For SaleSemi-Detached · 2-StoreyMLS® #X14083532 · TRREB MLS®
5 George St, Cambridge, Ontario
Cambridge, Ontario N1S 2N3
- Bedrooms
- 4
- Lot Size
- 31.01 x 119 ft
- Bathrooms
- 2
- Type
- Semi-Detached
- Basement
- Full
$450,000
Estimated market value
About 5 George St
5 George St is a 4-bedroom, 2-bathroom semi-detached house in Cambridge, listed for sale at an asking price of $450,000 (MLS® X14083532).
Welcome to 5 George Street South, Cambridge. A charming semi-detached century home with two units, offering an outstanding opportunity for investors, multi-generational families, or buyers looking to offset their mortgage with rental income. Featuring 4 bedrooms, 2 bathrooms and 1,348 sq ft of living space on a 31.01 x 119 ft lot. The striking stone exterior immediately sets this home apart, while inside you'll find spacious principal rooms, high ceilings, abundant natural light, beautiful original wood trim that highlights the home's historic charm. Large windows fill the living spaces with natural light, creating warm and inviting interiors full of character. Situated in one of Cambridge's most walkable neighbourhoods, this property boasts an impressive 9.7/10 Walk Score, placing parks, cafés, restaurants, shopping and everyday amenities just steps from your front door. Enjoy the convenience of downtown living with easy access to the vibrant Gaslight District, scenic Grand River trails, transit and local attractions. Whether you're looking to expand your investment portfolio, accommodate extended family, or live in one unit while generating rental income from the other, this offers flexibility and long-term value in a highly desirable location. Opportunities to own a character-filled home in the heart of Cambridge are rare. Don't miss your chance to own a versatile property with exceptional lifestyle appeal and outstanding investment potential.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Strong+$599/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 21 homes with 4 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $2,979 / 2026
- MLS® number
- X14083532
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 31.01 x 119 ft
- Listed on
- Parking
- Other, 2 Parking
Listing history
Buy/sell history for 5 George St, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $450,000 | N/A | For Sale | X14083532 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2-Storey
- Municipality
- Cambridge
Building
- Size
- 1100-1500 sqft
- Construction
- Stone
Inside
- Bedrooms
- 4
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc 2nd
- Basement Type
- Full
- Kitchens
- 1
Parking
- Garage Type
- Other
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- None
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 31.01 ft
- Depth
- 119 ft
- Lot Size
- 31.01 x 119 ft
Additional
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- 2 Refrigerator, 2 stoves
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.1 × 3.68 m | — | Main |
| Living | 3.28 × 4.65 m | — | Main |
| Bathroom | 1.47 × 2.11 m | — | Main |
| Br | 3.17 × 3.99 m | — | Main |
| Br | 1.68 × 3.17 m | — | Main |
| Kitchen | 2.67 × 3.76 m | — | 2nd |
| Br | 3.23 × 3.28 m | — | 2nd |
| Br | 3.05 × 3.05 m | — | 2nd |
| Bathroom | 1.35 × 2.77 m | — | 2nd |
| Living | 3.12 × 4.29 m | — | 2nd |
Map and tour
Semi-detached homes for sale in Cambridge right now
- For sale now
- 21
- Median asking price
- $500K
- New in 7 days
- 5
- Price cuts
- 19%
Middle half: $470K to $600K
12 in 28 days
4 listings
This home is asking 10% below the median, lower than three quarters of them.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $5,475
- Total land transfer tax
- $5,475
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $1,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $450,000
- $1,000
- Ontario total
- $5,475
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use; 16 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 10.7 m.250 m
- Groundwater recorded about 7 m below ground nearbyThe middle water level in the well records within 500 m (118 records). It changes with the season and from spot to spot.500 m
- Bedrock about 1.8 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Canadian General-Tower Ltd., 1.4 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Highland Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 700 m | 75%Grade 6 average |
| Central Public SchoolWaterloo Region DSB | Public · grades JK–6 | 750 m | 69%Grade 6 average |
| St Gregory Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 1.1 km | 67%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 5.4 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 1.2 km | 68%Grade 9 math |
| Glenview Park Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 1.6 km | 53%Grade 9 math |
| Monsignor Doyle Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 2.5 km | 46%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 9 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 400 m |
| Delta | GRT bus rapid transit: ION Bus | 1.8 km |
| Can-Amera | GRT bus rapid transit: ION Bus | 3.1 km |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 3.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Lot area
- 3,690 sq ft343 m²
- Street frontage
- 31.01 ft9.5 m
- Depth
- 119 ft36.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $90,000
- Total mortgage amount
- $360,000
- Total interest payment
- $255,900
- Total purchase cost
- $705,900
- Mortgage payment
- $2,053/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$2,301- Carrying cost $2,301
- Surplus $599
Rental income opens at $2,900, the median asking rent of 21 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
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