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For SaleCondo Apt · 1 Storey/AptMLS® #C14165066 · TRREB MLS®

1017-20 John St, Toronto, Ontario

Waterfront Communities C1, Toronto, Ontario M5V 0G5

Bedrooms
1
Bathrooms
1
Type
Condo Apt
Basement
None

$499,900

Estimated market value

About 1017-20 John St

1017-20 John St is a 1-bedroom, 1-bathroom condo in Waterfront Communities C1, Toronto, listed for sale at an asking price of $499,900 (MLS® C14165066).

Experience elevated downtown living at 20 John Street, ideally situated in the heart of Toronto's vibrant Entertainment District! This beautifully appointed one-bedroom suite features impressive soaring ceilings, modern finishes, and a west-facing exposure that fills the space with natural light. Enjoy an exceptional collection of state-of-the-art amenities, including a stunning rooftop pool with breathtaking city views, fully equipped fitness centre, dedicated yoga room, games room, elegant party room, visitor parking, and 24/7 concierge service. Steps to Toronto's best restaurants, cafés, nightlife, shopping, transit, and the Financial District, this unbeatable location puts everything at your doorstep. Whether you're a young professional seeking the ultimate downtown lifestyle or an investor looking for an attractive opportunity in a prime location, this suite offers the perfect blend of style, convenience, and urban appeal. Experience the best of downtown Toronto living!

Insights

  • Condition Score

    Fair
    66out of 100

    4 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    42out of 100

    −$543/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 193 condos with 1 bedroom for lease in Waterfront Communities C1 right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$2,839 / 2026
MLS® number
C14165066
Board
TRREB MLS®
Property Type
Condo Apt
Days on market
Size
500-599 sqft
Listed on
Parking
None, 0 Parking
Listing brokerage: UNION CAPITAL REALTYData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 1017-20 John St, Toronto, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$499,900N/AFor SaleC14165066

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Condo Apt
Style
1 Storey/Apt
Community
Waterfront Communities C1
Municipality
Toronto

Building

Size
500-599 sqft
Construction
Concrete

Inside

Bedrooms
1
Bathrooms
1
Bathroom Details
1 × 4pc Flat
Basement Type
None
Kitchens
1

Parking

Garage Type
None
Additional Parking
0
Total Parking
0

Utilities

Cooling
Central Air
Heating Type
Fan Coil

Additional

Fireplace
No
Den
No
Family room
No
Extras
Includes: Fridge, B/I Oven, Cooktop, Rangehood, Microwave, B/I Dishwasher, Washer & Dryer, All Existing Light Fixtures and Window Coverings
Condo maint.
$450

Rooms

RoomSizeFeaturesLevel
Living4.42 × 4.5 mW/O To Balcony, LaminateFlat
Dining4.42 × 4.5 mW/O To Balcony, Combined W/Kitchen, LaminateFlat
Kitchen4.42 × 4.5 mStainless Steel Appl, Quartz Counter, Open ConceptFlat
Primary3.43 × 3.96 mLarge Closet, Large WindowFlat

Map and tour

Condos for sale in Waterfront Communities C1 right now

For sale now
638
Median asking price
$620K

Middle half: $529K to $836K

New in 7 days
82

272 in 28 days

Price cuts
21%

132 listings

This home is asking 19% below the median, lower than three quarters of them.

See all homes in Waterfront Communities C1

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Signals around this home

Changing nearby

Changing nearby. 6 open development applications within 800 m of this home.

  • 15 JOHN STSite planUnder Review


    50 m away

  • 315 FRONT ST WSite planUnder Review

    Site Plan Approval Application for Phase 1 of a three phase development at 315-325 Front Street West. The Phase 1 site plan includes two primarily residential towers (50 storeys), containing 74,000 square metres of residentail floor area and 830 square metres of retail floor area. A total of 905 residential units are proposed including 32 affordable rental housing units, A childcare centre is also proposed.


    130 m away

  • 325 FRONT ST WSite planUnder Review

    Site Plan Approval Application for Phase 1 of a three phase development at 315-325 Front Street West. The Phase 1 site plan includes two primarily residential towers (50 storeys), containing 74,000 square metres of residentail floor area and 830 square metres of retail floor area. A total of 905 residential units are proposed including 32 affordable rental housing units, A childcare centre is also proposed.


