For SaleDetached · 2 1/2 StoreyMLS® #X14148516 · TRREB MLS®
MLS® X14148516, Cambridge
Cambridge, Ontario N1S 1N2
- Bedrooms
- 6+1
- Lot Size
- 45 x 133.41 ft
- Bathrooms
- 3
- Type
- Detached
- Basement
- Apartment
$659,900
Estimated market value
About MLS® X14148516
Welcome to 153 St. Andrews Street in desirable West Galt! This character-filled property offers three self-contained units. The basement unit is currently vacant, an excellent opportunity for the new owner to live in one while income pays the expenses! The main floor offers a spacious three-bedroom layout with a welcoming living room, large windows and a bright kitchen. The upper unit features a distinctive loft (additional bedroom or extra living space) with exposed wood beams, skylights and vaulted ceilings. The basement unis has its own exterior entrance, kitchen and bathroom, offering flexibility for an owner-occupant or future rental. A covered front porch, mature trees, a generous backyard and on-site parking add to the appeal. Separate hydro meters help simplify expenses. Located close to downtown Cambridge, shopping, restaurants, schools, parks, trails and transit, with access to Highway 401. Whether you're looking for a home with rental income, space for extended family or an addition to your investment portfolio, this West Galt property offers character, versatility and opportunity.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,552 / 2026
- MLS® number
- X14148516
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 100+
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 45 x 133.41 ft
- Listed on
- Parking
- None, 3 Parking
Listing history
Buy/sell history for Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $659,900 | N/A | For Sale | X14148516 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2 1/2 Storey
- Municipality
- Cambridge
Building
- Size
- 2000-2500 sqft
- Building Age
- 100+
- Construction
- Brick
Inside
- Bedrooms
- 6+1
- Bathrooms
- 3
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Apartment
- Kitchens
- 3
Parking
- Driveway
- Pvt Double
- Garage Type
- None
- Additional Parking
- 3
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 45 ft
- Depth
- 133.41 ft
- Lot Size
- 45 x 133.41 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Refrigerator, Stove
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Rec | 3.35 × 6.53 m | — | Main |
| Kitchen | 3.33 × 2.44 m | — | Main |
| Br | 2.85 × 2.64 m | — | Main |
| Bathroom | 2.46 × 1.63 m | 3 Pc Bath | Main |
| Laundry | 1.91 × 5.44 m | — | Main |
| Other | 3.53 × 5.44 m | — | Main |
| Living | 4.39 × 4.55 m | — | 2nd |
| Kitchen | 2.24 × 3.94 m | — | 2nd |
| Bathroom | 4.14 × 2.13 m | 3 Pc Bath | 2nd |
| Br | 4.19 × 3.35 m | — | 2nd |
| Room 11 | 2.9 × 4.12 m | — | 2nd |
| Br | 3.43 × 5.31 m | — | 2nd |
| Kitchen | 2.39 × 3.91 m | — | 3rd |
| Dining | 2.39 × 4.9 m | — | 3rd |
| Br | 2.97 × 3.84 m | — | 3rd |
| Primary | 3.05 × 5.69 m | — | 3rd |
| Bathroom | 1.52 × 1.83 m | 3 Pc Bath | 3rd |
Map and tour
No map available
This listing did not publish a map location.
Detached homes for sale in Cambridge right now
- For sale now
- 219
- Median asking price
- $775K
- New in 7 days
- 24
- Price cuts
- 26%
Middle half: $655K to $927K
106 in 28 days
57 listings
This home is asking 15% below the median.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $9,673
- Total land transfer tax
- $9,673
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $5,673
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $659,900
- $5,198
- Ontario total
- $9,673
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m12 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- 3 licensed pits or quarries within 2 kmThe nearest is 1.6 km away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Canadian General-Tower Ltd., 820 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Street frontage
- 45 ft13.7 m
- Depth
- 133.41 ft40.7 m
- Lot size
- Under 0.50 acresAs the board bands it
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $131,980
- Total mortgage amount
- $527,920
- Total interest payment
- $375,380
- Total purchase cost
- $1,035,280
- Mortgage payment
- $3,011/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$3,390- Rent $0
- Shortfall $3,390
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
Market area · filters apply to the charts below
Demographics by Statistics Canada
Neighbourhood demographics for Cambridge
Statistics Canada census data is not available for this dissemination area yet.
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