For SaleDetached · Sidesplit 4MLS® #X14104904 · TRREB MLS®
123 A&B First Street Louth, St. Catharines, Ontario
Grapeview, St. Catharines, Ontario L2R 0C9
- Bedrooms
- 4
- Lot Size
- 66.01 x 110 ft
- Bathrooms
- 4
- Type
- Detached
- Basement
- Finished with Walk-Out
$999,900
Estimated market value
About 123 A&B First Street Louth
123 A&B First Street Louth is a 4-bedroom, 4-bathroom detached house in Grapeview, St. Catharines, listed for sale at an asking price of $999,900 (MLS® X14104904).
A truly one-of-a-kind offering in the highly sought-after Grapeview neighbourhood! This rare property features two semi-detached split level homes under one ownership, creating an exceptional opportunity for multi-generational living, extended families, or those seeking a unique and versatile living arrangement. Together, the homes offer 4 bedrooms plus 2 dedicated dens/offices, skylights in B, solatubes in A, 2 family rooms and 4 full bathrooms(one with a skylight), providing generous space and flexibility for today's lifestyles. Situated on a corner lot each residence enjoys its own private entrances facing 2 different streets & each having a separate driveway, and attached garages (a single & a 1 1/2 car), allowing for independence while remaining conveniently connected. Another bonus is the shared inground pool (4 1/2' deep - no deep end) with pergola, outside lower level walk out close to washroom access, 2 large sheds, combination privacy fencing & iron fencing all surrounded by a lush mature landscape. Ideally located, you'll be just minutes from excellent schools, parks, highway access, major shopping, and the hospital. Enjoy the best of both worlds with nearby roadside markets offering fresh local produce, while still being close to every urban convenience. Properties with this distinctive configuration are exceptionally rare. Whether you're accommodating multiple generations under one ownership or simply looking for a home that offers unmatched flexibility, this is a unique opportunity you won't want to miss.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$1,770/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 7 detached homes with 4 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $8,492 / 2026
- MLS® number
- X14104904
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 31-50
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 66.01 x 110 ft
- Listed on
- Parking
- 2 Attached, 6 Parking
Listing history
Buy/sell history for 123 A&B First Street Louth, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $999,900 | N/A | For Sale | X14104904 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Sidesplit 4
- Community
- Grapeview
- Municipality
- St. Catharines
Building
- Size
- 2000-2500 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 4
- Bathroom Details
- 1 × 4pc 2nd, 1 × 3pc 2nd, 1 × 3pc Lower, 1 × 3pc Lower
- Basement Type
- Finished with Walk-Out
- Kitchens
- 2
Parking
- Driveway
- Inside Entry, Pvt Double, Private
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 66.01 ft
- Depth
- 110 ft
- Lot Size
- 66.01 x 110 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Shingles
- Fireplace
- No
- Pool
- Inground
- Den
- Yes
- Family room
- Yes
- Extras
- 2 refrigerators, 2 stoves, 2 microwaves, 2 dishwashers, 2 washers, 2 dryers, all existing light fixtures, all pool accessories, 2 sheds, all blinds, 2 central vacuums & attachments, extra flooring, garage door openers & remotes, most cabinets in laundry room, irrigation system
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.22 × 4.85 m | Ceramic Floor, Double Sink | Main |
| Living | 3.09 × 4.87 m | Hardwood Floor | Main |
| Primary | 3.22 × 4.03 m | — | Upper |
| Br | 3.22 × 4.64 m | Hardwood Floor | Upper |
| Bathroom | 2.15 × 2.43 m | 4 Pc Bath, Ceramic Floor | Upper |
| Family | 3.4 × 6.35 m | — | Lower |
| Other | 2.03 × 2.74 m | — | Lower |
| Bathroom | 2.03 × 2.74 m | 3 Pc Bath | Lower |
| Utility | 3.15 × 5.18 m | — | Bsmt |
| Laundry | 3.09 × 4.39 m | — | Bsmt |
| Kitchen | 4.08 × 5.25 m | Skylight, Vinyl Floor, Skylight | Main |
| Dining | 3.15 × 3.96 m | — | Main |
| Living | 3.58 × 3.96 m | — | Main |
| Primary | 3.48 × 5.2 m | Broadloom | Upper |
| Br | 3.15 × 3.3 m | — | Upper |
| Bathroom | 2.08 × 2.46 m | 3 Pc Bath | Upper |
| Family | 3.81 × 6.47 m | Gas Fireplace, Sliding Doors | Lower |
| Bathroom | 2.21 × 3.15 m | Ceramic Floor, 3 Pc Bath | Lower |
| Laundry | 2.54 × 3.32 m | Ceramic Floor | Lower |
| Rec | 4.75 × 3.3 m | — | Bsmt |
| Utility | 2.46 × 3.75 m | — | Bsmt |
| Den | 2.69 × 3.09 m | — | Bsmt |
| Office | 3.09 × 3.55 m | — | Bsmt |
Map and tour
Detached homes for sale in Grapeview right now
- For sale now
- 18
- Median asking price
- $734K
- New in 7 days
- 1
- Price cuts
- 39%
Middle half: $659K to $887K
7 in 28 days
7 listings
This home is asking 36% above the median, higher than three quarters of them.
See all homes in GrapeviewAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $16,473
- Total land transfer tax
- $16,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $12,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $999,900
- $11,998
- Ontario total
- $16,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 8.2 km8.2 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, SkyChoice Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Teresa of Calcutta Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 100 m | 61%Grade 6 average |
| Grapeview Public SchoolDSB Niagara | Public · grades JK–8 | 150 m | 88%Grade 6 average |
| Harriet Tubman Public SchoolDSB Niagara | Public · grades JK–8 | 2.4 km | 78%Grade 6 average |
| ÉÉC Immaculée-ConceptionConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 2.9 km | 51%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Catharines Collegiate Institute and Vocational SchoolDSB Niagara | Public · grades 9–12 | 2.6 km | 74%Grade 9 math |
| DSBN AcademyDSB Niagara | Public · grades 9–12 | 3.2 km | 71%Grade 9 math |
| Eden High SchoolDSB Niagara | Public · grades 9–12 | 3.6 km | 73%Grade 9 math |
| Saint Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 3.9 km | 71%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St. Catharines GO | GO Transit train: Lakeshore West | 2.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Lot area
- 7,261 sq ft675 m²
- Street frontage
- 66.01 ft20.1 m
- Depth
- 110 ft33.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $199,980
- Total mortgage amount
- $799,920
- Total interest payment
- $568,680
- Total purchase cost
- $1,568,580
- Mortgage payment
- $4,562/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
51%Monthly carrying cost
$5,270- Rent $3,500
- Shortfall $1,770
Rental income opens at $3,500, the median asking rent of 7 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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