    150 m away

  • 320 FRONT ST WOfficial plan or zoning amendmentUnder Review

    Official Plan and Zoning By-law Amendment application to redevelop the southeast and southwest corners of the site at 310-330 Front Street West with two new mixed-use buildings. The proposed 70-storey tower to be located at the southeast corner (310 Front St. W.) would contain 929 residential units, 440 square metres of retail at grade and a total GFA of 58,849 square metres. The proposed 65-storey tower to be located at the southwest corner (330 Front St. W.) would contain 853 residential units, 303 square metres of retail at grade and a total GFA of 54,100 square metres. The existing enclosed atrium currently connecting the existing three buildings on the site is proposed to be replaced with a partially covered public plaza at the centre of the site. The site currently contains 399 parking spaces located in a 3-storey underground garage. These parking spaces will be retained but some will be reallocated for residential uses. An existing ramp and surface parking at the northwest corner of the site will be removed. A new, two-way vehicle ramp will be provided off Blue Jays Way at 330 Front St W. This application replaces the previously approved development at 310 Front St W. (File No. 21-146121 STE 10 OZ).


    160 m away

  • 320 FRONT ST WSite planUnder Review

    Site Plan approval demolish the existing building situated at the southeast corner of the block at 310, 320 and 330 Front Street West and to redevelop this portion of the block with a 69-storey mixed-use building containing a 10-storey base building and 59-storey tower above.


    160 m away

  • 15 MERCER STCondominiumUnder Review

    The current application concerns the hotel component of the project, which includes 35 units at Levels 41-45 of the west tower and 15 units of parking at Level A (including 12 stacked parking units).


    170 m away

City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.

Land transfer tax on this home

Ontario land transfer tax
$6,473
Toronto municipal land transfer tax
$6,473
Total land transfer tax
$12,946
First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
−$8,475
Total for first-time buyers
$4,471
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $499,900
$1,998
Ontario total
$6,473

Toronto’s municipal tax uses the same brackets at this price, so it adds another $6,473.

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Heritage and ravine protection

  • Not found on the Heritage Register
  • Not in a mapped Heritage Conservation District
  • Not in the mapped ravine protection area

What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.

City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

17 records · 11 on fileRead 2026-11-10
250 m500 m1 km2 kmBeyond · area-wideNot in Toronto and Region Conservation Authority’s mapped regulated areaNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasMapped parcel: about 45,000 sq ft191 building permits issued within 250 m in the last 2 years16 open development applications within 250 mNearest airport: 1.1 kmNearest rail line: 170 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 m1 facility within 1 km reports pollutant releases to Environment Canada4 federal contaminated sites within 1 kmElectricity is distributed here by Toronto Hydro-Electric System LimitedWired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation3

  • Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m38 test or monitoring holes also recorded.250 m

Toronto and Region Conservation Authority · Province of Ontario open data

Planning and building activity5

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • 191 building permits issued within 250 m in the last 2 years250 m
  • 16 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
  • Nearest airport: 1.1 km1.1 km
  • Mapped parcel: about 45,000 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address

Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels

Around the home2

  • Nearest rail line: 170 m170 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 490 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
  • 4 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.

Permit history

No building permits on file at this address.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Bishop Macdonell Catholic SchoolToronto CDSBCatholic · grades JK–8700 m84%Grade 6 average
Jean Lumb Public SchoolToronto DSBPublic · grades JK–8750 m83%Grade 6 average
Ogden Junior Public SchoolToronto DSBPublic · grades JK–6800 m72%Grade 6 average
École élémentaire Gabrielle-RoyConseil scolaire ViamondeFrench-language public · grades JK–61.9 km96%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
City SchoolToronto DSBPublic · grades 9–121.2 km—
Heydon Park Secondary SchoolToronto DSBPublic · grades 9–121.2 km8%Grade 9 math
St Michael's Choir (Sr) SchoolToronto CDSBCatholic · grades 9–121.5 km96%Grade 9 math
Collège français secondaireConseil scolaire ViamondeFrench-language public · grades 9–122.2 km86%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
St Andrew StationTTC subway: Line 1 Yonge-University500 m
Osgoode StationTTC subway: Line 1 Yonge-University750 m
Union StationTTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train750 m
King StationTTC subway: Line 1 Yonge-University1 km
St Patrick StationTTC subway: Line 1 Yonge-University1.1 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Zoning

By-law

See Former City of Toronto By-Law No. 438-86
Outside By-law 569-2013

What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.

City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $99,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$99,980
Total mortgage amount
$399,920
Total interest payment
$284,380
Total purchase cost
$784,280
Mortgage payment
$2,281/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

39%

Monthly carrying cost

$2,968
−$543per month
  • Rent $2,425
  • Shortfall $543

Rental income opens at $2,425, the median asking rent of 193 comparable homes for lease in Waterfront Communities C1. Type over it with the rent you expect. This is a planning tool, not advice.

Market area · filters apply to the charts below

Recently sold nearby

Sold prices in Waterfront Communities C1 are shown to signed-in members.

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