For SaleDetached · Sidesplit 3MLS® #X14123928 · TRREB MLS®
37 Harcove St, St. Catharines, Ontario
Vine/Linwell, St. Catharines, Ontario L2N 1W7
- Bedrooms
- 3
- Lot Size
- 70.17 x 109.97 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Finished with Walk-Out
$649,900
Estimated market value
About 37 Harcove St
37 Harcove St is a 3-bedroom, 2-bathroom detached house in Vine/Linwell, St. Catharines, listed for sale at an asking price of $649,900 (MLS® X14123928).
Welcome to the sought-after North End of St. Catharines, where mature tree-lined streets and a peaceful neighbourhood setting create the perfect place to call home. Set on an impressive 70 x 110 ft lot, this inviting property offers space to spread out, room to entertain and a backyard setting where summer barbecues, family gatherings and peaceful mornings surrounded by established trees become part of your everyday routine. Inside, tasteful renovations and thoughtful updates enhance the home's charm while introducing modern comforts. The living spaces flow seamlessly and feature fresh paint and brand new luxury vinyl plank flooring in soothing neutral tones to bring warmth. The kitchen features custom Birchview cabinetry, granite countertops and breakfast bar, creating a stylish and functional space for everything from morning coffee, preparing dinner to midnight snacks. Each bedroom was designed with ample natural light filtering through large windows and complemented by generous closet space, creating inviting and cozy retreats. The 2 spa-like bathrooms have been each been updated with contemporary fixtures and finishes. The finished lower level extends the living space with a spacious family room made for movie nights, game days and relaxed evenings at home, a tremendous amount of storage, laundry and separate walk-out to the back yard. With room to garden, entertain, play or simply unwind, this inviting property offers a relaxed lifestyle that effortlessly blends indoor and outdoor living. Located in a great neighbourhood with easy access to local amenities, parks and schools.
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$1,058/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 27 detached homes with 3 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,716 / 2026
- MLS® number
- X14123928
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 70.17 x 109.97 ft
- Listed on
- Parking
- 1 Carport, 3 Parking
Listing history
Buy/sell history for 37 Harcove St, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $649,900 | N/A | For Sale | X14123928 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Sidesplit 3
- Community
- Vine/Linwell
- Municipality
- St. Catharines
Building
- Size
- 700-1100 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Upper, 1 × 3pc Lower
- Basement Type
- Finished with Walk-Out
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Carport
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 70.17 ft
- Depth
- 109.97 ft
- Lot Size
- 70.17 x 109.97 ft
Additional
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.43 × 5.79 m | Open Concept, carpet free, Bay Window | Main |
| Kitchen | 3.43 × 2.64 m | O/Looks Backyard | Main |
| Dining | 2.74 × 3.05 m | W/O To Patio, carpet free | Main |
| Primary | 2.82 × 4.12 m | Large Closet, O/Looks Frontyard, Laminate | Upper |
| 2nd Br | 2.79 × 3.05 m | W/I Closet, O/Looks Frontyard, Laminate | Upper |
| 3rd Br | 2.79 × 3.05 m | O/Looks Backyard, Laminate | Upper |
| Family | 2.79 × 3.35 m | Finished, Laminate | Lower |
| Other | 1.83 × 0.61 m | Combined W/Laundry | Lower |
Map and tour
Detached homes for sale in Vine/Linwell right now
- For sale now
- 30
- Median asking price
- $650K
- New in 7 days
- 3
- Price cuts
- 13%
Middle half: $600K to $750K
18 in 28 days
4 listings
This home is asking at the median.
See all homes in Vine/LinwellAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $9,473
- Total land transfer tax
- $9,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $5,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $649,900
- $4,998
- Ontario total
- $9,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m3 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 4.5 km4.5 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Kemira Chemicals Canada Inc. — KEMIRA CHEMCIALS CANADA INC. - ST CATS., 2.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Our Lady of Fatima Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 · French Immersion | 150 m | 91%Grade 6 average |
| Lincoln Centennial Public SchoolDSB Niagara | Public · grades JK–8 | 450 m | 82%Grade 6 average |
| Parnall Public SchoolDSB Niagara | Public · grades JK–8 | 800 m | 86%Grade 6 average |
| École élémentaire L'HéritageConseil scolaire Viamonde | French-language public · grades JK–8 | 1.3 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Laura Secord Secondary SchoolDSB Niagara | Public · grades 9–12 | 1 km | 63%Grade 9 math |
| Governor Simcoe Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 1.3 km | 66%Grade 9 math |
| Lifetime Learning Centre Secondary SchoolDSB Niagara | Public · grades 9–12 | 1.5 km | — |
| Saint Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 1.6 km | 71%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 7,717 sq ft717 m²
- Street frontage
- 70.17 ft21.4 m
- Depth
- 109.97 ft33.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $129,980
- Total mortgage amount
- $519,920
- Total interest payment
- $369,580
- Total purchase cost
- $1,019,480
- Mortgage payment
- $2,965/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
49%Monthly carrying cost
$3,358- Rent $2,300
- Shortfall $1,058
Rental income opens at $2,300, the median asking rent of 27 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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