For SaleDetached · BungalowMLS® #X14105112 · TRREB MLS®
35 Kinsey St, St. Catharines, Ontario
Western Hill, St. Catharines, Ontario L2S 1C9
- Bedrooms
- 3+1
- Lot Size
- 52.5 x 105 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Finished
$519,000
Estimated market value
About 35 Kinsey St
35 Kinsey St is a 3+1-bedroom, 2-bathroom detached house in Western Hill, St. Catharines, listed for sale at an asking price of $519,000 (MLS® X14105112).
Now this is a lot of value packed into one house! This well-maintained and renovated detached bungalow is located in a convenient St. Catharines neighbourhood close to parks, schools, public transit and everyday amenities. Offering over 1,300 sq. ft. plus a fully finished basement, this home features 4 bedrooms, 2 full bathrooms and a separate bonus room currently being used as an office. Step inside to an oversized family room offering plenty of space for entertaining with two separate dining areas, a custom built-in TV unit with fireplace and sliding patio doors leading directly to the backyard. Just off the family room is the separate room currently being used as an office. A few steps up is the kitchen overlooking the main living space with an abundance of cabinetry and stainless steel appliances. Down the hall are 3 generously sized bedrooms. The primary was originally the home's living room which gives it considerably more space than you would typically find in a bungalow of this size as well as having access to your own outdoor space. Two additional bedrooms and a 4-piece bathroom complete the main floor. The fully finished lower level adds even more living space with a large open rec room featuring plenty of pot lighting. You will also find a 4th bedroom currently being used as an office, a 3-piece bathroom with an oversized custom tiled walk-in shower and a laundry room. Just when you thought this home couldn't offer any more, step outside! The oversized backyard is fully fenced with new fencing and features a large heated inground pool, spacious patio with gazebo, oversized storage shed, fire pit area and an outdoor TV mounted along the fence. There is plenty of space to entertain, relax and make the most of the summer months. With this much finished living space, 4 bedrooms, a renovated interior and a heated inground pool, this is a lot of house for the money. Come see it for yourself before someone else does!
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Strong+$767/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 7 detached homes with 4 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,384 / 2026
- MLS® number
- X14105112
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 52.5 x 105 ft
- Listed on
- Parking
- None, 4 Parking
Listing history
Buy/sell history for 35 Kinsey St, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $519,000 | N/A | Sc | X14105112 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Western Hill
- Municipality
- St. Catharines
Building
- Size
- 1100-1500 sqft
- Building Age
- 51-99
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 3+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- None
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 52.5 ft
- Depth
- 105 ft
- Lot Size
- 52.5 x 105 ft
Additional
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- Inground
- Den
- No
- Family room
- No
- Extras
- Dishwasher, Dryer, Microwave, Pool Equipment, Refrigerator, Stove, Washer, Existing Pool Equip./Cover
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.35 × 7.86 m | — | Main |
| Dining | 2.79 × 3.37 m | — | Main |
| Office | 2.13 × 3.59 m | — | Main |
| Kitchen | 3.9 × 4.0 m | — | Main |
| Primary | 3.44 × 4.81 m | — | Main |
| Br | 2.84 × 3.45 m | — | Main |
| Br | 2.77 × 2.91 m | — | Main |
| Family | 3.49 × 4.49 m | — | Bsmt |
| Br | 3.39 × 3.45 m | — | Bsmt |
| Utility | 2.55 × 3.39 m | — | Bsmt |
Map and tour
Detached homes for sale in Western Hill right now
- For sale now
- 27
- Median asking price
- $448K
- New in 7 days
- 0
- Price cuts
- 26%
Middle half: $354K to $547K
9 in 28 days
7 listings
This home is asking 16% above the median.
See all homes in Western HillAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $6,855
- Total land transfer tax
- $6,855
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,855
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $519,000
- $2,380
- Ontario total
- $6,855
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 7.9 km7.9 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Con Cast Pipe Inc. — Hy-Grade Precast Concrete, 1.8 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Anthony Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 400 m | 80%Grade 6 average |
| Westdale Public SchoolDSB Niagara | Public · grades JK–8 | 650 m | 84%Grade 6 average |
| Oakridge Public SchoolDSB Niagara | Public · grades JK–8 | 950 m | 93%Grade 6 average |
| ÉÉC Sainte-Marguerite-Bourgeoys-St.CathConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 2.9 km | 47%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| DSBN AcademyDSB Niagara | Public · grades 9–12 | 300 m | 71%Grade 9 math |
| Denis Morris Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 1.5 km | 50%Grade 9 math |
| Sir Winston Churchill Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 2 km | 71%Grade 9 math |
| St Catharines Collegiate Institute and Vocational SchoolDSB Niagara | Public · grades 9–12 | 3.4 km | 74%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St. Catharines GO | GO Transit train: Lakeshore West | 1.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Lot area
- 5,513 sq ft512 m²
- Street frontage
- 52.5 ft16 m
- Depth
- 105 ft32 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $103,800
- Total mortgage amount
- $415,200
- Total interest payment
- $295,200
- Total purchase cost
- $814,200
- Mortgage payment
- $2,368/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$2,733- Carrying cost $2,733
- Surplus $767
Rental income opens at $3,500, the median asking rent of 7 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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Sold prices in Western Hill are shown to signed-in members.