br | 3.61 × 2.34 m | — | 2nd |
| Bathroom | 2.34 × 1.47 m | 3 Pc Bath | 2nd |
Map and tour
Detached homes for sale in Cambridge right now
- For sale now
- 220
- Median asking price
- $777K
- New in 7 days
- 25
- Price cuts
- 26%
Middle half: $657K to $926K
107 in 28 days
57 listings
This home is asking 23% below the median, lower than three quarters of them.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $8,455
- Total land transfer tax
- $8,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $4,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $599,000
- $3,980
- Ontario total
- $8,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Tait Street Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 1.2 km | 70%Grade 6 average |
| Stewart Avenue Public SchoolWaterloo Region DSB | Public · grades JK–8 | 1.3 km | 73%Grade 6 average |
| St Vincent de Paul Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 1.8 km | 83%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 7.8 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Monsignor Doyle Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 950 m | 46%Grade 9 math |
| Glenview Park Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 1 km | 53%Grade 9 math |
| Southwood Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 2.7 km | 50%Grade 9 math |
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 3.6 km | 68%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 2.2 km |
| Delta | GRT bus rapid transit: ION Bus | 4.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Lot area
- 4,440 sq ft412 m²
- Street frontage
- 45.11 ft13.7 m
- Depth
- 98.43 ft30 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $119,800
- Total mortgage amount
- $479,200
- Total interest payment
- $340,700
- Total purchase cost
- $939,700
- Mortgage payment
- $2,733/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
37%Monthly carrying cost
$3,068- Rent $2,500
- Shortfall $568
Rental income opens at $2,500, the median asking rent of 13 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
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