For SaleDetached · SidesplitMLS® #X13837036 · TRREB MLS®
20 Jessica Dr, St. Catharines, Ontario
Vine/Linwell, St. Catharines, Ontario L2M 6V7
- Bedrooms
- 3
- Lot Size
- 60 x 100 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Partly Finished
$770,000
Estimated market value
About 20 Jessica Dr
20 Jessica Dr is a 3-bedroom, 2-bathroom detached house in Vine/Linwell, St. Catharines, listed for sale at an asking price of $770,000 (MLS® X13837036).
Welcome to this well-built and well-maintained home in the desirable North End of St. Catharines. Offering generous living space, a flexible layout, an oversized two-car garage, and a spacious driveway, this inviting property is well suited to comfortable family living. The bright, open-concept main level is filled with natural light from a large bay window and offers an easy flow between the living room, dining area, and kitchen. The kitchen features stainless steel appliances, a breakfast bar, and direct access to the patio and backyard, perfect for outdoor dining, gardening, or simply relaxing. Two versatile rooms on the main level provide valuable additional space and can be adapted as home offices, a sitting room, playroom, or guest rooms. A spacious laundry room with cabinetry, a sink, and direct backyard access adds everyday convenience. Upstairs, you'll find three comfortable bedrooms and a full bathroom with a tub-and-shower combination. The basement extends the living space with a large recreation room, a cold cellar, and additional storage. Conveniently located close to Sunset Beach, the Welland Canal, parks, schools, shopping, and public transit, this welcoming home offers the space and flexibility to meet a variety of needs.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$1,733/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 27 detached homes with 3 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $6,245 / 2026
- MLS® number
- X13837036
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 60 x 100 ft
- Listed on
- Parking
- 2 Attached, 8 Parking
Listing history
Buy/sell history for 20 Jessica Dr, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $770,000 | N/A | For Sale | X13837036 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Sidesplit
- Community
- Vine/Linwell
- Municipality
- St. Catharines
Building
- Size
- 1500-2000 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 4pc 2nd
- Basement Type
- Partly Finished
- Kitchens
- 1
Parking
- Driveway
- Available, Front Yard
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 6
- Total Parking
- 8
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 60 ft
- Depth
- 100 ft
- Lot Size
- 60 x 100 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, stove, washer, dryer, one garage door opener, shed
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.06 × 5.56 m | Bay Window, carpet free | Main |
| Dining | 2.86 × 4.04 m | Carpet Free | Main |
| Kitchen | 2.9 × 5.56 m | — | Main |
| Office | 2.64 × 2.51 m | — | Main |
| Br | 3.67 × 2.9 m | — | Main |
| Bathroom | 2.34 × 1.45 m | 3 Pc Bath | Main |
| Laundry | 1.89 × 3.86 m | B/I Shelves, Laundry Sink | Main |
| Primary | 4.37 × 3.23 m | — | 2nd |
| Br | 4.78 × 3.23 m | — | 2nd |
| Play | 2.95 × 3.66 m | — | 2nd |
| Bathroom | 2.64 × 2.95 m | 4 Pc Bath | 2nd |
| Games | 4.57 × 5.56 m | — | Bsmt |
| Family | 4.49 × 5.56 m | Gas Fireplace, B/I Shelves | Bsmt |
Map and tour
Detached homes for sale in Vine/Linwell right now
- For sale now
- 30
- Median asking price
- $650K
- New in 7 days
- 3
- Price cuts
- 13%
Middle half: $600K to $750K
18 in 28 days
4 listings
This home is asking 18% above the median, higher than three quarters of them.
See all homes in Vine/LinwellAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $11,875
- Total land transfer tax
- $11,875
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $7,875
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $770,000
- $7,400
- Ontario total
- $11,875
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.5 km3.5 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Elmwood Kitchens, 2.8 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Lockview Public SchoolDSB Niagara | Public · grades JK–8 | 850 m | 91%Grade 6 average |
| Canadian Martyrs Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 850 m | 88%Grade 6 average |
| Prince Philip Public SchoolDSB Niagara | Public · grades JK–8 | 1.1 km | 83%Grade 6 average |
| École élémentaire L'HéritageConseil scolaire Viamonde | French-language public · grades JK–8 | 2.2 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Holy Cross Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 · French Immersion | 500 m | 55%Grade 9 math |
| Governor Simcoe Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 1.1 km | 66%Grade 9 math |
| Laura Secord Secondary SchoolDSB Niagara | Public · grades 9–12 | 1.7 km | 63%Grade 9 math |
| Saint Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 2.6 km | 71%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 6,000 sq ft557 m²
- Street frontage
- 60 ft18.3 m
- Depth
- 100 ft30.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $154,000
- Total mortgage amount
- $616,000
- Total interest payment
- $437,900
- Total purchase cost
- $1,207,900
- Mortgage payment
- $3,513/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
59%Monthly carrying cost
$4,033- Rent $2,300
- Shortfall $1,733
Rental income opens at $2,300, the median asking rent of 27 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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