For SaleSemi-Detached · Backsplit 4MLS® #X14137842 · TRREB MLS®
40 Cypress St, St. Catharines, Ontario
Lakeport, St. Catharines, Ontario L2N 4L9
- Bedrooms
- 4
- Lot Size
- 40.88 x 220 ft
- Bathrooms
- 2
- Type
- Semi-Detached
- Basement
- Full
$475,000
Estimated market value
About 40 Cypress St
40 Cypress St is a 4-bedroom, 2-bathroom semi-detached house in Lakeport, St. Catharines, listed for sale at an asking price of $475,000 (MLS® X14137842).
This spacious 1400 sq ft backsplit semi detached is in a lovely area and features 3 bedrooms up with a living dining combo on the main level and a sunroom with sky lights with ground level walkout , recroom with walkout, 4 th bedroom and 2 piece bath also in the lower level 4th level un touched. The home also features hardwood in the upper levels. The walkout leads to a large 220 foot yard with a shed, fully fenced yard and private patio, large driveway and a private setting
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Strong+$479/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 12 homes with 4 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,237 / 2026
- MLS® number
- X14137842
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Building Age
- 31-50
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 40.88 x 220 ft
- Listed on
- Parking
- None, 4 Parking
Listing history
Buy/sell history for 40 Cypress St, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $475,000 | N/A | For Sale | X14137842 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Semi-Detached
- Style
- Backsplit 4
- Community
- Lakeport
- Municipality
- St. Catharines
Building
- Size
- 1100-1500 sqft
- Building Age
- 31-50
- Construction
- Alum Siding
Inside
- Bedrooms
- 4
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Upper, 1 × 2pc 3rd
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Front Yard
- Garage Type
- None
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 40.88 ft
- Depth
- 220 ft
- Lot Size
- 40.88 x 220 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- FRIDGE, STOVE, DISHWASHER, WASHER, DRYER
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.5 × 5.67 m | — | Main |
| Living | 4.33 × 6.95 m | — | Main |
| Primary | 3.35 × 3.96 m | — | 2nd |
| 2nd Br | 2.74 × 3.05 m | — | 2nd |
| 3rd Br | 2.7 × 4.15 m | — | 2nd |
| Sunroom | 4.39 × 4.87 m | W/O To Patio | Ground |
| Rec | 3.38 × 3.65 m | W/O To Patio | Ground |
| 4th Br | 3.0 × 3.07 m | — | Ground |
Map and tour
Semi-detached homes for sale in Lakeport right now
- For sale now
- 7
- Median asking price
- $515K
- New in 7 days
- 0
- Price cuts
- 57%
Middle half: $487K to $522K
2 in 28 days
4 listings
This home is asking 8% below the median, lower than three quarters of them.
See all homes in LakeportAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $5,975
- Total land transfer tax
- $5,975
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $1,975
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $475,000
- $1,500
- Ontario total
- $5,975
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.3 km6.3 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Regional Municipality of Niagara — Port Dalhousie Wastewater Treatment Plant, 870 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 70 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (70 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.70 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, SkyChoice Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| William Hamilton Merritt Public SchoolDSB Niagara | Public · grades JK–8 | 500 m | 83%Grade 6 average |
| École élémentaire L'HéritageConseil scolaire Viamonde | French-language public · grades JK–8 | 750 m | 85%Grade 6 average |
| Parnall Public SchoolDSB Niagara | Public · grades JK–8 | 1.2 km | 86%Grade 6 average |
| St James Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 1.6 km | 87%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Saint Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 350 m | 71%Grade 9 math |
| Lifetime Learning Centre Secondary SchoolDSB Niagara | Public · grades 9–12 | 350 m | — |
| Eden High SchoolDSB Niagara | Public · grades 9–12 | 400 m | 73%Grade 9 math |
| Governor Simcoe Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 2.2 km | 66%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 8,994 sq ft836 m²
- Street frontage
- 40.88 ft12.5 m
- Depth
- 220 ft67.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $95,000
- Total mortgage amount
- $380,000
- Total interest payment
- $270,400
- Total purchase cost
- $745,400
- Mortgage payment
- $2,168/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
2%Monthly carrying cost
$2,521- Carrying cost $2,521
- Surplus $479
Rental income opens at $3,000, the median asking rent of 12 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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