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For SaleTriplex · 2-StoreyMLS® #X13445184 · TRREB MLS®

9 Water St, Thorold, Ontario

Thorold Downtown, Thorold, Ontario L2V 2J9

Bedrooms
5
Lot Size
50 x 141 ft
Bathrooms
3
Type
Triplex
Basement
Full

$699,900

Estimated market value

About 9 Water St

9 Water St is a 5-bedroom, 3-bathroom triplex in Thorold Downtown, Thorold, listed for sale at an asking price of $699,900 (MLS® X13445184).

Turn-key, well-kept legal triplex located at 9 Water Street in Thorold, close to all amenities, shopping, schools, parks, transit, downtown Thorold, Brock University, and highway access.This clean brick property offers a strong opportunity for investors or owner-occupiers, featuring spacious units, solid income potential, and future upside. The building includes a large main floor 3-bedroom unit plus two additional units, with 2 units currently vacant and ready to be rented at market rents.Recent updates include a new boiler system and vinyl windows, providing added peace of mind for the next owner. The property sits on a large lot with potential for future expansion or additional units, subject to city approvals. There is also potential for a basement in-law suite, creating further income possibilities.A detached garage offers additional rental income or storage. A clean, solid, income-producing property with vacant units, market rent upside, garage income potential, and future value-add opportunities in a convenient Thorold location close to everything.

Insights

  • Condition Score

    Good
    68out of 100

    6 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    44out of 100

    −$549/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 5 homes with 5 bedrooms for lease in Thorold right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$3,664 / 2026
MLS® number
X13445184
Board
TRREB MLS®
Property Type
Triplex
Days on market
Size
2000-2500 sqft
Lot Size
50 x 141 ft
Listed on
Parking
1 Detached, 6 Parking
Listing brokerage: ROYAL LEPAGE NRC REALTYData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 9 Water St, Thorold, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$699,900N/AScX13445184

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Triplex
Style
2-Storey
Community
Thorold Downtown
Municipality
Thorold

Building

Size
2000-2500 sqft
Construction
Stone

Inside

Bedrooms
5
Bathrooms
3
Bathroom Details
1 × 4pc Main, 1 × 4pc 2nd, 1 × 4pc 2nd
Basement Type
Full
Kitchens
3

Parking

Driveway
Available
Garage Type
Detached
Garage
1
Additional Parking
5
Total Parking
6

Utilities

Water
Municipal
Cooling
None
Heating Type
Radiant

Land

Sewer
Sewers
Frontage
50 ft
Depth
141 ft
Lot Size
50 x 141 ft

Additional

Foundation
Block
Roof
Asphalt Shingle
Fireplace
No
Pool
None
Den
Yes
Family room
Yes

Rooms

Room details unavailable

The listing source did not provide room-level measurements or features.

Map and tour

Land transfer tax on this home

Ontario land transfer tax
$10,473
Total land transfer tax
$10,473
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$6,473
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $699,900
$5,998
Ontario total
$10,473

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

13 records · 7 on fileRead 2026-11-06
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 6.4 kmNearest rail line: 360 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 m1 facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Hydro One Networks Inc.Wired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m250 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 6.4 km6.4 km

Province of Ontario open data

Around the home2

  • Nearest rail line: 360 m360 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Interlake Acquisition Corporation Limited — Biorigin Specialty Products, 750 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Hydro One Networks Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Pope Francis Catholic Elementary SchoolNiagara CDSBCatholic · grades K–8400 m—
Westmount Public SchoolDSB NiagaraPublic · grades JK–8600 m83%Grade 6 average
Prince of Wales Public SchoolDSB NiagaraPublic · grades JK–8650 m81%Grade 6 average
ÉÉC Sainte-Marguerite-Bourgeoys-St.CathConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–81.4 km47%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Pope Francis Catholic Secondary SchoolNiagara CDSBCatholic · grades 9–12400 m—
Thorold Secondary SchoolDSB NiagaraPublic · grades 9–12500 m66%Grade 9 math
Sir Winston Churchill Secondary SchoolDSB NiagaraPublic · grades 9–12 · French Immersion2.6 km71%Grade 9 math
Denis Morris Catholic High SchoolNiagara CDSBCatholic · grades 9–122.9 km50%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
St. Catharines GOGO Transit train: Lakeshore West4.6 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Lot

Lot area
7,050 sq ft655 m²
Street frontage
50 ft15.2 m
Depth
141 ft43 m
50 × 141 ftWATER ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by MPAC.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $139,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$139,980
Total mortgage amount
$559,920
Total interest payment
$398,280
Total purchase cost
$1,098,180
Mortgage payment
$3,194/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

34%

Monthly carrying cost

$3,499
−$549per month
  • Rent $2,950
  • Shortfall $549

Rental income opens at $2,950, the median asking rent of 5 comparable homes for lease in Thorold. Type over it with the rent you expect. This is a planning tool, not advice.

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