For SaleDetached · SidesplitMLS® #X13839672 · TRREB MLS®
628 Vine St, St. Catharines, Ontario
Vine/Linwell, St. Catharines, Ontario L2M 3V5
- Bedrooms
- 3
- Lot Size
- 132.93 x 46.59 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Finished
$749,900
Estimated market value
About 628 Vine St
628 Vine St is a 3-bedroom, 2-bathroom detached house in Vine/Linwell, St. Catharines, listed for sale at an asking price of $749,900 (MLS® X13839672).
Welcome to this beautifully maintained North-end St. Catharines side-split, ideally located just minutes from Lake Ontario, Sunset Beach, scenic trails, parks, shopping, and top-rated schools. This home offers the perfect balance of comfort, lifestyle, and convenience for families and downsizers alike. Lovingly cared for by the same family for nearly 40 years, pride of ownership is evident throughout. The bright open-concept main floor creates a warm and inviting space where everyday living and entertaining come together effortlessly. The living room features an electric fireplace with ambient lighting and flows seamlessly into the updated kitchen, complete with quartz countertops, stainless steel appliances, custom cabinetry, and a large island perfect for gathering with family and friends. Upstairs offers three spacious bedrooms and a beautifully updated spa-inspired bathroom with modern finishes. The finished lower level provides additional living space with a cozy recreation room centered around a wood-burning fireplace with granite surround, along with a stunning oversized custom shower, heated floors in the basement bathroom and hallway, ceiling speakers, and pot lights for added comfort. This home has also seen numerous important updates over the years including stucco exterior (2023), garage doors and openers (2023), furnace and A/C (2021), roof (2019), owned tankless water heater, and newer windows and doors. Step outside to enjoy a private fenced backyard featuring a covered porch, patio, decorative pond with lighting and heater, vegetable garden, and over 20 manicured shrubs. An interlocking circular driveway provides parking for up to five vehicles, while the heated two-car garage with summer kitchen offers incredible flexibility. A wonderful opportunity to own a thoughtfully updated home in one of St. Catharines' most desirable north-end communities.
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$1,489/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 27 detached homes with 3 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,402 / 2025
- MLS® number
- X13839672
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 132.93 x 46.59 ft
- Listed on
- Parking
- 2.5 Attached, 7 Parking
Listing history
Buy/sell history for 628 Vine St, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $749,900 | N/A | For Sale | X13839672 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Sidesplit
- Community
- Vine/Linwell
- Municipality
- St. Catharines
Building
- Size
- 700-1100 sqft
- Construction
- Stucco/Plaster
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Circular, Private Triple
- Garage Type
- Attached
- Garage
- 2.5
- Additional Parking
- 4.5
- Total Parking
- 7
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 132.93 ft
- Depth
- 46.59 ft
- Lot Size
- 132.93 x 46.59 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, stove, dishwasher, microwave, washer, dryer, stove in the garage, garage door opener, rain water tank in the back yard, shed, and wood for the fireplace stored in the shed.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 2.69 × 2.77 m | California Shutters, carpet free, O/Looks Backyard | Main |
| Bathroom | 1.91 × 2.46 m | 4 Pc Bath, Bidet | 2nd |
| Bathroom | 1.52 × 2.72 m | 3 Pc Bath, Heated Floor | Bsmt |
| Primary | 4.06 × 2.72 m | Carpet Free | 2nd |
| Kitchen | 2.69 × 3.1 m | Custom Counter, Custom Backsplash, Quartz Counter | Main |
| Rec | 4.72 × 5.44 m | carpet free, California Shutters, Fireplace | Bsmt |
| 2nd Br | 2.87 × 2.62 m | Carpet Free | 2nd |
| Br | 3.05 × 2.72 m | Carpet Free | 2nd |
| Living | 3.43 × 6.02 m | California Shutters, carpet free, Electric Fireplace | Main |
Map and tour
Detached homes for sale in Vine/Linwell right now
- For sale now
- 30
- Median asking price
- $650K
- New in 7 days
- 3
- Price cuts
- 13%
Middle half: $600K to $750K
18 in 28 days
4 listings
This home is asking 15% above the median.
See all homes in Vine/LinwellAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $11,473
- Total land transfer tax
- $11,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $7,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $749,900
- $6,998
- Ontario total
- $11,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 4.5 km4.5 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Regional Municipality of Niagara — Port Weller Wastewater Treatment Plant, 2.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (0 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Prince Philip Public SchoolDSB Niagara | Public · grades JK–8 | 350 m | 83%Grade 6 average |
| Dalewood Public SchoolDSB Niagara | Public · grades 1–8 · French Immersion | 1.1 km | 88%Grade 6 average |
| Assumption Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 1.2 km | 88%Grade 6 average |
| École élémentaire L'HéritageConseil scolaire Viamonde | French-language public · grades JK–8 | 2.1 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Governor Simcoe Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 850 m | 66%Grade 9 math |
| Holy Cross Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 · French Immersion | 1.4 km | 55%Grade 9 math |
| Saint Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 2.5 km | 71%Grade 9 math |
| Lifetime Learning Centre Secondary SchoolDSB Niagara | Public · grades 9–12 | 2.6 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Street frontage
- 132.93 ft40.5 m
- Depth
- 46.59 ft14.2 m
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $149,980
- Total mortgage amount
- $599,920
- Total interest payment
- $426,680
- Total purchase cost
- $1,176,580
- Mortgage payment
- $3,422/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
55%Monthly carrying cost
$3,789- Rent $2,300
- Shortfall $1,489
Rental income opens at $2,300, the median asking rent of 27 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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