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For SaleDet Condo · 1 Storey/AptMLS® #X14030926 · TRREB MLS®

506-198 Scott St, St. Catharines, Ontario

Fairview, St. Catharines, Ontario L2N 1H6

Bedrooms
2
Bathrooms
1
Type
Det Condo
Basement
Apartment

$259,500

Estimated market value

About 506-198 Scott St

506-198 Scott St is a 2-bedroom, 1-bathroom condo townhouse in Fairview, St. Catharines, listed for sale at an asking price of $259,500 (MLS® X14030926).

PRICED-TO-SELL! AWESOME SUN FILLED PENTHOUSE IN THE HEART OF BEAUTIFUL NORTH END ST. CATHARINES! Enjoy easy, single-floor living in this approximately 800 sq. ft., two-bedroom condo. Set on the top floor, the bright, airy layout and 9-foot ceilings create a welcoming sense of space, while an east-facing balcony offers a relaxing spot for morning coffee as the sun rises. The updated kitchen features quartz counters and new appliances, bringing a fresh finish to everyday meal preparation. Fresh paint and upgraded light fixtures complement the inviting interior, while a updated walk-in shower adds comfort and convenience to your daily routine. Two generously sized bedrooms provide room to unwind, with a walk-in closet in the primary bedroom to keep clothing and belongings organized. The second bedroom offers flexibility for guests, a home office or hobbies, making the layout practical for a first home or a move to a more manageable space. Enjoy recreation and connection close to your own front door, with building amenities that include a heated outdoor saltwater pool, sauna, party room and exercise room. Whether you prefer a swim, a workout or time with friends, there are plenty of ways to make the most of condo living. The convenient North End location puts grocery stores, Fairview Mall, parks and public transit nearby. Easy highway access supports trips beyond the neighbourhood, while downtown restaurants and events add options for evenings out. This refreshed penthouse combines useful space, outdoor enjoyment and everyday convenience-an appealing opportunity to enjoy a simpler routine in an established St. Catharines community.

Insights

  • Condition Score

    Good
    76out of 100

    2 documented update signals

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Strong
    76out of 100

    +$347/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 16 condos with 2 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$2,561 / 2025
MLS® number
X14030926
Board
TRREB MLS®
Property Type
Det Condo
Building Age
51-99
Days on market
Size
800-899 sqft
Listed on
Parking
None, 1 Parking
Listing brokerage: YOUR HOME SOLD GUARANTEED REALTY ELITEData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 506-198 Scott St, St. Catharines, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$259,500N/AScX14030926

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Det Condo
Style
1 Storey/Apt
Community
Fairview
Municipality
St. Catharines

Building

Size
800-899 sqft
Building Age
51-99
Construction
Brick

Inside

Bedrooms
2
Bathrooms
1
Bathroom Details
1 × 4pc Main
Basement Type
Apartment
Kitchens
1

Parking

Garage Type
None
Additional Parking
1
Total Parking
1

Utilities

Cooling
Wall Unit, Window Unit
Heating Type
Baseboard

Additional

Roof
Flat
Fireplace
No
Den
No
Family room
No
Extras
Refrigerator, Stove, Built- In Microwave
Condo maint.
$731

Rooms

RoomSizeFeaturesLevel
Kitchen2.08 × 2.36 m—Main
Dining2.46 × 2.59 m—Main
Living3.15 × 5.92 m—Main
Primary3.61 × 4.19 m—Main
Br2.59 × 3.56 m—Main
Bathroom1.6 × 2.26 m—Main

Map and tour

Land transfer tax on this home

Ontario land transfer tax
$2,368
Total land transfer tax
$2,368
First-time buyer rebates (Ontario up to $4,000)
−$2,368
Total for first-time buyers
$0
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $259,500
$143
Ontario total
$2,368

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

12 records · 5 on fileRead 2026-11-07
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mGroundwater recorded about 3 m below ground nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 5.2 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Alectra Utilities CorporationWired internet 50/10 Mbps or faster is listed at a household 50 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation3

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m2 test or monitoring holes also recorded.250 m
  • Groundwater recorded about 3 m below ground nearbyThe middle water level in the well records within 500 m (20 records). It changes with the season and from spot to spot.500 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 5.2 km5.2 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Kemira Chemicals Canada Inc. — KEMIRA CHEMCIALS CANADA INC. - ST CATS., 1.9 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Alectra Utilities CorporationAt the address
  • Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Lincoln Centennial Public SchoolDSB NiagaraPublic · grades JK–8900 m82%Grade 6 average
William Hamilton Merritt Public SchoolDSB NiagaraPublic · grades JK–81.2 km83%Grade 6 average
Our Lady of Fatima Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–8 · French Immersion1.2 km91%Grade 6 average
École élémentaire L'HéritageConseil scolaire ViamondeFrench-language public · grades JK–81.5 km85%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Eden High SchoolDSB NiagaraPublic · grades 9–121.2 km73%Grade 9 math
Lifetime Learning Centre Secondary SchoolDSB NiagaraPublic · grades 9–121.2 km—
Saint Francis Catholic Secondary SchoolNiagara CDSBCatholic · grades 9–121.4 km71%Grade 9 math
Laura Secord Secondary SchoolDSB NiagaraPublic · grades 9–121.4 km63%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
St. Catharines GOGO Transit train: Lakeshore West4.1 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $51,900

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$51,900
Total mortgage amount
$207,600
Total interest payment
$147,600
Total purchase cost
$407,100
Mortgage payment
$1,184/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

—

Monthly carrying cost

$2,128
$347per month
  • Carrying cost $2,128
  • Surplus $347

Rental income opens at $2,475, the median asking rent of 16 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.

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