For SaleDetached · Sidesplit 4MLS® #X14139666 · TRREB MLS®
8 Fernwood Terr, St. Catharines, Ontario
Glendale/Glenridge, St. Catharines, Ontario L2T 3W5
- Bedrooms
- 3+1
- Lot Size
- 54.34 x 184.61 ft
- Bathrooms
- 4
- Type
- Detached
- Basement
- Finished
$749,000
Estimated market value
About 8 Fernwood Terr
8 Fernwood Terr is a 3+1-bedroom, 4-bathroom detached house in Glendale/Glenridge, St. Catharines, listed for sale at an asking price of $749,000 (MLS® X14139666).
Welcome to 8 Fernwood Terrace, a spacious 4-level sidesplit offering plenty of room and flexibility for today's family. With 3+1 bedrooms, 4 bathrooms, two kitchens and multiple living areas, the home is well suited for a large or multi-generational family. The lower levels have a separate entrance, second kitchen, additional bedroom, family/rec space and laundry, providing excellent in-law suite potential with added privacy.The backyard is a standout, featuring a heated in-ground pool, large covered patio for BBQs and gatherings, outdoor game area, plus a pool-side building with a sauna and 3-piece bathroom-a great setup for summer entertaining.Located in the established Glenridge neighbourhood, close to Brock University, schools, parks, public transit, the Pen Centre and everyday shopping, with convenient access to trails and other Niagara amenities. A home that brings together family space, flexible living and a backyard made to enjoy.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even−$463/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 7 detached homes with 4 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $6,535 / 2025
- MLS® number
- X14139666
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 54.34 x 184.61 ft
- Listed on
- Parking
- 1 Attached, 4 Parking
Listing history
Buy/sell history for 8 Fernwood Terr, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $749,000 | N/A | Sce | X14139666 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Sidesplit 4
- Community
- Glendale/Glenridge
- Municipality
- St. Catharines
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 4
- Bathroom Details
- 1 × 3pc Upper, 1 × 2pc Lower, 1 × 3pc Sub-Bsmt, 1 × 3pc Ground
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 3
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 54.34 ft
- Depth
- 184.61 ft
- Lot Size
- 54.34 x 184.61 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- Inground
- Den
- No
- Family room
- No
- Extras
- Washer, Dryer, Stove, Fridge, Dishwasher
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.59 × 5.94 m | Open Concept | Main |
| Kitchen | 2.92 × 6.16 m | Combined W/Dining, Open Concept | Main |
| Laundry | 0.78 × 1.06 m | Separate Rm | Main |
| Bathroom | 2.18 × 3.06 m | 4 Pc Bath | Upper |
| Br | 3.05 × 3.93 m | — | Upper |
| Br | 3.05 × 3.93 m | — | Upper |
| 2nd Br | 2.87 × 3.93 m | — | Upper |
| 3rd Br | 2.86 × 3.24 m | — | Upper |
| 4th Br | 2.9 × 3.63 m | — | Lower |
| Bathroom | 0.92 × 1.87 m | 2 Pc Bath | Lower |
| Family | 3.45 × 6.15 m | — | Lower |
| Bathroom | 2.22 × 3.4 m | 3 Pc Bath | Sub-Bsmt |
| Games | 3.31 × 3.49 m | — | Sub-Bsmt |
| Kitchen | 2.7 × 4.13 m | — | Sub-Bsmt |
| Laundry | 1.35 × 2.77 m | Separate Rm | Sub-Bsmt |
Map and tour
Detached homes for sale in Glendale/Glenridge right now
- For sale now
- 37
- Median asking price
- $799K
- New in 7 days
- 3
- Price cuts
- 32%
Middle half: $650K to $1.2M
11 in 28 days
12 listings
This home is asking 6% below the median.
See all homes in Glendale/GlenridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $11,455
- Total land transfer tax
- $11,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $7,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $749,000
- $6,980
- Ontario total
- $11,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 8.7 km8.7 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Brock University, 830 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Peter Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 600 m | 86%Grade 6 average |
| Power Glen Public SchoolDSB Niagara | Public · grades JK–8 | 1.2 km | 90%Grade 6 average |
| Oakridge Public SchoolDSB Niagara | Public · grades JK–8 | 1.5 km | 93%Grade 6 average |
| ÉÉC Sainte-Marguerite-Bourgeoys-St.CathConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 2.9 km | 47%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| DSBN AcademyDSB Niagara | Public · grades 9–12 | 1.4 km | 71%Grade 9 math |
| Denis Morris Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 2 km | 50%Grade 9 math |
| Sir Winston Churchill Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 2.5 km | 71%Grade 9 math |
| Pope Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 3.6 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St. Catharines GO | GO Transit train: Lakeshore West | 2.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Lot area
- 10,032 sq ft932 m²
- Street frontage
- 54.34 ft16.6 m
- Depth
- 184.61 ft56.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $149,800
- Total mortgage amount
- $599,200
- Total interest payment
- $426,200
- Total purchase cost
- $1,175,200
- Mortgage payment
- $3,418/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
31%Monthly carrying cost
$3,963- Rent $3,500
- Shortfall $463
Rental income opens at $3,500, the median asking rent of 7 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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