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For SaleDetached · 1 1/2 StoreyMLS® #X14097328 · TRREB MLS®

119 Pelham Rd, St. Catharines, Ontario

Western Hill, St. Catharines, Ontario L2S 1T4

Bedrooms
3+1
Lot Size
40 x 105 ft
Bathrooms
2
Type
Detached
Basement
Finished

$489,900

Estimated market value

About 119 Pelham Rd

119 Pelham Rd is a 3+1-bedroom, 2-bathroom detached house in Western Hill, St. Catharines, listed for sale at an asking price of $489,900 (MLS® X14097328).

Welcome to 119 Pelham Rd! This charming brick 1.5-storey detached home is situated in the desirable Western Hill community of St. Catharines and offers a versatile layout with 3+1 bedrooms and 2 full bathrooms. A standout feature is the finished basement with its own separate entrance, kitchenette, bedroom and 3-piece bathroom, offering excellent in-law suite potential or additional living space for extended family.Freshly painted and featuring new carpet throughout the second level, updated light fixtures, and a new railing on the existing back deck, this home is ready for its next owners. The main level offers a bright living room, dining area, kitchen, bedroom and 4-piece bathroom, while the second level features two generously sized bedrooms.Situated on a 40' x 105' lot, the property also features a private double-wide driveway with parking for up to 4 vehicles and a garden shed. Conveniently located close to the hospital, GO Station, Brock University, Ridley College, schools, shopping, restaurants, recreation and public transit, with the Participark Trail and scenic Twelve Mile Creek just steps away. A fantastic opportunity for families, first-time buyers, investors, or those looking for a home with flexible multi-generational living potential!

Insights

  • Condition Score

    Good
    73out of 100

    1 documented update signal

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Strong
    98out of 100

    +$1,001/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 7 detached homes with 4 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$3,150 / 2026
MLS® number
X14097328
Board
TRREB MLS®
Property Type
Detached
Building Age
51-99
Days on market
Size
1100-1500 sqft
Lot Size
40 x 105 ft
Listed on
Parking
None, 4 Parking
Listing brokerage: CENTURY 21 PERCY FULTON LTD.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 119 Pelham Rd, St. Catharines, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$489,900N/AFor SaleX14097328

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Detached
Style
1 1/2 Storey
Community
Western Hill
Municipality
St. Catharines

Building

Size
1100-1500 sqft
Building Age
51-99
Construction
Vinyl Siding

Inside

Bedrooms
3+1
Bathrooms
2
Bathroom Details
1 × 4pc Main, 1 × 3pc Bsmt
Basement Type
Finished
Kitchens
1

Parking

Driveway
Pvt Double
Garage Type
None
Additional Parking
4
Total Parking
4

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
40 ft
Depth
105 ft
Lot Size
40 x 105 ft

Additional

Foundation
Concrete Block
Roof
Asphalt Shingle
Fireplace
Yes
Pool
None
Den
No
Family room
No
Extras
Existing fridge, stove, dishwasher, shed in backyard. All ELF's, Fridge in basement, washer in basement. All as is.

Rooms

RoomSizeFeaturesLevel
Kitchen3.05 × 3.66 m—Main
Br2.87 × 2.87 m—Main
Bathroom1.0 × 1.0 m4 Pc BathMain
Br4.09 × 4.27 m—2nd
Br3.17 × 4.09 m—2nd
Bathroom1.0 × 1.0 m3 Pc BathBsmt
Br3.96 × 6.4 m—Bsmt
Laundry2.44 × 2.44 mCeramic FloorBsmt

Map and tour

Open in maps

Detached homes for sale in Western Hill right now

For sale now
27
Median asking price
$448K

Middle half: $354K to $547K

New in 7 days
0

9 in 28 days

Price cuts
26%

7 listings

This home is asking 9% above the median.

See all homes in Western Hill

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$6,273
Total land transfer tax
$6,273
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$2,273
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $489,900
$1,798
Ontario total
$6,273

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

13 records · 7 on fileRead 2026-11-06
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 7.5 kmNearest rail line: 730 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment Canada1 federal contaminated site within 1 kmElectricity is distributed here by Alectra Utilities CorporationWired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m2 test or monitoring holes also recorded.250 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 7.5 km7.5 km

Province of Ontario open data

Around the home2

  • Nearest rail line: 730 m730 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Con Cast Pipe Inc. — Hy-Grade Precast Concrete, 2.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Alectra Utilities CorporationAt the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
St Anthony Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–8450 m80%Grade 6 average
Oakridge Public SchoolDSB NiagaraPublic · grades JK–8750 m93%Grade 6 average
Edith Cavell Public SchoolDSB NiagaraPublic · grades JK–8850 m76%Grade 6 average
ÉÉC Sainte-Marguerite-Bourgeoys-St.CathConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–82.7 km47%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
DSBN AcademyDSB NiagaraPublic · grades 9–12550 m71%Grade 9 math
Denis Morris Catholic High SchoolNiagara CDSBCatholic · grades 9–121.2 km50%Grade 9 math
Sir Winston Churchill Secondary SchoolDSB NiagaraPublic · grades 9–12 · French Immersion1.7 km71%Grade 9 math
St Catharines Collegiate Institute and Vocational SchoolDSB NiagaraPublic · grades 9–123 km74%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
St. Catharines GOGO Transit train: Lakeshore West900 m

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Lot

Lot area
4,200 sq ft390 m²
Street frontage
40 ft12.2 m
Depth
105 ft32 m
40 × 105 ftPELHAM RD

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by GeoWarehouse.

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Comparable sales

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Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $97,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$97,980
Total mortgage amount
$391,920
Total interest payment
$278,880
Total purchase cost
$768,780
Mortgage payment
$2,236/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

—

Monthly carrying cost

$2,499
$1,001per month
  • Carrying cost $2,499
  • Surplus $1,001

Rental income opens at $3,500, the median asking rent of 7 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.

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