For SaleDetached · BungalowMLS® #X14106072 · TRREB MLS®
542 Lake St, St. Catharines, Ontario
Lakeport, St. Catharines, Ontario L2N 4H8
- Bedrooms
- 3+1
- Lot Size
- 60 x 110 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Full
$549,000
Estimated market value
About 542 Lake St
542 Lake St is a 3+1-bedroom, 2-bathroom detached house in Lakeport, St. Catharines, listed for sale at an asking price of $549,000 (MLS® X14106072).
Welcome to 542 Lake Street, a warm and inviting brick bungalow in one of north St. Catharines' most convenient locations. Set on a beautifully landscaped corner lot surrounded by mature trees, this home offers the space, comfort and practicality that makes bungalow living so appealing. Inside, you'll find 3+1 bedrooms, 2 full bathrooms and approximately 2,000 sq. ft. of finished living space. The bright living room features hardwood floors and a large picture window, while the spacious eat-in kitchen offers plenty of cabinetry, stainless steel appliances and room for everyday family meals. Three bedrooms, a full bathroom and convenient main-floor laundry make single-level living easy. Downstairs, the fully finished lower level provides a whole second living space with a large rec room, charming exposed brick, cozy gas fireplace, fourth bedroom or home office, a second full bathroom and workshop. The home is comfortably heated by the gas furnace and fireplace; the supplemental baseboard heaters are not required for normal heating. Outside, mature landscaping creates a lovely sense of privacy, with plenty of room to relax and enjoy the yard. An attached garage with interior entry and generous storage is complemented by two driveway entrances, from Lake Street and Prince Edward Street, with parking for four vehicles. The owned solar panels generate additional income (approximately $2,591 in 2025). Major updates include roof (2018), windows (2009), A/C (2012), Trane furnace (2003), solar panels (2013), plus updated bathrooms, kitchen cabinetry and interior/exterior doors. All of this in an established north-end neighbourhood close to shopping, schools, parks and trails, with Lake Ontario and Port Dalhousie just minutes away. A comfortable, spacious home, a fantastic location.
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Strong+$613/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 7 detached homes with 4 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,587 / 2026
- MLS® number
- X14106072
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 60 x 110 ft
- Listed on
- Parking
- 1 Attached, 5 Parking
Listing history
Buy/sell history for 542 Lake St, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $549,000 | N/A | For Sale | X14106072 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Lakeport
- Municipality
- St. Catharines
Building
- Size
- 700-1100 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc, 1 × 3pc
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 4
- Total Parking
- 5
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 60 ft
- Depth
- 110 ft
- Lot Size
- 60 x 110 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, gas stove, microwave, dishwasher, washer, dryer, most window coverings and blinds, TV and bracket in rec room, water softener (owned), work bench in workshop, 2 sheds, garage door opener and remotes, solar panels, hot water heater (owned)
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.53 × 4.9 m | — | Main |
| Kitchen | 2.98 × 5.09 m | — | Main |
| Br | 2.98 × 4.2 m | — | Main |
| 2nd Br | 8.0 × 3.29 m | — | Main |
| 3rd Br | 2.5 × 3.07 m | — | Main |
| Bathroom | 2.43 × 2.43 m | 4 Pc Bath | Main |
| Laundry | 1.52 × 1.55 m | — | Main |
| Rec | 3.29 × 7.04 m | — | Lower |
| Br | 11.0 × 5.24 m | — | Lower |
| Bathroom | 2.13 × 1.52 m | 3 Pc Bath | Lower |
| Workshop | 3.62 × 3.53 m | — | Lower |
| Utility | 2.43 × 3.59 m | — | Lower |
| Other | 3.04 × 2.65 m | — | Lower |
Map and tour
Detached homes for sale in Lakeport right now
- For sale now
- 10
- Median asking price
- $672K
- New in 7 days
- 2
- Price cuts
- 20%
Middle half: $600K to $759K
6 in 28 days
2 listings
This home is asking 18% below the median, lower than three quarters of them.
See all homes in LakeportAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $7,455
- Total land transfer tax
- $7,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $3,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $549,000
- $2,980
- Ontario total
- $7,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m6 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.8 km5.8 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Regional Municipality of Niagara — Port Dalhousie Wastewater Treatment Plant, 1.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| École élémentaire L'HéritageConseil scolaire Viamonde | French-language public · grades JK–8 | 500 m | 85%Grade 6 average |
| William Hamilton Merritt Public SchoolDSB Niagara | Public · grades JK–8 | 550 m | 83%Grade 6 average |
| Parnall Public SchoolDSB Niagara | Public · grades JK–8 | 800 m | 86%Grade 6 average |
| St James Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 1.5 km | 87%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Lifetime Learning Centre Secondary SchoolDSB Niagara | Public · grades 9–12 | 100 m | — |
| Eden High SchoolDSB Niagara | Public · grades 9–12 | 150 m | 73%Grade 9 math |
| Saint Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 250 m | 71%Grade 9 math |
| Governor Simcoe Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 1.9 km | 66%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St. Catharines GO | GO Transit train: Lakeshore West | 4.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Lot area
- 6,600 sq ft613 m²
- Street frontage
- 60 ft18.3 m
- Depth
- 110 ft33.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $109,800
- Total mortgage amount
- $439,200
- Total interest payment
- $312,300
- Total purchase cost
- $861,300
- Mortgage payment
- $2,505/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
0%Monthly carrying cost
$2,887- Carrying cost $2,887
- Surplus $613
Rental income opens at $3,500, the median asking rent of 7 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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