For SaleDetached · 2-StoreyMLS® #X14121086 · TRREB MLS®
28 GROVE St, St. Catharines, Ontario
Secord Woods, St. Catharines, Ontario L2P 1C7
- Bedrooms
- 3
- Lot Size
- 50 x 110 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Partly Finished
$539,000
Estimated market value
About 28 GROVE St
28 GROVE St is a 3-bedroom, 2-bathroom detached house in Secord Woods, St. Catharines, listed for sale at an asking price of $539,000 (MLS® X14121086).
Welcome to 28 Grove Avenue, a bright, clean and move-in ready 2-storey home that is ready for its next chapter. This home sits on an extra large 50 x 110 ft lot, offering room for kids, pets, gardens and summer evenings.Step inside to freshly painted walls, warm wood-tone floors and a sun-filled living room. Large windows pour natural light across the main floor, and charming arched openings guide you from the living room into the dining room and kitchen, a layout that is great for family dinners and for hosting. The kitchen is bright and practical, with warm oak cabinets, a stainless steel dishwasher, plenty of counter space and a window over the sink, so the cook never misses the view of the backyard.Upstairs, you'll find three bright bedrooms, each with generous natural light and room for a full-size bed and dresser. The upstairs bathroom was beautifully renovated last year: fresh, modern and ready to enjoy.Outside, you'll find a detached garage and a 2-car driveway with parking for up to 3 vehicles, along with a spacious backyard.Close to schools, parks, shopping and everyday amenities, with easy access to the highway, 28 Grove Avenue is a great fit for first-time home buyers, growing families and anyone looking for a comfortable home at a great value. Come and see it for yourself. Some photos have been virtually staged for illustration purposes.
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$457/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 26 detached homes with 3 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,563 / 2026
- MLS® number
- X14121086
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 50 x 110 ft
- Listed on
- Parking
- 1 Detached, 3 Parking
Listing history
Buy/sell history for 28 GROVE St, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $539,000 | N/A | For Sale | X14121086 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Secord Woods
- Municipality
- St. Catharines
Building
- Size
- 1100-1500 sqft
- Construction
- Other
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc, 1 × 2pc
- Basement Type
- Partly Finished
- Kitchens
- 1
Parking
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 50 ft
- Depth
- 110 ft
- Lot Size
- 50 x 110 ft
Additional
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Map and tour
Detached homes for sale in Secord Woods right now
- For sale now
- 26
- Median asking price
- $550K
- New in 7 days
- 2
- Price cuts
- 31%
Middle half: $505K to $657K
13 in 28 days
8 listings
This home is asking 2% below the median.
See all homes in Secord WoodsAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $7,255
- Total land transfer tax
- $7,255
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $3,255
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $539,000
- $2,780
- Ontario total
- $7,255
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 4.8 km4.8 km
Province of Ontario open data
Around the home2
- Nearest rail line: 360 m360 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Interlake Acquisition Corporation Limited — Biorigin Specialty Products, 1.5 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Theresa Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 400 m | 80%Grade 3 average |
| Ferndale Public SchoolDSB Niagara | Public · grades JK–8 | 450 m | 83%Grade 6 average |
| Applewood Public SchoolDSB Niagara | Public · grades JK–6 | 650 m | 96%Grade 6 average |
| ÉÉC Sainte-Marguerite-Bourgeoys-St.CathConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 1.6 km | 47%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Sir Winston Churchill Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 1.8 km | 71%Grade 9 math |
| Thorold Secondary SchoolDSB Niagara | Public · grades 9–12 | 2.1 km | 66%Grade 9 math |
| Pope Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 2.3 km | — |
| Denis Morris Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 2.3 km | 50%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St. Catharines GO | GO Transit train: Lakeshore West | 3.6 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Lot area
- 5,500 sq ft511 m²
- Street frontage
- 50 ft15.2 m
- Depth
- 110 ft33.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $107,800
- Total mortgage amount
- $431,200
- Total interest payment
- $306,800
- Total purchase cost
- $845,800
- Mortgage payment
- $2,460/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
35%Monthly carrying cost
$2,757- Rent $2,300
- Shortfall $457
Rental income opens at $2,300, the median asking rent of 26 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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Sold prices in Secord Woods are shown to signed-in members.