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For SaleCondo Apt · ApartmentMLS® #C13760124 · TRREB MLS®

7105-88 Harbour St, Toronto, Ontario

Waterfront Communities C1, Toronto, Ontario M5J 0C3

Bedrooms
1+1
Bathrooms
1
Type
Condo Apt
Basement
None

$688,000

Estimated market value

About 7105-88 Harbour St

7105-88 Harbour St is a 1+1-bedroom, 1-bathroom condo in Waterfront Communities C1, Toronto, listed for sale at an asking price of $688,000 (MLS® C13760124).

Breathtaking views! Built by Menkes Developments, modern, functionality and elegance inspired. Work and play at its finest starting with an entrance to a 5- lobby. Harbour Plaza Residences has spectacular amenities you can call home. This approx 673 sqft (plus balcony!) condo suite features a one bedroom plus den, an open-concept floorplan with spectacular lake and city views!!! Primary bedroom has a walk-in closet. Kitchen has built-in Miele seamless appliances. Den is a separate room that can be an office, 2nd bedroom or a guest room. This skyscraper has a direct connection to the PATH, Underground Shopping and Subway Station, Visitor Parking. Steps to shopping, minutes to transit, Gardiner Expy, Harbourfront, Financial District, Dining, Scotiabank Arena, CN Tower, Rogers Centre and the Entertainment District. Literally in the heart of Downtown's best with the privacy of your own home in the sky!

Insights

  • Condition Score

    Fair
    66out of 100

    4 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    31out of 100

    −$1,228/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 305 condos with 2 bedrooms for lease in Waterfront Communities C1 right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$4,757 / 2026
MLS® number
C13760124
Board
TRREB MLS®
Property Type
Condo Apt
Building Age
New
Days on market
Size
600-699 sqft
Listed on
Parking
Underground, 0 Parking
Listing brokerage: KELLER WILLIAMS REFERRED URBAN REALTYData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 7105-88 Harbour St, Toronto, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Dates and closing prices are shown to signed-in members.

Date StartDate EndList PricePriceEventListing ID
Date Start——$688,000—For SaleC13760124

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Condo Apt
Style
Apartment
Community
Waterfront Communities C1
Municipality
Toronto

Building

Size
600-699 sqft
Building Age
New
Construction
Concrete

Inside

Bedrooms
1+1
Bathrooms
1
Bathroom Details
1 × 4pc Main
Basement Type
None
Kitchens
1

Parking

Garage Type
Underground
Additional Parking
0
Total Parking
0

Utilities

Cooling
Central Air
Heating Type
Forced Air

Additional

Fireplace
No
Den
No
Family room
No
Extras
Built-In Miele Fridge, Stove, Dish Washer, Range Hood, Quartz Counter Top, Stove, Microwave, Washer, Dryer, Existing Window Coverings And Electric Light Fixtures
Condo maint.
$693

Rooms

RoomSizeFeaturesLevel
Living3.25 × 6.66 mOpen Concept, Wood Floor, Combined W/DiningMain
Kitchen3.25 × 6.66 mWood Floor, B/I Appliances, Open ConceptMain
Dining3.25 × 6.66 mWood Floor, Centre Island, Combined W/KitchenMain
Primary3.1 × 3.18 mWood Floor, W/I Closet, WindowMain
Den2.08 × 2.67 mWood Floor, Separate RmMain
Foyer3.1 × 1.22 mWood Floor, Mirrored Closet, 4 Pc BathMain

Map and tour

Condos for sale in Waterfront Communities C1 right now

For sale now
640
Median asking price
$620K

Middle half: $529K to $829K

This home is asking 11% above the median.

See all homes in Waterfront Communities C1

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Signals around this home

Changing nearby

Changing nearby. 6 open development applications on this home’s street within 800 m.

  • 60 HARBOUR STSite planUnder Review

    Site plan application for a proposed 57-storey non-residential building.


    50 m away

  • 30 BAY STSite planUnder Review

    Site plan application for a proposed 57-storey non-residential building.


    110 m away

  • 200 QUEENS QUAY WCondominiumUnder Review

    *** Draft Plan of Condominium for 1482 units.


    270 m away

  • 7 YONGE STPlan of subdivisionAmend Drft Plan App

    Draft Plan of Subdivision to create two lots separated by a public road (extension of Harbour Street).


    410 m away

  • 7 YONGE STSite planUnder Review

    Site Plan Approval for Phase 4 & 5 of the One Yonge Development, consisting of two non-residential towers having heights of 22 and 40-storeys, respectively.


