For SaleSemi-Detached · Bungalow-RaisedMLS® #X13710648 · TRREB MLS®
8 Kerwin Gate, St. Catharines, Ontario
Lakeport, St. Catharines, Ontario L2N 4J8
- Bedrooms
- 3+1
- Lot Size
- 32.78 x 119.06 ft
- Bathrooms
- 3
- Type
- Semi-Detached
- Basement
- Finished with Walk-Out
$435,000
Estimated market value
About 8 Kerwin Gate
8 Kerwin Gate is a 3+1-bedroom, 3-bathroom semi-detached house in Lakeport, St. Catharines, listed for sale at an asking price of $435,000 (MLS® X13710648).
Located on a quiet cul-de-sac in a desirable north end neighbourhood, this bright and inviting 3 bedroom, 3 bathroom semi-detached home offers an incredible opportunity for buyers looking for space, updates, and potential. Natural light fills the home, creating a warm and welcoming atmosphere throughout. The oversized fully fenced backyard is a rare feature for this style of home, offering plenty of room for entertaining, gardening, kids, or pets. Major updates have already been completed, including the roof, windows, exterior doors and garage door, furnace, A/C, electrical panel, updated kitchen, and flooring throughout most of the home-providing peace of mind and a strong foundation for future personalization. The primary bedroom features the convenience of a private 2-piece ensuite. Situated in an established family-friendly area close to parks, schools, and amenities, this is a fantastic chance to add your own finishing touches and make a great home truly your own.
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Strong+$681/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 12 homes with 4 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,009 / 2025
- MLS® number
- X13710648
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 32.78 x 119.06 ft
- Listed on
- Parking
- 1 Attached, 3 Parking
Listing history
Buy/sell history for 8 Kerwin Gate, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $435,000 | N/A | Sc | X13710648 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Semi-Detached
- Style
- Bungalow-Raised
- Community
- Lakeport
- Municipality
- St. Catharines
Building
- Size
- 1100-1500 sqft
- Construction
- Alum Siding
Inside
- Bedrooms
- 3+1
- Bathrooms
- 3
- Bathroom Details
- 1 × 4pc, 1 × 2pc, 1 × 2pc
- Basement Type
- Finished with Walk-Out
- Kitchens
- 1
Parking
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 32.78 ft
- Depth
- 119.06 ft
- Lot Size
- 32.78 x 119.06 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Fibreglass Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- fridge, stove, washer, dryer, dishwasher, microwave, window coverings
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Map and tour
Semi-detached homes for sale in Lakeport right now
- For sale now
- 7
- Median asking price
- $515K
- New in 7 days
- 0
- Price cuts
- 57%
Middle half: $487K to $522K
2 in 28 days
4 listings
This home is asking 16% below the median, lower than three quarters of them.
See all homes in LakeportAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $5,175
- Total land transfer tax
- $5,175
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $1,175
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $435,000
- $700
- Ontario total
- $5,175
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
- Groundwater recorded about 2.1 m below ground nearbyThe middle water level in the well records within 500 m (4 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.0 km6 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Regional Municipality of Niagara — Port Dalhousie Wastewater Treatment Plant, 830 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| École élémentaire L'HéritageConseil scolaire Viamonde | French-language public · grades JK–8 | 300 m | 85%Grade 6 average |
| Parnall Public SchoolDSB Niagara | Public · grades JK–8 | 850 m | 86%Grade 6 average |
| William Hamilton Merritt Public SchoolDSB Niagara | Public · grades JK–8 | 850 m | 83%Grade 6 average |
| St James Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 1.2 km | 87%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Saint Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 200 m | 71%Grade 9 math |
| Lifetime Learning Centre Secondary SchoolDSB Niagara | Public · grades 9–12 | 350 m | — |
| Eden High SchoolDSB Niagara | Public · grades 9–12 | 500 m | 73%Grade 9 math |
| Governor Simcoe Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 1.7 km | 66%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 3,903 sq ft363 m²
- Street frontage
- 32.78 ft10 m
- Depth
- 119.06 ft36.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $87,000
- Total mortgage amount
- $348,000
- Total interest payment
- $247,500
- Total purchase cost
- $682,500
- Mortgage payment
- $1,985/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$2,319- Carrying cost $2,319
- Surplus $681
Rental income opens at $3,000, the median asking rent of 12 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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