For SaleDetached · Bungalow-RaisedMLS® #X13800282 · TRREB MLS®
54 COWAN Dr, Thorold, Ontario
Allanburg/Thorold South, Thorold, Ontario L2V 4Y9
- Bedrooms
- 3+1
- Lot Size
- 78 x 131 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Finished
$639,900
Estimated market value
About 54 COWAN Dr
54 COWAN Dr is a 3+1-bedroom, 2-bathroom detached house in Allanburg/Thorold South, Thorold, listed for sale at an asking price of $639,900 (MLS® X13800282).
Welcome home to 54 Cowan Drive in Thorold South! This 3+1 bedroom, 2-bathroom brick raised bungalow, built in 1990, sits in a sought-after neighbourhood on a large, fully fenced lot, within walking distance to Ontario Public School. The main floor features 3 bedrooms, an open-concept kitchen/dining/living area, an updated kitchen with stainless steel appliances, and a renovated 4-piece bathroom (2025). Sliding doors provide easy access to the side deck and backyard. The renovated basement (2025) offers excellent additional living space, with a family room, recreation room, 4th bedroom, laundry, and 3-piece bathroom, and has potential for an in-law suite. Notable updates: main-floor windows (2026), roof (2020), furnace & central air (2022), central vacuum (2024), Samsung washer/dryer (2024), and newer flooring throughout. Attached garage with interior access. Conveniently located close to major highways, Brock University, public transit, amenities, and all that Niagara has to offer.
Insights
Condition Score
Good2 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even−$402/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 12 detached homes with 4 bedrooms for lease in Thorold right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,288 / 2025
- MLS® number
- X13800282
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 31-50
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 78 x 131 ft
- Listed on
- Parking
- 1 Attached, 5 Parking
Listing history
Buy/sell history for 54 COWAN Dr, Thorold, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $639,900 | N/A | Sc | X13800282 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Bungalow-Raised
- Community
- Allanburg/Thorold South
- Municipality
- Thorold
Building
- Size
- 1100-1500 sqft
- Building Age
- 31-50
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 3+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Lower, 1 × 4pc Main
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 4
- Total Parking
- 5
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 78 ft
- Depth
- 131 ft
- Lot Size
- 78 x 131 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Dishwasher, Washer/ Dryer, Built in Microwave, Electrical Fireplace, All ELF's, All Window Coverings
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Family | 4.57 × 5.92 m | — | Lower |
| Rec | 3.78 × 6.48 m | — | Lower |
| Br | 2.44 × 3.66 m | — | Lower |
| Laundry | 1.5 × 2.0 m | — | Lower |
| Br | 3.05 × 3.28 m | — | Main |
| Br | 2.57 × 3.25 m | — | Main |
| Primary | 3.33 × 4.37 m | — | Main |
| Kitchen | 6.71 × 7.44 m | B/I Microwave | Main |
| Living | 6.71 × 7.44 m | Combined W/Kitchen | Main |
Map and tour
Detached homes for sale in Allanburg/Thorold South right now
- For sale now
- 16
- Median asking price
- $720K
- New in 7 days
- 2
- Price cuts
- 19%
Middle half: $637K to $870K
4 in 28 days
3 listings
This home is asking 11% below the median.
See all homes in Allanburg/Thorold SouthAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $9,273
- Total land transfer tax
- $9,273
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $5,273
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $639,900
- $4,798
- Ontario total
- $9,273
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 9.8 km9.8 km
Province of Ontario open data
Around the home2
- Nearest rail line: 470 m470 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- 3 licensed pits or quarries within 2 kmThe nearest is 1.8 km away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Northland Power Inc. — Thorold Cogen Generating Station, 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Ontario Public SchoolDSB Niagara | Public · grades JK–8 | 250 m | 92%Grade 6 average |
| Richmond Street Public SchoolDSB Niagara | Public · grades JK–8 | 2.9 km | 85%Grade 6 average |
| Our Lady of the Holy Rosary Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 3.4 km | 68%Grade 6 average |
| ÉÉC Sainte-Marguerite-Bourgeoys-St.CathConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 4.7 km | 47%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Pope Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 3.6 km | — |
| Thorold Secondary SchoolDSB Niagara | Public · grades 9–12 | 3.8 km | 66%Grade 9 math |
| Saint Michael Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 5.2 km | 49%Grade 9 math |
| ÉSC Saint-Jean-de-BrébeufConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 9.8 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 10,218 sq ft949 m²
- Street frontage
- 78 ft23.8 m
- Depth
- 131 ft39.9 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $127,980
- Total mortgage amount
- $511,920
- Total interest payment
- $364,080
- Total purchase cost
- $1,003,980
- Mortgage payment
- $2,920/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
31%Monthly carrying cost
$3,277- Rent $2,875
- Shortfall $402
Rental income opens at $2,875, the median asking rent of 12 comparable homes for lease in Thorold. Type over it with the rent you expect. This is a planning tool, not advice.
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