    410 m away

  • 1 YONGE STPlan of subdivisionAmend Drft Plan App

    Draft Plan of Subdivision to create two lots separated by a public road (extension of Harbour Street).


    410 m away

City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.

Land transfer tax on this home

Ontario land transfer tax
$10,235
Toronto municipal land transfer tax
$10,235
Total land transfer tax
$20,470
First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
−$8,475
Total for first-time buyers
$11,995
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $688,000
$5,760
Ontario total
$10,235

Toronto’s municipal tax uses the same brackets at this price, so it adds another $10,235.

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Heritage and ravine protection

  • Not found on the Heritage Register
  • In the Union Station Heritage Conservation District, by-law 634-2006
  • Not in the mapped ravine protection area

What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.

City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.

Permit history

7 building permits cleared at this address in the City’s file.

  • Sign Building Permit RelatedClosed

    Application for a permit to erect and display one wall sign and 3 projecting sign, all illuminated and displaying static copy.*****THE SECOND CITY*****

    Issued October 18, 2024

  • Sign Building Permit RelatedClosed

    The proposal contains two wall signs and two projecting signs, all illuminated and displaying static copy erected on the north and south elevation of the building at above noted premises. ZMP 17-185702 approved with conditions. Dimensions:Wall Signs:Sign 1: 0.75m L x 4.73m W x 0.06m D at a height of 10.75m, erected at the second storey on the south elevation.Sign 4: 0.71m L x 4.46m W x 0.12m D at a height of 21.74m, erected at the third storey on the north elevation.Projecting signs:Sign 2: 1.45m L x 2.74m W x 0.06m D at a height of 14.81m, erected at the second and third storey on the south elevation.Sign 3: 0.85m L x 1.61m W x 0.06m D at a height of 14.21m, erected at the second and third storey on the south elevation.***NATURE'S EMPORIUM***

    Issued July 10, 2023

  • Building Permit Related(MS)Closed

    HVAC - Constuct interior alterations for an office at 1 York St -- Suite 1100

    Issued August 5, 2022

  • Interior AlterationsClosed

    Proposal for interior alterations to a portion of an existing office Suite 1100 on the 11th floor level.

    Issued July 26, 2022

  • Sign Building Permit RelatedClosed

    Application for a permit to erect and display two illuminated wall signs.*****SHOPS*****

    Issued November 3, 2021

  • Sign Building Permit RelatedClosed

    To erect and display one illuminated wall sign. Erected at the second storey of the south elevation of the building.****HEALTH ONE****

    Issued August 7, 2019

  • Sign Building Permit RelatedClosed

    To erect and display two wall signs and two projecting signs, all illuminated.****KINTON RAMEN********KINKA****

    Issued August 2, 2019

City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
St Michael Catholic SchoolToronto CDSBCatholic · grades JK–81 km65%Grade 6 average
Bishop Macdonell Catholic SchoolToronto CDSBCatholic · grades JK–81.3 km84%Grade 6 average
Jean Lumb Public SchoolToronto DSBPublic · grades JK–81.3 km83%Grade 6 average
École élémentaire Gabrielle-RoyConseil scolaire ViamondeFrench-language public · grades JK–61.7 km96%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
St Michael's Choir (Sr) SchoolToronto CDSBCatholic · grades 9–121.5 km96%Grade 9 math
City SchoolToronto DSBPublic · grades 9–121.6 km—
Heydon Park Secondary SchoolToronto DSBPublic · grades 9–121.9 km8%Grade 9 math
Collège français secondaireConseil scolaire ViamondeFrench-language public · grades 9–122.3 km86%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
Union StationTTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train400 m
St Andrew StationTTC subway: Line 1 Yonge-University800 m
King StationTTC subway: Line 1 Yonge-University800 m
Osgoode StationTTC subway: Line 1 Yonge-University1.2 km
Queen StationTTC subway: Line 1 Yonge-University1.2 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Zoning

By-law

See Former City of Toronto By-Law No. 438-86
Outside By-law 569-2013

What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.

City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $137,600

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$137,600
Total mortgage amount
$550,400
Total interest payment
$391,300
Total purchase cost
$1,079,300
Mortgage payment
$3,139/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

51%

Monthly carrying cost

$4,228
−$1,228per month
  • Rent $3,000
  • Shortfall $1,228

Rental income opens at $3,000, the median asking rent of 305 comparable homes for lease in Waterfront Communities C1. Type over it with the rent you expect. This is a planning tool, not advice.

Market area · filters apply to the charts below

Recently sold nearby

Sold prices in Waterfront Communities C1 are shown to signed-in members.

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