For SaleDetached · 2 1/2 StoreyMLS® #X13789362 · TRREB MLS®
127 Jacob St, Cambridge, Ontario
Cambridge, Ontario N3H 2T7
- Bedrooms
- 5
- Lot Size
- 393.72 x 279.81 ft
- Bathrooms
- 3
- Type
- Detached
- Basement
- Finished
$2,599,999
Estimated market value
About 127 Jacob St
127 Jacob St is a 5-bedroom, 3-bathroom detached house in Cambridge, listed for sale at an asking price of $2,599,999 (MLS® X13789362).
One of Preston's most historically significant residences, 127 Jacob Street is a landmark 19th-century estate commanding a prominent position atop historic Kress Hill. Built c. 1845 for Jacob K. Erb, a member of one of Preston's prominent early families, this distinguished home has overlooked the community for more than 180 years. Set on an expansive, beautifully treed property, it offers a remarkable sense of privacy and space within the city. Inside, impressive proportions and period character define the home, with high ceilings, deep window sills, generous halls, large windows and beautifully scaled principal rooms designed for both everyday living and entertaining. Five bedrooms and three bathrooms provide abundant space for family and guests. Beyond the residence, mature trees and established gardens create a private setting for outdoor living, while a substantial detached carriage house adds another exceptional element, offering valuable space for vehicles, a workshop, studio or future possibilities. Despite the estate-like setting, downtown Preston, the Speed River, trails, shops, restaurants and amenities are just minutes away. Offering history, architectural character, expansive grounds and a carriage house in the heart of the city, 127 Jacob Street is a property of extraordinary distinction. The home you have waited for. Potential to sever a large section of the lot. Home Inspection available upon request.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $15,833 / 2026
- MLS® number
- X13789362
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 100+
- Days on market
- Size
- 3500-5000 sqft
- Lot Size
- 393.72 x 279.81 ft
- Listed on
- Parking
- 2 Attached, 17 Parking
Listing history
Buy/sell history for 127 Jacob St, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $2,599,999 | N/A | For Sale | X13789362 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2 1/2 Storey
- Municipality
- Cambridge
Building
- Size
- 3500-5000 sqft
- Building Age
- 100+
- Construction
- Stone
Inside
- Bedrooms
- 5
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 3pc 2nd, 1 × 4pc 2nd
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Circular, Other
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 15
- Total Parking
- 17
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 393.72 ft
- Depth
- 279.81 ft
- Lot Size
- 393.72 x 279.81 ft
Additional
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- One dishwasher, one oven, one fridge, one washing machine, one dryer.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 6.39 × 2.26 m | hardwood floor, Wood Trim | Main |
| Dining | 5.38 × 4.35 m | hardwood floor, Large Window | Main |
| Kitchen | 3.23 × 4.67 m | — | Main |
| Family | 2.48 × 3.72 m | Hardwood Floor | Main |
| Living | 8.9 × 5.38 m | Bay Window, hardwood floor, Marble Fireplace | Main |
| Laundry | 2.48 × 3.72 m | Heated Floor | Main |
| Primary | 6.31 × 4.51 m | Large Window, Fireplace, W/I Closet | 2nd |
| Bathroom | 2.53 × 3.55 m | 3 Pc Bath | 2nd |
| 2nd Br | 4.38 × 4.61 m | Large Closet, Large Window, hardwood floor | 2nd |
| 3rd Br | 3.33 × 4.61 m | Large Closet, Window, hardwood floor | 2nd |
| 4th Br | 3.79 × 3.61 m | Closet, Window, hardwood floor | 2nd |
| Bathroom | 2.57 × 5.21 m | 4 Pc Bath, Double Sink, Heated Floor | 2nd |
| 5th Br | 4.31 × 4.82 m | W/I Closet, Window | 3rd |
| Bathroom | 1.93 × 1.33 m | 2 Pc Bath, Window | Main |
Map and tour
Detached homes for sale in Cambridge right now
- For sale now
- 220
- Median asking price
- $777K
- New in 7 days
- 25
- Price cuts
- 26%
Middle half: $657K to $926K
107 in 28 days
57 listings
This home is asking 234% above the median, higher than three quarters of them.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $51,475
- Total land transfer tax
- $51,475
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $47,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $2,599,999
- $15,000
- Ontario total
- $51,475
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 m10 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 6.1 m.250 m
- Groundwater recorded about 6.1 m below ground nearbyThe middle water level in the well records within 500 m (64 records). It changes with the season and from spot to spot.500 m
- Bedrock about 29.3 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.4 km5.4 km
Province of Ontario open data
Around the home2
- Nearest rail line: 210 m210 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is P & H Milling Group a Division of Parrish & Heimbecker Limited — P & H Milling Group - Cambridge, 350 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Parkway Public SchoolWaterloo Region DSB | Public · grades JK–6 | 900 m | 85%Grade 6 average |
| Preston Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1.2 km | 70%Grade 6 average |
| St Joseph Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 1.5 km | 83%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 2.5 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Preston High SchoolWaterloo Region DSB | Public · grades 9–12 | 1.3 km | 67%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 2.6 km | 70%Grade 9 math |
| Jacob Hespeler Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 4.7 km | 61%Grade 9 math |
| Notre Dame Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 5.6 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Pinebush | GRT bus rapid transit: ION Bus | 3.5 km |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 4 km |
| Can-Amera | GRT bus rapid transit: ION Bus | 4.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Street frontage
- 393.72 ft120 m
- Depth
- 279.81 ft85.3 m
- Lot size
- 0.50 – 1.99 acresAs the board bands it
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $520,000
- Total mortgage amount
- $2,079,999
- Total interest payment
- $1,478,601
- Total purchase cost
- $4,078,600
- Mortgage payment
- $11,862/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$13,181- Rent $0
- Shortfall $13,181
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
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