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For SaleDetached · 2-StoreyMLS® #X14127538 · TRREB MLS®

MLS® X14127538, Cambridge

Cambridge, Ontario N1S 3B2

Bedrooms
4
Lot Size
51 x 110 ft
Bathrooms
2
Type
Detached
Basement
Finished

$769,900

Estimated market value

About MLS® X14127538

With 1,600 sq. ft. of above-grade living space, four bedrooms and two full bathrooms, this West Galt home combines versatile living space with a thoughtfully designed 2026 addition by Fabrik. The standout kitchen features custom walnut cabinetry, Japanese-inspired details, leathered granite countertops and a Bertazzoni Dual Fuel Pro Series range. Warm oak floors, carefully chosen paint colours and natural materials create a cohesive, inviting feel throughout. A convenient mudroom off the driveway provides easy access to the kitchen for unloading groceries, while the main-floor five-piece bathroom features heated floors. Upstairs, three bedrooms each offer good closet space, while the finished basement provides a fourth bedroom and additional living space. Outdoor sheds offer practical storage, and Victoria Park is just steps away. Downtown Galt's restaurants, coffee shops and shopping are within easy walking and cycling distance.

Insights

  • Condition Score

    Good
    68out of 100

    6 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    38out of 100

    −$863/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 8 detached homes with 4 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$4,204 / 2026
MLS® number
X14127538
Board
TRREB MLS®
Property Type
Detached
Days on market
Size
1500-2000 sqft
Lot Size
51 x 110 ft
Listed on
Parking
None, 2 Parking
Listing brokerage: RE/MAX Solid Gold Realty (II) LtdData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for Cambridge, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$769,900N/AFor SaleX14127538

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Detached
Style
2-Storey
Municipality
Cambridge

Building

Size
1500-2000 sqft
Construction
Brick

Inside

Bedrooms
4
Bathrooms
2
Bathroom Details
1 × 5pc Main, 1 × 3pc Bsmt
Basement Type
Finished
Kitchens
1

Parking

Garage Type
None
Additional Parking
2
Total Parking
2

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
51 ft
Depth
110 ft
Lot Size
51 x 110 ft

Additional

Foundation
Concrete Block
Roof
Asphalt Shingle
Fireplace
No
Pool
None
Den
Yes
Family room
Yes
Extras
Dishwasher, Dryer, Gas Oven/Range, Range Hood, Refrigerator, Stove, Washer

Rooms

RoomSizeFeaturesLevel
Family3.81 × 3.33 m—Main
Living3.51 × 4.22 m—Main
Dining2.67 × 4.04 m—Main
Kitchen4.09 × 5.54 m—Main
Breakfast2.51 × 3.78 m—Main
Bathroom2.06 × 2.39 m5 Pc BathMain
Br3.68 × 3.91 m—2nd
2nd Br3.35 × 3.53 m—2nd
3rd Br3.33 × 3.58 m—2nd
Rec3.61 × 7.72 m—Bsmt
4th Br2.69 × 3.56 m—Bsmt
Office1.5 × 2.95 m—Bsmt
Bathroom1.93 × 2.36 m3 Pc BathBsmt
Utility3.2 × 8.36 mCombined W/Laundry, Laundry SinkBsmt

Map and tour

No map available

This listing did not publish a map location.

3D tour on unbranded.youriguide.comOpen 3D tour

Detached homes for sale in Cambridge right now

For sale now
219
Median asking price
$775K

Middle half: $655K to $927K

New in 7 days
24

106 in 28 days

Price cuts
26%

57 listings

This home is asking 1% below the median.

See all homes in Cambridge

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$11,873
Total land transfer tax
$11,873
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$7,873
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $769,900
$7,398
Ontario total
$11,873

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

12 records · 7 on fileRead 2026-11-07
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 m1 water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest rail line: 910 mA trail on the Ontario trail network within 1 km2 licensed pits or quarries within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by GrandBridge Energy Inc.Wired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • 1 water-supply well recorded within 250 mIt was drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water.250 m

Province of Ontario open data

Planning and building activity1

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address

Province of Ontario open data

Around the home2

  • Nearest rail line: 910 m910 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • 2 licensed pits or quarries within 2 kmThe nearest is 1.6 km away, as mapped.2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Canadian General-Tower Ltd., 1.4 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by GrandBridge Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Lot

Lot area
5,610 sq ft521 m²
Street frontage
51 ft15.5 m
Depth
110 ft33.5 m
51 × 110 ft

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by MPAC.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $153,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$153,980
Total mortgage amount
$615,920
Total interest payment
$437,980
Total purchase cost
$1,207,880
Mortgage payment
$3,513/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

40%

Monthly carrying cost

$3,863
−$863per month
  • Rent $3,000
  • Shortfall $863

Rental income opens at $3,000, the median asking rent of 8 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.

Market area · filters apply to the charts below

Demographics by Statistics Canada

Neighbourhood demographics for Cambridge

Statistics Canada census data is not available for this dissemination area yet.

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