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For SaleCondo Townhouse · 2-StoreyMLS® #X13819246 · TRREB MLS®

32-5 Carn Castle Gate, St. Catharines, Ontario

Lakeshore, St. Catharines, Ontario L2N 5V4

Bedrooms
4
Bathrooms
3
Type
Condo Townhouse
Basement
Full

$1,279,000

Estimated market value

About 32-5 Carn Castle Gate

32-5 Carn Castle Gate is a 4-bedroom, 3-bathroom condo townhouse in Lakeshore, St. Catharines, listed for sale at an asking price of $1,279,000 (MLS® X13819246).

YOUR PRIVATE PARKSIDE ESCAPE...Located in the sought-after Harbour Pointe Community, 32-5 Carn Castle Gate, St. Catharines is found tucked away in a peaceful, quiet enclave. Imagine having LAKE ONTARIO, Lakeside Park Beach, Port Dalhousie Pier Marina, Yacht Club restaurant, harbour, parks, waterfront trails, restaurants, and the unmistakable charm of Port Dalhousie w/all it has to offer, just a short stroll away. This impressive END UNIT boasts LAKE VIEWS, over 2,700 sq ft, 4 bedrooms & 3 baths, giving you exceptional space to live, entertain & unwind. Hardwood flows throughout the main level, where the kitchen features an island, brkfst bar, wall pantry, cooktop, BI oven & microwave, pot lights & undermount lighting. A separate dining area and inviting family room w/GAS FIREPLACE & WET BAR create plenty of room to gather, while a convenient MF BEDROOM (or den), 3-pc bath & laundry room w/inside entry from the attached garage add everyday ease. Updated staircase w/new railings lead to the second level, where you'll discover even more room to relax - spacious LOFT living room w/wet bar, enclosed SUNROOM w/LAKE VIEWS and overlooking the park, oversized windows providing abundant natural light, plus two updated SKYLIGHTS. Completing the upper level are three bedrooms, including the primary retreat featuring a walk-in closet and 4-pc ensuite w/HEATED FLOOR & towel rack, large WALK-IN shower, along w/an additional 4-pc bath. Downstairs, a generous RECREATION ROOM adds another place to escape, w/workshop and storage space nearby. Outdoors, enjoy a covered rear patio facing the park, plus access to the residents' private INGROUND POOL area. Condo fees include water, special Cogeco pricing, high speed internet, roof, snow removal & more. Enjoy morning walks by the water, a sunny boat cruise, dinner in the village, and relaxed weekends at the lake as part of everyday life. Some images virtually staged. CLICK ON MULTIMEDIA for video tour, drone photos & more.

Insights

  • Condition Score

    Good
    71out of 100

    1 documented update signal

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    5out of 100

    −$4,823/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 12 homes with 4 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$11,716 / 2026
MLS® number
X13819246
Board
TRREB MLS®
Property Type
Condo Townhouse
Building Age
31-50
Days on market
Size
2750-2999 sqft
Listed on
Parking
2 Attached, 4 Parking
Listing brokerage: RE/MAX ESCARPMENT REALTY INC.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 32-5 Carn Castle Gate, St. Catharines, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$1,279,000N/AFor SaleX13819246

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Condo Townhouse
Style
2-Storey
Community
Lakeshore
Municipality
St. Catharines

Building

Size
2750-2999 sqft
Building Age
31-50
Construction
Brick

Inside

Bedrooms
4
Bathrooms
3
Bathroom Details
1 × 3pc Main, 2 × 4pc 2nd
Basement Type
Full
Kitchens
1

Parking

Garage Type
Attached
Garage
2
Additional Parking
2
Total Parking
4

Utilities

Cooling
Central Air
Heating Type
Forced Air

Additional

Foundation
Poured Concrete
Roof
Asphalt Shingle
Fireplace
Yes
Den
Yes
Family room
Yes
Extras
Built-in Microwave, Central Vac, Dishwasher, Microwave, Refrigerator, Stove, Washer, Window Coverings, California Shutters | COND FEE INC: Building Insurance, Building Maintenance, Cable TV, Common Elements, Ground Maintenance/Landscaping, High Speed Internet, Parking, Property Management Fees, Roof, Snow Removal, Water
Condo maint.
$1,011

Rooms

RoomSizeFeaturesLevel
Kitchen3.71 × 3.86 m—Main
Dining3.61 × 3.86 m—Main
Family5.18 × 5.49 mFireplace, W/O To Patio, Wet BarMain
Br4.06 × 3.05 mBay WindowMain
Bathroom3.61 × 1.52 m3 Pc BathMain
Laundry1.7 × 3.86 mAccess To GarageMain
Living5.33 × 5.38 mBay Window, Wet Bar2nd
Sunroom2.44 × 5.38 m—2nd
Primary5.49 × 3.96 mW/I Closet2nd
Bathroom1.83 × 3.86 m4 Pc Ensuite2nd
3rd Br3.68 × 3.89 mW/I Closet2nd
4th Br4.39 × 4.27 m—2nd
Bathroom2.84 × 1.52 m4 Pc Ensuite2nd
Rec8.92 × 3.78 m—Bsmt
Other5.13 × 4.39 m—Bsmt
Utility7.11 × 5.54 m—Bsmt

Map and tour

Land transfer tax on this home

Ontario land transfer tax
$22,055
Total land transfer tax
$22,055
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$18,055
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $1,279,000
$17,580
Ontario total
$22,055

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

13 records · 8 on fileRead 2026-11-06
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mGroundwater recorded about 3.8 m below ground nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 6.6 kmA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 m1 facility within 1 km reports pollutant releases to Environment Canada10 federal contaminated sites within 1 kmElectricity is distributed here by Alectra Utilities CorporationWired internet 50/10 Mbps or faster is listed at a household 30 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation3

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m2 test or monitoring holes also recorded.250 m
  • Groundwater recorded about 3.8 m below ground nearbyThe middle water level in the well records within 500 m (15 records). It changes with the season and from spot to spot.500 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 6.6 km6.6 km

Province of Ontario open data

Around the home1

  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Regional Municipality of Niagara — Port Dalhousie Wastewater Treatment Plant, 480 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
  • 10 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Alectra Utilities CorporationAt the address
  • Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Pine Grove Public SchoolDSB NiagaraPublic · grades JK–8700 m87%Grade 6 average
École élémentaire L'HéritageConseil scolaire ViamondeFrench-language public · grades JK–81.3 km85%Grade 6 average
St James Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–81.4 km87%Grade 6 average
Dalewood Public SchoolDSB NiagaraPublic · grades 1–8 · French Immersion1.7 km88%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Saint Francis Catholic Secondary SchoolNiagara CDSBCatholic · grades 9–121.3 km71%Grade 9 math
Lifetime Learning Centre Secondary SchoolDSB NiagaraPublic · grades 9–121.5 km—
Eden High SchoolDSB NiagaraPublic · grades 9–121.6 km73%Grade 9 math
Governor Simcoe Secondary SchoolDSB NiagaraPublic · grades 9–12 · French Immersion2.2 km66%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $255,800

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$255,800
Total mortgage amount
$1,023,200
Total interest payment
$727,600
Total purchase cost
$2,006,600
Mortgage payment
$5,836/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

86%

Monthly carrying cost

$7,823
−$4,823per month
  • Rent $3,000
  • Shortfall $4,823

Rental income opens at $3,000, the median asking rent of 12 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.

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