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For SaleCondo Townhouse · Multi-LevelMLS® #X14109916 · TRREB MLS®

13-220 Salisbury Ave, Cambridge, Ontario

Cambridge, Ontario N1S 1K5

Bedrooms
3
Bathrooms
3
Type
Condo Townhouse
Basement
Full

$399,900

Estimated market value

About 13-220 Salisbury Ave

13-220 Salisbury Ave is a 3-bedroom, 3-bathroom condo townhouse in Cambridge, listed for sale at an asking price of $399,900 (MLS® X14109916).

Welcome to 220 Salisbury Ave, Unit 13, a beautifully updated 3-bedroom, 3-bathroom multi-level condo townhouse tucked away in a quiet and private enclave in one of West Galt's most desirable neighbourhoods. Backing onto a greenbelt and natural green space, this home offers a peaceful setting with a wonderful sense of privacy. The spacious layout features a walkout basement, providing added flexibility and easy access to the outdoors. Numerous recent improvements include renovated kitchen and bathrooms, new flooring throughout, electrical upgrades, and improved attic insulation completed in 2025. The windows were replaced approximately two years ago, adding to the home's comfort and efficiency. Ideally located close to schools, playgrounds, parks, trails and everyday amenities, with easy access to the Grand River trail network, Victoria Park and historic downtown Galt. A fantastic opportunity to enjoy the convenience of condo living while surrounded by nature, privacy and the established charm of West Galt.

Insights

  • Condition Score

    Good
    76out of 100

    2 documented update signals

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    41out of 100

    −$604/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 5 condos with 3 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$3,584 / 2025
MLS® number
X14109916
Board
TRREB MLS®
Property Type
Condo Townhouse
Building Age
51-99
Days on market
Size
1600-1799 sqft
Listed on
Parking
1 Attached, 3 Parking
Listing brokerage: EXP REALTYData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 13-220 Salisbury Ave, Cambridge, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$399,900N/AFor SaleX14109916

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Condo Townhouse
Style
Multi-Level
Municipality
Cambridge

Building

Size
1600-1799 sqft
Building Age
51-99
Construction
Brick

Inside

Bedrooms
3
Bathrooms
3
Bathroom Details
1 × 2pc Main, 1 × 2pc 3rd, 1 × 4pc 3rd
Basement Type
Full
Kitchens
1

Parking

Garage Type
Attached
Garage
1
Additional Parking
2
Total Parking
3

Utilities

Cooling
Central Air
Heating Type
Forced Air

Additional

Foundation
Poured Concrete
Roof
Asphalt Shingle
Fireplace
Yes
Den
No
Family room
No
Extras
Dishwasher, Dryer, Garage Door Opener, Microwave, Refrigerator, Stove, Washer
Condo maint.
$1,130

Rooms

RoomSizeFeaturesLevel
Dining1.98 × 4.47 m—Main
Dining2.74 × 3.45 m—Main
Living4.5 × 6.65 m—Main
Br2.31 × 3.07 m—2nd
2nd Br3.99 × 3.45 m—3rd
3rd Br3.89 × 5.89 m—3rd
Rec3.1 × 6.4 m—Lower
Laundry2.24 × 2.95 m—Bsmt
Utility1.22 × 1.32 m—Bsmt

Map and tour

Condos for sale in Cambridge right now

For sale now
31
Median asking price
$520K

Middle half: $450K to $612K

New in 7 days
3

14 in 28 days

Price cuts
13%

4 listings

This home is asking 23% below the median, lower than three quarters of them.

See all homes in Cambridge

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$4,474
Total land transfer tax
$4,474
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$474
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $399,900
$2,249
Ontario total
$4,474

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

13 records · 8 on fileRead 2026-11-06
250 m500 m1 km2 kmBeyond · area-wideA mapped wetland is within 120 mNo water-supply well recorded within 250 mGroundwater recorded about 9.1 m below ground nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest rail line: 150 mA trail on the Ontario trail network within 1 km6 licensed pits or quarries within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by GrandBridge Energy Inc.Wired internet 50/10 Mbps or faster is listed at a household 50 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation3

  • A mapped wetland is within 120 mDevelopment close to a wetland can need extra review.120 m
  • No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m
  • Groundwater recorded about 9.1 m below ground nearbyThe middle water level in the well records within 500 m (33 records). It changes with the season and from spot to spot.500 m

Province of Ontario open data

Planning and building activity1

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address

Province of Ontario open data

Around the home2

  • Nearest rail line: 150 m150 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • 6 licensed pits or quarries within 2 kmThe nearest is 1.0 km away, as mapped.2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Canadian General-Tower Ltd., 2.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by GrandBridge Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Highland Public SchoolWaterloo Region DSBPublic · grades JK–6 · French Immersion800 m75%Grade 6 average
St Gregory Catholic Elementary SchoolWaterloo CDSBCatholic · grades JK–81.1 km67%Grade 6 average
St Augustine Catholic Elementary SchoolWaterloo CDSBCatholic · grades JK–81.4 km73%Grade 6 average
ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–65.2 km78%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Southwood Secondary SchoolWaterloo Region DSBPublic · grades 9–12800 m50%Grade 9 math
Galt Collegiate and Vocational InstituteWaterloo Region DSBPublic · grades 9–12 · French Immersion2 km68%Grade 9 math
Monsignor Doyle Catholic Secondary SchoolWaterloo CDSBCatholic · grades 9–123.7 km46%Grade 9 math
ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–128.3 km70%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
Ainslie St TerminalGRT bus rapid transit: ION Bus1.9 km
DeltaGRT bus rapid transit: ION Bus2.4 km
Can-AmeraGRT bus rapid transit: ION Bus3.4 km
Cambridge Centre MallGRT bus rapid transit: ION Bus4.1 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $79,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$79,980
Total mortgage amount
$319,920
Total interest payment
$227,580
Total purchase cost
$627,480
Mortgage payment
$1,825/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

46%

Monthly carrying cost

$3,254
−$604per month
  • Rent $2,650
  • Shortfall $604

Rental income opens at $2,650, the median asking rent of 5 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.

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