For SaleTriplex · 2-StoreyMLS® #X13843826 · TRREB MLS®
28 Chapel St, Thorold, Ontario
Thorold Downtown, Thorold, Ontario L2V 2C6
- Bedrooms
- 7
- Lot Size
- 66.15 x 132.15 ft
- Bathrooms
- 4
- Type
- Triplex
- Basement
- Full
$829,900
Estimated market value
About 28 Chapel St
28 Chapel St is a 7-bedroom, 4-bathroom triplex in Thorold Downtown, Thorold, listed for sale at an asking price of $829,900 (MLS® X13843826).
Welcome to 28 Chapel Street South in Thorold, a unique 3,200 sq. ft. triplex with panoramic Welland Canal views and multiple income opportunities. Over the past 5 years, the property has been updated including plumbing, electrical, windows, siding and improvements throughout all three units.The first main-floor unit takes full advantage of the canal setting, with panoramic views from the open-concept kitchen and living area and a front-row seat to watch the ships pass by. Currently operated as a successful short-term Airbnb, this unit has a transferable licence, all 5-star ratings and furnishings included. Run it as much or as little as you choose while benefiting from an established short-term rental. It also features a breakfast bar, large primary bedroom and fully renovated bathroom with towel warmer. Also on the main floor, the second unit has its own private driveway and offers two bedrooms, currently rented as a one-bedroom. Full of character with beautiful arched doorways and original charm.Through the front entrance, the third unit offers three bedrooms, large windows, a spacious living room and a well-laid-out living space.The full basement has been completely updated and offers easily accessible shared laundry, plenty of storage, plus an open 2-piece washroom and separate shower area.Live in one unit, rent another and continue operating the Airbnb, or add the entire property to your investment portfolio. Close to Niagara wine country, Niagara Falls, casinos, shopping, restaurants and major amenities. Outside, the deck has been redone and the fully operational bread oven has been beautifully restored, adding another unique feature to the outdoor space and canal setting.
Insights
Condition Score
Good2 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,924 / 2025
- MLS® number
- X13843826
- Board
- TRREB MLS®
- Property Type
- Triplex
- Days on market
- Size
- 3000-3500 sqft
- Lot Size
- 66.15 x 132.15 ft
- Listed on
- Parking
- None, 6 Parking
Listing history
Buy/sell history for 28 Chapel St, Thorold, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $829,900 | N/A | Pc | X13843826 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Triplex
- Style
- 2-Storey
- Community
- Thorold Downtown
- Municipality
- Thorold
Building
- Size
- 3000-3500 sqft
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 7
- Bathrooms
- 4
- Bathroom Details
- 1 × 3pc Main, 1 × 4pc Main, 1 × 4pc 2nd, 1 × 2pc Bsmt
- Basement Type
- Full
- Kitchens
- 3
Parking
- Driveway
- Reserved/Assigned, Pvt Double, Private
- Garage Type
- None
- Additional Parking
- 6
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Other
- Heating Type
- Heat Pump
Land
- Sewer
- Sewers
- Frontage
- 66.15 ft
- Depth
- 132.15 ft
- Lot Size
- 66.15 x 132.15 ft
Additional
- Foundation
- Concrete Block, Stone
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Washer & Dryer with laundry stand, 3 fridges, 1 dishwasher, 2 stoves, two work benches with vise, All furnishings in airbnb are included (couch, dining room table utensils, plates, bedding in airbnb ( Unit 1) as seen in airbnb Everything stays)
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.57 × 2.19 m | — | Main |
| Family | 3.55 × 2.97 m | — | Main |
| Dining | 4.25 × 2.97 m | — | Main |
| Br | 2.84 × 3.64 m | — | Main |
| Kitchen | 4.9 × 3.64 m | — | Main |
| Primary | 5.86 × 2.97 m | — | Main |
| Other | 2.82 × 3.64 m | — | Main |
| Kitchen | 5.86 × 5.62 m | — | Main |
| Dining | 4.51 × 3.32 m | — | Main |
| Living | 2.99 × 3.32 m | — | Main |
| Sunroom | 3.46 × 4.9 m | — | Main |
| Family | 3.8 × 5.2 m | — | 2nd |
| Kitchen | 3.0 × 3.14 m | — | 2nd |
| Br | 3.55 × 4.04 m | — | 2nd |
| 2nd Br | 3.55 × 3.8 m | — | 2nd |
| 3rd Br | 4.24 × 2.3 m | — | 2nd |
| 4th Br | 3.29 × 3.32 m | — | 2nd |
| Other | 7.23 × 7.9 m | — | Bsmt |
| Other | 7.82 × 3.58 m | — | Bsmt |
| Other | 2.42 × 8.54 m | — | Bsmt |
| Other | 3.93 × 3.66 m | — | Bsmt |
| Other | 3.19 × 4.17 m | — | Bsmt |
| Other | 3.55 × 2.02 m | — | Bsmt |
Map and tour
Land transfer tax on this home
- Ontario land transfer tax
- $13,073
- Total land transfer tax
- $13,073
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $9,073
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $829,900
- $8,598
- Ontario total
- $13,073
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m9 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.7 km6.7 km
Province of Ontario open data
Around the home2
- Nearest rail line: 60 m60 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- 1 licensed pit or quarry within 2 kmThe nearest is 1.7 km away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Interlake Acquisition Corporation Limited — Biorigin Specialty Products, 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Prince of Wales Public SchoolDSB Niagara | Public · grades JK–8 | 600 m | 81%Grade 6 average |
| Pope Francis Catholic Elementary SchoolNiagara CDSB | Catholic · grades K–8 | 1.1 km | — |
| Westmount Public SchoolDSB Niagara | Public · grades JK–8 | 1.4 km | 83%Grade 6 average |
| ÉÉC Sainte-Marguerite-Bourgeoys-St.CathConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 2.3 km | 47%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Thorold Secondary SchoolDSB Niagara | Public · grades 9–12 | 700 m | 66%Grade 9 math |
| Pope Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 1.1 km | — |
| Sir Winston Churchill Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 3.5 km | 71%Grade 9 math |
| Denis Morris Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 3.8 km | 50%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 8,742 sq ft812 m²
- Street frontage
- 66.15 ft20.2 m
- Depth
- 132.15 ft40.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $165,980
- Total mortgage amount
- $663,920
- Total interest payment
- $472,180
- Total purchase cost
- $1,302,080
- Mortgage payment
- $3,787/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$4,114- Rent $0
- Shortfall $4,114
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
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