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For SaleDetached · 2 1/2 StoreyMLS® #X13707644 · TRREB MLS®

39 Yates St, St. Catharines, Ontario

Downtown, St. Catharines, Ontario L2R 5R3

Bedrooms
4+1
Lot Size
92 x 159.2 ft
Bathrooms
4
Type
Detached
Basement
Apartment

$2,000,000

Estimated market value

About 39 Yates St

39 Yates St is a 4+1-bedroom, 4-bathroom detached house in Downtown, St. Catharines, listed for sale at an asking price of $2,000,000 (MLS® X13707644).

Welcome home to 39 Yates Street and enjoy all that this coveted gem has to offer. Lovingly updated and maintained by the current owner of 38 years. The enticing exterior invites you in to over 3800 sq.ft. of pristine living space on a 1/3 acre valley lot. A major addition in 1993 added 1111 sq.ft. With 92' of frontage, you have a 5-car driveway plus an oversized double garage. The elegant foyer opens to the grand 18x16 living room with gas fireplace and 12 ft. high detailed ceilings and baseboards. Glass French doors open to the majestic 18x14 dining room with gas fireplace and massive windows viewing the valley. Unwind after dinner in the main floor family room, again with high ceilings, large windows and gas fireplace. The 21x17 eat-in kitchen has wood floors, granite counters, wet bar, six appliances, and walkout to the yard. An open den completes this level. Above the garage is a bedroom/workout room. The main upper bedroom level has wood floors, amazing closet spaces, and large deep windows. The stunning 5pc bathroom has a soaker tub, 7x3.6 walk-in shower, 2 sinks and a bay window. A rare and big bonus is the in-law/nanny suite with private separate entrance, living room, elegant kitchen with 5 appliances and waterfall island, large 3pc with walk-in shower and a 15.6x11.5 bedroom with another large window and closet. A 2nd bedroom and large laundry room completes this level. Even heating with owned hot water on demand and boiler system. Fully air-conditioned, full waterproofing all around in 2025. Amazing space and value. Closing is flexible.

Insights

  • Condition Score

    Good
    73out of 100

    1 documented update signal

    Source: Listing age, structured features and disclosed update language; not an inspection.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$11,422 / 2026
MLS® number
X13707644
Board
TRREB MLS®
Property Type
Detached
Building Age
100+
Days on market
Size
3500-5000 sqft
Lot Size
92 x 159.2 ft
Listed on
Parking
2 Attached, 7 Parking
Listing brokerage: MCGARR REALTY CORP, BROKERAGEData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 39 Yates St, St. Catharines, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$2,000,000N/AFor SaleX13707644

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Detached
Style
2 1/2 Storey
Community
Downtown
Municipality
St. Catharines

Building

Size
3500-5000 sqft
Building Age
100+
Construction
Stucco/Plaster

Inside

Bedrooms
4+1
Bathrooms
4
Bathroom Details
1 × 2pc Main, 1 × 5pc 2nd, 1 × 3pc Lower, 1 × 3pc Ground
Basement Type
Apartment
Kitchens
1

Parking

Driveway
Private Triple
Garage Type
Attached
Garage
2
Additional Parking
5
Total Parking
7

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
92 ft
Depth
159.2 ft
Lot Size
92 x 159.2 ft

Additional

Foundation
Brick, Concrete
Roof
Asphalt Shingle
Fireplace
Yes
Pool
None
Den
Yes
Family room
Yes
Extras
All light fixtures, all window coverings, dishwasher, wall oven, microwave, cook top, French door fridge, apartment fridge, stove, wine fridge, and piano. 2 heated towel racks - upstairs and lower level bathroom, washer, and dryer.

Rooms

RoomSizeFeaturesLevel
Foyer1.52 × 2.4 m—Main
Living4.87 × 5.66 mCoffered Ceiling, Gas Fireplace, Glass DoorsMain
Den2.26 × 3.53 m—Main
Dining4.26 × 5.49 mGas FireplaceMain
Family4.87 × 7.31 mGas FireplaceMain
Mudroom2.13 × 3.96 m—Main
Kitchen5.36 × 7.92 mWet BarMain
Br5.18 × 6.4 mBroadloom2nd
Br3.35 × 4.35 mWood Floor, Closet2nd
Br2.43 × 3.53 mWood Floor, W/I Closet2nd
Primary3.65 × 3.87 mWood Floor, W/I Closet2nd
Br2.74 × 3.26 mWood Floor, ClosetLower
Living3.74 × 5.66 mWood Floor, Fireplace, Walk-OutLower
Kitchen3.04 × 4.87 mStainless Steel Appl, Eat-In Kitchen, Centre IslandLower
Br3.5 × 4.75 mClosetLower
Laundry3.23 × 4.08 mLaundry SinkLower

Map and tour

Detached homes for sale in Downtown right now

For sale now
45
Median asking price
$500K

Middle half: $400K to $675K

New in 7 days
2

18 in 28 days

Price cuts
36%

16 listings

This home is asking 300% above the median, higher than three quarters of them.

See all homes in Downtown

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$36,475
Total land transfer tax
$36,475
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$32,475
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $2,000,000
$32,000
Ontario total
$36,475

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

13 records · 7 on fileRead 2026-11-06
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 6.6 kmNearest rail line: 860 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment Canada1 federal contaminated site within 1 kmElectricity is distributed here by Alectra Utilities CorporationWired internet 50/10 Mbps or faster is listed at a household 40 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m250 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 6.6 km6.6 km

Province of Ontario open data

Around the home2

  • Nearest rail line: 860 m860 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Kemira Chemicals Canada Inc. — KEMIRA CHEMCIALS CANADA INC. - ST CATS., 2.5 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Alectra Utilities CorporationAt the address
  • Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Edith Cavell Public SchoolDSB NiagaraPublic · grades JK–8800 m76%Grade 6 average
St Nicholas Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–81.2 km61%Grade 6 average
ÉÉC Immaculée-ConceptionConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–81.3 km51%Grade 6 average
Harriet Tubman Public SchoolDSB NiagaraPublic · grades JK–81.6 km78%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
St Catharines Collegiate Institute and Vocational SchoolDSB NiagaraPublic · grades 9–121.4 km74%Grade 9 math
DSBN AcademyDSB NiagaraPublic · grades 9–121.9 km71%Grade 9 math
Denis Morris Catholic High SchoolNiagara CDSBCatholic · grades 9–122 km50%Grade 9 math
Sir Winston Churchill Secondary SchoolDSB NiagaraPublic · grades 9–12 · French Immersion2.2 km71%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
St. Catharines GOGO Transit train: Lakeshore West850 m

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Lot

Lot area
14,646 sq ft1,361 m²
Street frontage
92 ft28 m
Depth
159.2 ft48.5 m
92 × 159.2 ftYATES ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by GeoWarehouse.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $400,000

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$400,000
Total mortgage amount
$1,600,000
Total interest payment
$1,137,500
Total purchase cost
$3,137,500
Mortgage payment
$9,125/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

—

Monthly carrying cost

$10,077
−$10,077per month
  • Rent $0
  • Shortfall $10,077

Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.

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