For SaleSemi-Detached · 2 1/2 StoreyMLS® #W14166046 · TRREB MLS®
21 Ridley Gdns, Toronto, Ontario
High Park-Swansea, Toronto, Ontario M6R 2T7
- Bedrooms
- 3
- Lot Size
- 19.5 x 70.5 ft
- Bathrooms
- 3
- Type
- Semi-Detached
- Basement
- Full
$1,199,000
Estimated market value
About 21 Ridley Gdns
21 Ridley Gdns is a 3-bedroom, 3-bathroom semi-detached house in High Park-Swansea, Toronto, listed for sale at an asking price of $1,199,000 (MLS® W14166046).
Timeless character meets contemporary design in the heart of Roncesvalles neighbourhood! This charming semi-detached brick home showcases exception curb appeal with classic architectural details., a welcoming covered front porch and pretty garden. Inside, a striking contrast unfolds with a modern interior, highlighted by gorgeous polished concrete floors and custom built-ins. The inviting backyard offers a wonderful outdoor retreat, perfect for relaxing or entertaining. This duplex with a main-floor one-bedroom suite & an upper two-bedroom suite offers exceptional versatility for investors, multi-generational living or those envisioning a transformation into a single-family home. Both private suites are accessed through a shared front entrance. The basement provides generous storage, a convenient two-piece bathroom & shared laundry facilities. Extensively renovated to a high standard in 2009-2010 with a more recent replacement of all windows. The owner, a contractor, spared little expense on the mechanicals. Each suite has all heated floors, dedicated carrier forced air furnace with air conditioning, & their own electric panels. A Viessmann hot water boiler, 80-gallon hot water storage tank & over-sized 1-inch copper water service. Just a 5 minute walk from your front door brings you to vibrant Roncesvalles Ave, High Park, the waterfront, & the street car connections downtown. A wonderful opportunity for homeowners & investors alike in one of Toronto's most beloved neighbourhoods!
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$2,827/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 homes with 3 bedrooms for lease in High Park-Swansea right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $6,975 / 2026
- MLS® number
- W14166046
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Building Age
- 100+
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 19.5 x 70.5 ft
- Listed on
- Parking
- None, 0 Parking
Listing history
Buy/sell history for 21 Ridley Gdns, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,199,000 | N/A | For Sale | W14166046 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2 1/2 Storey
- Community
- High Park-Swansea
- Municipality
- Toronto
Building
- Size
- 1500-2000 sqft
- Building Age
- 100+
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc Upper, 1 × 2pc Bsmt
- Basement Type
- Full
- Kitchens
- 2
Parking
- Driveway
- Street Only
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 19.5 ft
- Depth
- 70.5 ft
- Lot Size
- 19.5 x 70.5 ft
Additional
- Foundation
- Stone, Block
- Roof
- Asphalt Shingle, Membrane
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- 2 fridges 2 stoves 2 dishwashers 2 microwaves washer dryer 2 storage areas, 2 furnaces, 2 air conditioners
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Bathroom | 1.07 × 2.36 m | 4 Pc Bath, Concrete Floor | Main |
| Br | 3.73 × 4.42 m | Concrete Floor, B/I Shelves, B/I Closet | Main |
| Kitchen | 2.52 × 2.62 m | Concrete Floor, B/I Dishwasher | Main |
| Living | 3.46 × 5.89 m | Concrete Floor, Gas Fireplace, B/I Bookcase | Main |
| Kitchen | 2.24 × 4.48 m | Concrete Floor, B/I Dishwasher | 2nd |
| Living | 3.72 × 4.48 m | Concrete Floor, Gas Fireplace, B/I Closet | 2nd |
| Br | 3.84 × 4.48 m | Concrete Floor | 2nd |
| Bathroom | 1.49 × 2.49 m | 4 Pc Bath, Concrete Floor | 2nd |
| 2nd Br | 4.5 × 5.37 m | hardwood floor, Walk-Out | 3rd |
| Bathroom | 1.32 × 2.15 m | 2 Pc Bath | Bsmt |
| Laundry | 1.76 × 2.79 m | — | Bsmt |
| Furnace | 3.82 × 4.41 m | — | Bsmt |
Map and tour
Signals around this home
Changing nearby. 1 open development application within 800 m of this home.
1605 QUEEN ST WOfficial plan or zoning amendmentUnder Review
Zoning By-law Amendment to convert the existing building into the Phoenix Concert Theatre.
770 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
Land transfer tax on this home
- Ontario land transfer tax
- $20,455
- Toronto municipal land transfer tax
- $20,455
- Total land transfer tax
- $40,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $32,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,199,000
- $15,980
- Ontario total
- $20,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $20,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Permit history
2 building permits cleared at this address in the City’s file.
Other(SR)Inspection
Interior alterations to to create 2nd unit on 2nd floor, basement repair, Convert sfd semi to converted house 2 units.MRDD FEES DECLINED
Issued March 23, 2009
Building Permit Related(PS)Inspection
Plumbing - Interior alterations to to create 2nd unit on 2nd floor, basement repair, Convert sfd semi to converted house 2 units.
Issued March 23, 2009
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Garden Avenue Junior Public SchoolToronto DSB | Public · grades JK–6 | 250 m | 98%Grade 6 average |
| Fern Avenue Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 · French Immersion | 550 m | 80%Grade 6 average |
| St Vincent de Paul Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 550 m | 79%Grade 6 average |
| École élémentaire Charles-SauriolConseil scolaire Viamonde | French-language public · grades JK–8 | 2.8 km | 95%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Parkdale Collegiate InstituteToronto DSB | Public · grades 9–12 | 1.3 km | 61%Grade 9 math |
| ÉSC Saint-Frère-AndréConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 1.4 km | 69%Grade 9 math |
| École secondaire Toronto OuestConseil scolaire Viamonde | French-language public · grades 9–12 | 1.5 km | 82%Grade 9 math |
| Bishop Marrocco/Thomas Merton Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 · French Immersion | 1.5 km | 41%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Keele Station | TTC subway: Line 2 Bloor-Danforth | 1.5 km |
| Dundas West Station | TTC subway: Line 2 Bloor-Danforth | 1.6 km |
| Bloor GO | GO Transit train: KitchenerUP Express train | 1.6 km |
| High Park Station | TTC subway: Line 2 Bloor-Danforth | 1.7 km |
| Lansdowne Station | TTC subway: Line 2 Bloor-Danforth | 2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Zoning
Zone
R (d0.6) (x290)By-law
569-2013Municipality
Toronto1 d0.6
Density: floor area is capped at 0.6 times the lot area.
2 x290
Site-specific exception 290: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(290)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Lot
- Street frontage
- 19.5 ft5.9 m
- Depth
- 70.5 ft21.5 m
- Lot size
- Under 0.50 acresAs the board bands it
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $239,800
- Total mortgage amount
- $959,200
- Total interest payment
- $682,100
- Total purchase cost
- $1,881,100
- Mortgage payment
- $5,471/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
61%Monthly carrying cost
$6,052- Rent $3,225
- Shortfall $2,827
Rental income opens at $3,225, the median asking rent of 6 comparable homes for lease in High Park-Swansea. Type over it with the rent you expect. This is a planning tool, not advice.
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