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For SaleSemi-Detached · OtherMLS® #X13853538 · TRREB MLS®

7 MCNICHOLL Circ, St. Catharines, Ontario

Fairview, St. Catharines, Ontario L2N 7C5

Bedrooms
2+1
Lot Size
30 x 166 ft
Bathrooms
2
Type
Semi-Detached
Basement
Finished

$514,900

Estimated market value

About 7 MCNICHOLL Circ

7 MCNICHOLL Circ is a 2+1-bedroom, 2-bathroom semi-detached house in Fairview, St. Catharines, listed for sale at an asking price of $514,900 (MLS® X13853538).

This beautifully updated 3-bedroom backsplit semi-detached home offers the space and versatility of a much larger home, with 4 levels of finished living space, a newly updated kitchen, renovated bathrooms, a large private fenced yard and plenty of parking. Located on a quiet, family-friendly court, this home is an excellent choice for first-time buyers, families and commuters looking for space, privacy and value. The bright main level features hardwood flooring in the spacious living and dining areas. The updated open-concept kitchen is designed for everyday family living and entertaining, featuring a large eat-at centre island with quartz countertop, ample cabinetry and generous counter space. The versatile multi-level layout provides excellent separation between living spaces, with 3 large bedrooms plus a bonus lower-level office. The primary bedroom offers a walk-in closet, while both full bathrooms have been renovated and modernized. The lower-level family room features a convenient walk-out to the deck and gazebo overlooking the fully fenced, private 166' deep backyard - an ideal setting for children, pets, gardening and outdoor entertaining. An abundance of off-street parking adds even more convenience, while the crawlspace provides excellent additional storage. Set on a quiet, low-traffic court in a great school district, with easy QEW access for commuters and close proximity to Fairview Mall, public transit, parks and the Kiwanis Aquatics Centre. Move-in ready, spacious and thoughtfully updated - this home offers far more than you might expect from the street! MORE SPACE THAN MEETS THE EYE!

Insights

  • Condition Score

    Good
    83out of 100

    3 documented update signals

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Near break-even
    47out of 100

    −$340/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 54 homes with 3 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$3,480 / 2025
MLS® number
X13853538
Board
TRREB MLS®
Property Type
Semi-Detached
Building Age
31-50
Days on market
Size
1100-1500 sqft
Lot Size
30 x 166 ft
Listed on
Parking
None, 4 Parking
Listing brokerage: Century 21 Heritage House LTDData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 7 MCNICHOLL Circ, St. Catharines, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$514,900N/APcX13853538

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Semi-Detached
Style
Other
Community
Fairview
Municipality
St. Catharines

Building

Size
1100-1500 sqft
Building Age
31-50
Construction
Alum Siding

Inside

Bedrooms
2+1
Bathrooms
2
Bathroom Details
1 × 4pc Upper, 1 × 4pc Bsmt
Basement Type
Finished
Kitchens
1

Parking

Driveway
Private
Garage Type
None
Additional Parking
4
Total Parking
4

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
30 ft
Depth
166 ft
Lot Size
30 x 166 ft

Additional

Foundation
Concrete
Roof
Shingles
Fireplace
No
Pool
None
Den
Yes
Family room
Yes
Extras
Fridge, Stove, S/S Dishwasher, New Washer/Dryer, 3 Barstools, Gazebo, TV Mounts if wanted

Rooms

RoomSizeFeaturesLevel
Kitchen5.69 × 2.2 mTile Floor, Centre Island, Quartz CounterMain
Living3.96 × 6.88 mCombined W/Dining, hardwood floor, Bay WindowMain
Dining3.96 × 6.88 mCombined W/Living, hardwood floor, Open ConceptMain
Br2.97 × 3.91 mW/I Closet, BroadloomUpper
2nd Br2.72 × 3.91 mO/Looks Backyard, BroadloomUpper
Bathroom1.47 × 2.29 m4 Pc Bath, Tile Floor, UpdatedUpper
Br2.64 × 3.89 mO/Looks Backyard, BroadloomLower
Rec2.95 × 3.86 mLaminate, W/O To DeckLower
Other3.12 × 3.81 mLaminateBsmt
Bathroom2.13 × 1.6 m4 Pc Bath, LaminateBsmt
Office2.44 × 3.12 mLaminate, ClosetBsmt
Laundry2.62 × 1.73 m—Bsmt

Map and tour

Land transfer tax on this home

Ontario land transfer tax
$6,773
Total land transfer tax
$6,773
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$2,773
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $514,900
$2,298
Ontario total
$6,773

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

11 records · 4 on fileRead 2026-11-07
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 4.3 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Alectra Utilities CorporationWired internet 50/10 Mbps or faster is listed at a household 30 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 4.3 km4.3 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Kemira Chemicals Canada Inc. — KEMIRA CHEMCIALS CANADA INC. - ST CATS., 1.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Alectra Utilities CorporationAt the address
  • Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
St Alfred Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–8300 m77%Grade 6 average
Lincoln Centennial Public SchoolDSB NiagaraPublic · grades JK–8750 m82%Grade 6 average
Prince of Wales Public SchoolDSB NiagaraPublic · grades JK–8850 m89%Grade 6 average
ÉÉC Immaculée-ConceptionConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–81.9 km51%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Laura Secord Secondary SchoolDSB NiagaraPublic · grades 9–12650 m63%Grade 9 math
St Catharines Collegiate Institute and Vocational SchoolDSB NiagaraPublic · grades 9–121.8 km74%Grade 9 math
Eden High SchoolDSB NiagaraPublic · grades 9–122.1 km73%Grade 9 math
Saint Francis Catholic Secondary SchoolNiagara CDSBCatholic · grades 9–122.3 km71%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
St. Catharines GOGO Transit train: Lakeshore West4 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Lot

Street frontage
30 ft9.1 m
Depth
166 ft50.6 m
Lot size
Under 0.50 acresAs the board bands it

The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by GeoWarehouse.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $102,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$102,980
Total mortgage amount
$411,920
Total interest payment
$293,080
Total purchase cost
$807,980
Mortgage payment
$2,350/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

32%

Monthly carrying cost

$2,640
−$340per month
  • Rent $2,300
  • Shortfall $340

Rental income opens at $2,300, the median asking rent of 54 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.

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