For SaleDetached · 2 1/2 StoreyMLS® #X14090220 · TRREB MLS®
22 Rich Ave, Cambridge, Ontario
Cambridge, Ontario N1R 2A5
- Bedrooms
- 4
- Lot Size
- 66 x 99 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Full
$569,000
Estimated market value
About 22 Rich Ave
22 Rich Ave is a 4-bedroom, 2-bathroom detached house in Cambridge, listed for sale at an asking price of $569,000 (MLS® X14090220).
Forced appreciation opportunity in historic East Galt! This 2.5-storey century home offers over 1,800 sq. ft. on a rare double lot, with a garage and parking for 6. A compelling opportunity for investors and house hackers looking to acquire a property with existing income, flexibility, and significant future upside. Currently configured with two living spaces, the upper unit provides rental income while the main floor is vacant. This creates an opportunity to live in the property while offsetting your housing costs, or to reposition the property to maximize rental income. Zoned R4, the property offers exciting potential to explore increased residential density, including multiplex conversion. The double lot further appeals to investors seeking efficient use of the existing footprint. Whether you're looking to house hack, establish a stronger rental portfolio, or pursue a longer-term value-add strategy, this property offers multiple paths to growth. Minutes from historic downtown Galt, trails, and local amenities. A rare combination of land, income, and future potential.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs+$8/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 detached homes with 4 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,748 / 2026
- MLS® number
- X14090220
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 100+
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 66 x 99 ft
- Listed on
- Parking
- 1 Attached, 7 Parking
Listing history
Buy/sell history for 22 Rich Ave, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $569,000 | N/A | For Sale | X14090220 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2 1/2 Storey
- Municipality
- Cambridge
Building
- Size
- 1500-2000 sqft
- Building Age
- 100+
- Construction
- Alum Siding
Inside
- Bedrooms
- 4
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc 2nd
- Basement Type
- Full
- Kitchens
- 2
Parking
- Driveway
- Private Triple
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 6
- Total Parking
- 7
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 66 ft
- Depth
- 99 ft
- Lot Size
- 66 x 99 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- 2 fridges, 2 stoves, 1 B/I microwave, 1 stacked washer-dryer, 1 washer, 1 dryer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.96 × 3.96 m | — | Main |
| Kitchen | 2.13 × 3.35 m | — | Main |
| Dining | 2.13 × 3.51 m | — | Main |
| Br | 2.74 × 3.96 m | — | Main |
| Br | 3.66 × 3.96 m | — | Main |
| Kitchen | 2.9 × 3.05 m | — | 2nd |
| Living | 2.9 × 3.81 m | — | 2nd |
| Br | 3.35 × 3.96 m | — | 2nd |
| Br | 3.05 × 3.96 m | — | 2nd |
| Rec | 6.1 × 6.0 m | — | 3rd |
Map and tour
Detached homes for sale in Cambridge right now
- For sale now
- 218
- Median asking price
- $777K
- New in 7 days
- 25
- Price cuts
- 26%
Middle half: $652K to $928K
106 in 28 days
57 listings
This home is asking 27% below the median, lower than three quarters of them.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $7,855
- Total land transfer tax
- $7,855
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $3,855
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $569,000
- $3,380
- Ontario total
- $7,855
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
- Bedrock about 20.3 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Rockwell Automation — Dundas Facility, 850 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 60 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (60 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.60 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Central Public SchoolWaterloo Region DSB | Public · grades JK–6 | 350 m | 69%Grade 6 average |
| St Anne Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 900 m | 50%Grade 6 average |
| Chalmers Street Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1 km | 54%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 5.8 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Glenview Park Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 1.4 km | 53%Grade 9 math |
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 1.6 km | 68%Grade 9 math |
| Monsignor Doyle Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 2.1 km | 46%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 9.6 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 700 m |
| Delta | GRT bus rapid transit: ION Bus | 2 km |
| Can-Amera | GRT bus rapid transit: ION Bus | 3.2 km |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 4.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Lot area
- 6,534 sq ft607 m²
- Street frontage
- 66 ft20.1 m
- Depth
- 99 ft30.2 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $113,800
- Total mortgage amount
- $455,200
- Total interest payment
- $323,600
- Total purchase cost
- $892,600
- Mortgage payment
- $2,596/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
20%Monthly carrying cost
$2,992- Carrying cost $2,992
- Surplus $8
Rental income opens at $3,000, the median asking rent of 8 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
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