For SaleDuplex · Bungalow-RaisedMLS® #X13839220 · TRREB MLS®
24 Prospect Ave, St. Catharines, Ontario
Facer, St. Catharines, Ontario L2M 5K1
- Bedrooms
- 4
- Lot Size
- 35 x 115 ft
- Bathrooms
- 3
- Type
- Duplex
- Basement
- Finished
$699,000
Estimated market value
About 24 Prospect Ave
24 Prospect Ave is a 4-bedroom, 3-bathroom duplex in Facer, St. Catharines, listed for sale at an asking price of $699,000 (MLS® X13839220).
This custom built home offers the rare combination of a spacious family residence and a legal duplex with separate hydro meters, Gas meters and furnaces making it ideal for homeowners, investors or multi-generational living. A wide stamped concrete driveway leads to two separate entrances, one for the main home and one for the self-contained lower level suite. Inside, an oversized foyer with vaulted ceilings welcomes you in. A few steps up lead to the main living space, while the finished lower-level recreation room remains exclusively for the main residence. The primary bedroom is privately situated on its own upper level and features a walk-in closet and ensuite, creating excellent separation from the two additional bedrooms located on the main floor which share a 4-piece bathroom. This thoughtful layout offers added privacy for families with children or overnight guests. The heart of the home is the open concept kitchen, dining and living area featuring quartz countertops, stainless steel appliances including gas stove and a gas fireplace, built-in ceiling speakers and quality flooring throughout. The main level is completed by a laundry room and a versatile bonus room currently used as a home office. The legal one-bedroom suite is accessed through its own private entrance and offers 9-foot ceilings, luxury vinyl flooring, spacious living area, modern white kitchen with stainless steel appliances additional laundry and a full bathroom making it ideal for extended family or rental income. Outside you'll find a large deck with covered storage below and a generous backyard. Conveniently located close to shopping, grocery stores, schools, public transit and other everyday amenities, this property offers exceptional flexibility whether you're looking for a family home or outstanding investment opportunity.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$732/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 12 homes with 4 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $6,521 / 2026
- MLS® number
- X13839220
- Board
- TRREB MLS®
- Property Type
- Duplex
- Building Age
- 0-5
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 35 x 115 ft
- Listed on
- Parking
- 1 Attached, 3 Parking
Listing history
Buy/sell history for 24 Prospect Ave, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $699,000 | N/A | Sc | X13839220 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Duplex
- Style
- Bungalow-Raised
- Community
- Facer
- Municipality
- St. Catharines
Building
- Size
- 1500-2000 sqft
- Building Age
- 0-5
- Construction
- Cedar
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc 2nd, 1 × 4pc Lower
- Basement Type
- Finished
- Kitchens
- 2
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 35 ft
- Depth
- 115 ft
- Lot Size
- 35 x 115 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Rolled
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge x2, stove x2, washer x2, dryer x2, dishwasher x2
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.82 × 4.04 m | — | Main |
| Living | 4.05 × 4.06 m | — | Main |
| Office | 2.7 × 2.93 m | — | Main |
| Br | 2.97 × 3.96 m | — | Main |
| Primary | 3.45 × 3.93 m | — | 2nd |
| Br | 3.12 × 3.96 m | — | Main |
| Dining | 3.93 × 4.41 m | — | Main |
| Rec | 3.71 × 3.77 m | — | Bsmt |
| Br | 3.31 × 3.73 m | — | Lower |
| Living | 3.98 × 4.46 m | — | Lower |
| Kitchen | 3.98 × 3.98 m | Eat-In Kitchen | Lower |
Map and tour
Land transfer tax on this home
- Ontario land transfer tax
- $10,455
- Total land transfer tax
- $10,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $6,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $699,000
- $5,980
- Ontario total
- $10,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m2 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.5 km3.5 km
Province of Ontario open data
Around the home1
- Nearest rail line: 770 m770 m
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Kemira Chemicals Canada Inc. — KEMIRA CHEMCIALS CANADA INC. - ST CATS., 860 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Prince of Wales Public SchoolDSB Niagara | Public · grades JK–8 | 200 m | 89%Grade 6 average |
| St Alfred Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 850 m | 77%Grade 6 average |
| Carleton Public SchoolDSB Niagara | Public · grades JK–8 | 1.3 km | 86%Grade 6 average |
| ÉÉC Immaculée-ConceptionConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 2.1 km | 51%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Laura Secord Secondary SchoolDSB Niagara | Public · grades 9–12 | 1 km | 63%Grade 9 math |
| St Catharines Collegiate Institute and Vocational SchoolDSB Niagara | Public · grades 9–12 | 2.2 km | 74%Grade 9 math |
| Holy Cross Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 · French Immersion | 2.9 km | 55%Grade 9 math |
| Eden High SchoolDSB Niagara | Public · grades 9–12 | 3.1 km | 73%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St. Catharines GO | GO Transit train: Lakeshore West | 4.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Lot area
- 4,025 sq ft374 m²
- Street frontage
- 35 ft10.7 m
- Depth
- 115 ft35.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $139,800
- Total mortgage amount
- $559,200
- Total interest payment
- $397,500
- Total purchase cost
- $1,096,500
- Mortgage payment
- $3,189/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
38%Monthly carrying cost
$3,732- Rent $3,000
- Shortfall $732
Rental income opens at $3,000, the median asking rent of 12 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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