For SaleDetached · 2-StoreyMLS® #X13796692 · TRREB MLS®
199 YORK St, St. Catharines, Ontario
Haig, St. Catharines, Ontario L2R 6G3
- Bedrooms
- 3
- Lot Size
- 35 x 100 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Partly Finished
$499,500
Estimated market value
About 199 YORK St
199 YORK St is a 3-bedroom, 2-bathroom detached house in Haig, St. Catharines, listed for sale at an asking price of $499,500 (MLS® X13796692).
Welcome to this well maintained, centrally located two story home. Built in 1915, this home has had many improvements over the years included a two story addition completed in 2007. The large, welcoming front entrance is a great place to drop your stuff, wipe off the dogs paws or enjoy a coffee and a book in your down time. Enter the main area and you will find a spacious, open concept main floor complete with a formal dining area, comfy living room and a large eat in kitchen. The kitchen boasts expansive counter tops and ample cabinetry. Exit the garden door off of the kitchen to a wood deck and fully fenced yard. Entertain in this landscaped yard complete with a large shed for storage or the hobbiest in the family. Follow the solid oak staircase to the second floor where there are two bedrooms and a 4 pc bathroom as well as a large primary suite with a 3 piece ensuite including a huge soaker tub. The 2007 addition includes the kitchen area as well as a finished basement with a family room that could also be used as an office or 4th bedroom and laundry area. The original section of the home also includes a basement that is great for storage and utilities. Other improvements include the shingles in 2020 and the furnace/AC in 2012. A sump pump with battery back up can be found in the newer basement addition. This century home is close to shopping such as the Fairview Mall and Costco and is on the bus route and close to the highway and schools. This home is move in ready and would make a wonderful home or investment property.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even−$281/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 27 detached homes with 3 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,621 / 2025
- MLS® number
- X13796692
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 35 x 100 ft
- Listed on
- Parking
- None, 2 Parking
Listing history
Buy/sell history for 199 YORK St, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $499,500 | N/A | Pc | X13796692 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Haig
- Municipality
- St. Catharines
Building
- Size
- 1500-2000 sqft
- Building Age
- 51-99
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc 2nd, 1 × 4pc 2nd
- Basement Type
- Partly Finished
- Kitchens
- 1
Parking
- Driveway
- Private, Other
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 35 ft
- Depth
- 100 ft
- Lot Size
- 35 x 100 ft
Additional
- Foundation
- Concrete Block, Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- fridge, stove, washer, dryer, dishwasher, microwave
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 2.29 × 4.15 m | — | Main |
| Dining | 13.5 × 13.0 m | — | Main |
| Living | 13.5 × 9.6 m | — | Main |
| Kitchen | 13.6 × 16.0 m | Eat-In Kitchen, W/O To Garden | Main |
| Rec | 14.0 × 14.3 m | — | Bsmt |
| Br | 9.4 × 10.0 m | — | 2nd |
| Primary | 11.0 × 15.0 m | Double Closet, 3 Pc Ensuite | 2nd |
| Room 8 | 8.2 × 9.0 m | — | 2nd |
| Bathroom | 6.0 × 6.6 m | 4 Pc Bath | 2nd |
| Bathroom | 7.7 × 10.0 m | 3 Pc Ensuite | 2nd |
Map and tour
Detached homes for sale in Haig right now
- For sale now
- 9
- Median asking price
- $430K
- New in 7 days
- 0
- Price cuts
- 22%
Middle half: $365K to $500K
3 in 28 days
2 listings
This home is asking 16% above the median.
See all homes in HaigAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $6,465
- Total land transfer tax
- $6,465
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,465
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $499,500
- $1,990
- Ontario total
- $6,465
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m7 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.2 km6.2 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Kemira Chemicals Canada Inc. — KEMIRA CHEMCIALS CANADA INC. - ST CATS., 2.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, SkyChoice Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Denis Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 350 m | 81%Grade 6 average |
| Harriet Tubman Public SchoolDSB Niagara | Public · grades JK–8 | 700 m | 78%Grade 6 average |
| St Nicholas Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 1.5 km | 61%Grade 6 average |
| ÉÉC Immaculée-ConceptionConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 1.5 km | 51%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Catharines Collegiate Institute and Vocational SchoolDSB Niagara | Public · grades 9–12 | 1 km | 74%Grade 9 math |
| Eden High SchoolDSB Niagara | Public · grades 9–12 | 2 km | 73%Grade 9 math |
| Lifetime Learning Centre Secondary SchoolDSB Niagara | Public · grades 9–12 | 2.1 km | — |
| Saint Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 2.3 km | 71%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St. Catharines GO | GO Transit train: Lakeshore West | 2.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Lot area
- 3,500 sq ft325 m²
- Street frontage
- 35 ft10.7 m
- Depth
- 100 ft30.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $99,900
- Total mortgage amount
- $399,600
- Total interest payment
- $284,100
- Total purchase cost
- $783,600
- Mortgage payment
- $2,279/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
30%Monthly carrying cost
$2,581- Rent $2,300
- Shortfall $281
Rental income opens at $2,300, the median asking rent of 27 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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