For SaleDuplex · 2-StoreyMLS® #X14109666 · TRREB MLS®
21 PINE St, Thorold, Ontario
Thorold Downtown, Thorold, Ontario L2V 3L1
- Bedrooms
- 5
- Lot Size
- 63 x 165 ft
- Bathrooms
- 2
- Type
- Duplex
- Basement
- Unfinished
$849,900
Estimated market value
About 21 PINE St
21 PINE St is a 5-bedroom, 2-bathroom duplex in Thorold Downtown, Thorold, listed for sale at an asking price of $849,900 (MLS® X14109666).
RARE OPPORTUNITY: Large downtown Thorold site with renovation income now and major development potential later! Set in the heart of downtown Thorold, this 63 x 165 ft lot offers a rare combination of income now with a Reno and long-term upside. The property includes a legal duplex and a large detached 3 car garage with shop. Once renovated, the current structures are positioned to generate great rental income and the C2 zoning and generous lot size leave room for future redevelopment. Walking distance to restaurants, shops, schools, parks, and amenities. Buyer to confirm permitted uses, density, height, servicing, and approvals with the City of Thorold. Seller makes no representation or warranty regarding renovation costs, rental income, or future development potential.
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$1,229/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 5 homes with 5 bedrooms for lease in Thorold right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,612 / 2025
- MLS® number
- X14109666
- Board
- TRREB MLS®
- Property Type
- Duplex
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 63 x 165 ft
- Listed on
- Parking
- 3 Detached, 11 Parking
Listing history
Buy/sell history for 21 PINE St, Thorold, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $849,900 | N/A | Pc | X14109666 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Duplex
- Style
- 2-Storey
- Community
- Thorold Downtown
- Municipality
- Thorold
Building
- Size
- 1500-2000 sqft
- Construction
- Stucco/Plaster
Inside
- Bedrooms
- 5
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc 2nd
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Garage Type
- Detached
- Garage
- 3
- Additional Parking
- 8
- Total Parking
- 11
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 63 ft
- Depth
- 165 ft
- Lot Size
- 63 x 165 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Map and tour
Land transfer tax on this home
- Ontario land transfer tax
- $13,473
- Total land transfer tax
- $13,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $9,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $849,900
- $8,998
- Ontario total
- $13,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m5 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.8 km6.8 km
Province of Ontario open data
Around the home2
- Nearest rail line: 20 m20 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Interlake Acquisition Corporation Limited — Biorigin Specialty Products, 1.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Prince of Wales Public SchoolDSB Niagara | Public · grades JK–8 | 150 m | 81%Grade 6 average |
| Pope Francis Catholic Elementary SchoolNiagara CDSB | Catholic · grades K–8 | 500 m | — |
| Westmount Public SchoolDSB Niagara | Public · grades JK–8 | 700 m | 83%Grade 6 average |
| ÉÉC Sainte-Marguerite-Bourgeoys-St.CathConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 1.7 km | 47%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Pope Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 500 m | — |
| Thorold Secondary SchoolDSB Niagara | Public · grades 9–12 | 700 m | 66%Grade 9 math |
| Sir Winston Churchill Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 3 km | 71%Grade 9 math |
| Denis Morris Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 3.2 km | 50%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St. Catharines GO | GO Transit train: Lakeshore West | 4.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Lot area
- 10,395 sq ft966 m²
- Street frontage
- 63 ft19.2 m
- Depth
- 165 ft50.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $169,980
- Total mortgage amount
- $679,920
- Total interest payment
- $483,480
- Total purchase cost
- $1,333,380
- Mortgage payment
- $3,878/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
45%Monthly carrying cost
$4,179- Rent $2,950
- Shortfall $1,229
Rental income opens at $2,950, the median asking rent of 5 comparable homes for lease in Thorold. Type over it with the rent you expect. This is a planning tool, not advice.
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