For SaleCondo Apt · 1 Storey/AptMLS® #X13817920 · TRREB MLS®
110-25 Concession St, Cambridge, Ontario
Cambridge, Ontario N1R 2G6
- Bedrooms
- 1
- Bathrooms
- 1
- Type
- Condo Apt
- Basement
- Development Potential
$369,900
Estimated market value
About 110-25 Concession St
110-25 Concession St is a 1-bedroom, 1-bathroom condo in Cambridge, listed for sale at an asking price of $369,900 (MLS® X13817920).
Experience the character of historic Galt in this unique ground-level one-bedroom condo at The Grand River Lofts. With soaring 15-foot ceilings, original exposed stonework, and large open living spaces, this home offers a distinctive blend of historic charm, modern comfort, and unbeatable spaciousness. The carpet-free interior features radiant heating throughout, while the kitchen includes granite countertops, stainless steel appliances, and tile backsplash. The spacious lower level is an especially rare feature, providing an additional 546 square feet of development potential. This unfinished space creates the opportunity to expand the living space and create an area that fits your needs, or simply provides ample storage. Set in the heart of Downtown Cambridge, you'll be within easy reach of Dickson Park, Soper Park, the Grand River, Trans Canada trails, and the vibrant Gaslight District, with its restaurants, cafes, shops, and entertainment. Whether you're looking for your first home, a low-maintenance space for your lifestyle, or an investment opportunity, this one-of-a-kind condo offers character, flexibility, and convenience all in one of Cambridge's most desirable neighborhoods. Don't miss the chance to make it your own!
Insights
Condition Score
Fair4 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even−$348/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 7 condos with 1 bedroom for lease in Cambridge right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,266 / 2026
- MLS® number
- X13817920
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 11-15
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- None, 1 Parking
Listing history
Buy/sell history for 110-25 Concession St, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $369,900 | N/A | Pc | X13817920 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Condo Apt
- Style
- 1 Storey/Apt
- Municipality
- Cambridge
Building
- Size
- 600-699 sqft
- Building Age
- 11-15
- Construction
- Stone
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- Development Potential
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Radiant
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Built-in Microwave, Dishwasher, Dryer, Refrigerator, Smoke Detector, Stove, Washer, Window Coverings
- Condo maint.
- $388
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Bathroom | 1.63 × 2.26 m | — | Main |
| Br | 5.49 × 4.01 m | — | Main |
| Dining | 3.89 × 2.39 m | — | Main |
| Kitchen | 3.4 × 1.63 m | — | Main |
| Living | 3.28 × 3.02 m | — | Main |
| Other | 12.88 × 4.14 m | — | Bsmt |
Map and tour
Condos for sale in Cambridge right now
- For sale now
- 44
- Median asking price
- $422K
- New in 7 days
- 7
- Price cuts
- 27%
Middle half: $375K to $560K
13 in 28 days
12 listings
This home is asking 12% below the median, lower than three quarters of them.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $4,024
- Total land transfer tax
- $4,024
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $24
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $369,900
- $1,799
- Ontario total
- $4,024
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 m42 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 9.1 m.250 m
- Groundwater recorded about 5.5 m below ground nearbyThe middle water level in the well records within 500 m (163 records). It changes with the season and from spot to spot.500 m
- Bedrock about 1.5 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Canadian General-Tower Ltd., 870 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Central Public SchoolWaterloo Region DSB | Public · grades JK–6 | 650 m | 69%Grade 6 average |
| Stewart Avenue Public SchoolWaterloo Region DSB | Public · grades JK–8 | 1.1 km | 73%Grade 6 average |
| St Gregory Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 1.1 km | 67%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 6 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Glenview Park Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 1 km | 53%Grade 9 math |
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 1.8 km | 68%Grade 9 math |
| Monsignor Doyle Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 1.9 km | 46%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 9.6 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 450 m |
| Delta | GRT bus rapid transit: ION Bus | 2.3 km |
| Can-Amera | GRT bus rapid transit: ION Bus | 3.6 km |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 4.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $73,980
- Total mortgage amount
- $295,920
- Total interest payment
- $210,480
- Total purchase cost
- $580,380
- Mortgage payment
- $1,688/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
36%Monthly carrying cost
$2,348- Rent $2,000
- Shortfall $348
Rental income opens at $2,000, the median asking rent of 7 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
Market area · filters apply to the charts below
Similar Active Listings
Recently sold nearby
Sold prices in Cambridge are shown to signed-in members.