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For SaleDetached · 2-StoreyMLS® #X13851686 · TRREB MLS®

86 Oak St, Brantford, Ontario

Brantford, Ontario N3T 2B3

Bedrooms
3
Lot Size
56 x 124 ft
Bathrooms
2
Type
Detached
Basement
Full

$649,900

Estimated market value

About 86 Oak St

86 Oak St is a 3-bedroom, 2-bathroom detached house in Brantford, listed for sale at an asking price of $649,900 (MLS® X13851686).

Character and charm meet modern updates in this beautifully renovated 2-storey detached home on a generous 56 x 124 ft lot in sought-after Brantford. Updated from top to bottom, this 3-bedroom, 2-bath brick home offers an ideal blend of classic character and contemporary living. The spacious main floor features a grand living room/dining room combination anchored by a stunning floor-to-ceiling gas fireplace - perfect for entertaining or cozy evenings in. A large eat-in kitchen with oversized island and sliding patio doors flows seamlessly to the backyard oasis. A main floor bedroom and 3-piece bath add flexibility for guests or multi-generational living. The bonus sitting room provides even more versatile space. Upstairs, the massive primary bedroom (20 x 12 ft) impresses with a walk-in closet, complemented by a second bedroom, a bath with plenty of space to add a laundry and convert the current laundry room into a 4th bedroom. A bonus loft, accessed via pull-down staircase, offers additional storage or creative space. Step outside to a meticulously maintained backyard entertainers' dream - complete with an open deck off the kitchen, landscaping, and ample green space. The detached oversized single car garage and private double driveway with parking for up to 9 vehicles round out this exceptional property. Bonus potential: the home retains the ability to be converted back to a multifamily property with multiple meters. Forced air gas heat, central A/C, municipal water and sewer. Don't miss this one-of-a-kind opportunity!

Insights

  • Condition Score

    Good
    78out of 100

    2 documented update signals

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    31out of 100

    −$951/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 8 detached homes with 3 bedrooms for lease in Brantford right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$3,426 / 2025
MLS® number
X13851686
Board
TRREB MLS®
Property Type
Detached
Building Age
100+
Days on market
Size
2000-2500 sqft
Lot Size
56 x 124 ft
Listed on
Parking
1 Detached, 9 Parking
Listing brokerage: RE/MAX ESCARPMENT GOLFI REALTY INC.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 86 Oak St, Brantford, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$649,900N/AFor SaleX13851686

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Detached
Style
2-Storey
Municipality
Brantford

Building

Size
2000-2500 sqft
Building Age
100+
Construction
Brick

Inside

Bedrooms
3
Bathrooms
2
Bathroom Details
1 × 3pc Main, 1 × 3pc 2nd
Basement Type
Full
Kitchens
1

Parking

Driveway
Pvt Double
Garage Type
Detached
Garage
1
Additional Parking
8
Total Parking
9

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
56 ft
Depth
124 ft
Lot Size
56 x 124 ft

Additional

Foundation
Stone
Roof
Asphalt Shingle
Fireplace
Yes
Pool
None
Den
No
Family room
No
Extras
All Appliances (Stainless Steel Fridge, Stainless Steel Stove, Stainless Steel Dishwasher, Stainless Steel Microwave/Hood Fan, Washer and Dryer), All Light Fixtures and All Window Coverings, Carbon Monoxide Detector, Smoke Detector

Rooms

RoomSizeFeaturesLevel
Foyer4.09 × 2.92 mCalifornia ShuttersMain
Kitchen3.78 × 4.06 mStainless Steel Appl, W/O To Deck, Sliding DoorsMain
Living3.81 × 9.25 mFireplace, B/I Bookcase, California ShuttersMain
Br2.84 × 5.28 mCalifornia ShuttersMain
Bathroom2.79 × 1.45 m3 Pc BathMain
Primary3.81 × 6.2 mW/I Closet, California Shutters2nd
Br3.84 × 2.82 mCalifornia Shutters2nd
Laundry2.24 × 2.24 mCalifornia Shutters2nd
Bathroom1.6 × 4.47 m3 Pc Bath2nd
Loft4.19 × 2.62 m—3rd

Map and tour

Detached homes for sale in Brantford right now

For sale now
258
Median asking price
$717K

Middle half: $560K to $894K

New in 7 days
24

115 in 28 days

Price cuts
26%

66 listings

This home is asking 9% below the median.

See all homes in Brantford

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$9,473
Total land transfer tax
$9,473
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$5,473
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $649,900
$4,998
Ontario total
$9,473

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

13 records · 8 on fileRead 2026-11-07
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 4.8 kmNearest rail line: 950 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 m1 facility within 1 km reports pollutant releases to Environment Canada1 federal contaminated site within 1 kmElectricity is distributed here by GrandBridge Energy Inc.Wired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m16 test or monitoring holes also recorded.250 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 4.8 km4.8 km

Province of Ontario open data

Around the home2

  • Nearest rail line: 950 m950 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Apotex Inc. — Apotex Pharmachem, 950 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
  • 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by GrandBridge Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
ÉÉC Sainte-Marguerite-Bourgeoys-BrantfrdConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–8900 m41%Grade 6 average
Agnes Hodge Public SchoolGrand Erie DSBPublic · grades JK–8950 m45%Grade 6 average
Princess Elizabeth Public SchoolGrand Erie DSBPublic · grades JK–81.4 km52%Grade 6 average
Christ the King SchoolBrant Haldimand Norfolk CDSBCatholic · grades JK–81.9 km80%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Brantford Collegiate Institute and Vocational SchoolGrand Erie DSBPublic · grades 9–12 · French Immersion1.1 km49%Grade 9 math
St. Mary Catholic Learning Centre DayBrant Haldimand Norfolk CDSBCatholic · grades 9–121.8 km—
Assumption College School High SchoolBrant Haldimand Norfolk CDSBCatholic · grades 9–122.5 km51%Grade 9 math
Grand Erie Learning AlternativesGrand Erie DSBPublic · grades 9–122.7 km—

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Lot

Lot area
6,944 sq ft645 m²
Street frontage
56 ft17.1 m
Depth
124 ft37.8 m
56 × 124 ftOAK ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by GeoWarehouse.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $129,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$129,980
Total mortgage amount
$519,920
Total interest payment
$369,580
Total purchase cost
$1,019,480
Mortgage payment
$2,965/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

46%

Monthly carrying cost

$3,251
−$951per month
  • Rent $2,300
  • Shortfall $951

Rental income opens at $2,300, the median asking rent of 8 comparable homes for lease in Brantford. Type over it with the rent you expect. This is a planning tool, not advice.

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