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For SaleFourplex · 2-StoreyMLS® #X13093872 · TRREB MLS®

17 Hainer St, St. Catharines, Ontario

Western Hill, St. Catharines, Ontario L2S 1M5

Bedrooms
12
Lot Size
80.5 x 96.5 ft
Bathrooms
4
Type
Fourplex
Basement
Partial Basement

$949,900

Estimated market value

About 17 Hainer St

17 Hainer St is a 12-bedroom, 4-bathroom fourplex in Western Hill, St. Catharines, listed for sale at an asking price of $949,900 (MLS® X13093872).

Can you hear the GO TRAIN??? The Tenants in This EXTRA EXTRA LARGE LEGAL FOUR UNIT apartment building almost can. The Location for this complex is Fantastic as it is within a short walk of the New Proposed GO TRAIN STATION!! All units are identical layouts of each other and each unit offers a formal Livingroom, a separate Dining room, Kitchen, 4 pc bathroom, 3 good sized bedrooms and outside living space on a pressure treated deck/balcony. This Turn Key investment has huge upside potential. Everything is at your fingertips with a 5 minute walk to downtown St. Catharines with all the many amenities it offers such as shopping, cafes/restaurants/bars, theatre, OHL Hockey, Concerts, Library and the downtown Brock University satellite campus. Schools, parks, hiking trails, nature reserves, and fantastic fishing spots are also all in the immediate neighbourhood. The Via Rail, Go station, city buses & Hwy 406 are just around the corner for the simplest of commutes. This 2 story 4 unit apartment building fronts on two separate roads and offers approximately 160 feet of road frontage which is prime for any future development. All units are currently fully rented. The two main floor Tenants are month to month longer term tenants. All of the units come with a fridge, stove, hardwood flooring and have been refurbished with newer kitchens, 4pc bathrooms and replacement vinyl double-paned windows. Each unit has their own electric breaker panel, electric baseboard heat, hot water heaters (2 are rented and 2 are owned)and separate hydro meters and all Tenants except for one unit pay their own hydro. This is a very easy property to maintain, a fantastic money maker and should not be missed as it will not last. This Turn-Key Investment Is Ready To Generate Income While Providing Incredible Upside For The Future.

Insights

  • Condition Score

    Good
    68out of 100

    6 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$5,422 / 2025
MLS® number
X13093872
Board
TRREB MLS®
Property Type
Fourplex
Building Age
100+
Days on market
Size
5000 + sqft
Lot Size
80.5 x 96.5 ft
Listed on
Parking
None, 3 Parking
Listing brokerage: COLDWELL BANKER MOMENTUM REALTY, BROKERAGEData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 17 Hainer St, St. Catharines, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$949,900N/APcX13093872

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Fourplex
Style
2-Storey
Community
Western Hill
Municipality
St. Catharines

Building

Size
5000 + sqft
Building Age
100+
Construction
Vinyl Siding

Inside

Bedrooms
12
Bathrooms
4
Bathroom Details
4 × 4pc
Basement Type
Partial Basement
Kitchens
4

Parking

Driveway
Street Only, Other
Garage Type
None
Additional Parking
3
Total Parking
3

Utilities

Water
Municipal
Cooling
None
Heating Type
Baseboard

Land

Sewer
Sewers
Frontage
80.5 ft
Depth
96.5 ft
Lot Size
80.5 x 96.5 ft

Additional

Foundation
Stone
Roof
Asphalt Shingle
Fireplace
No
Pool
None
Den
No
Family room
No

Rooms

Room details unavailable

The listing source did not provide room-level measurements or features.

Map and tour

Land transfer tax on this home

Ontario land transfer tax
$15,473
Total land transfer tax
$15,473
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$11,473
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $949,900
$10,998
Ontario total
$15,473

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

13 records · 7 on fileRead 2026-11-07
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 6.6 kmNearest rail line: 440 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment Canada1 federal contaminated site within 1 kmElectricity is distributed here by Alectra Utilities CorporationWired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m10 test or monitoring holes also recorded.250 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 6.6 km6.6 km

Province of Ontario open data

Around the home2

  • Nearest rail line: 440 m440 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Kemira Chemicals Canada Inc. — KEMIRA CHEMCIALS CANADA INC. - ST CATS., 2.7 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Alectra Utilities CorporationAt the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Edith Cavell Public SchoolDSB NiagaraPublic · grades JK–8350 m76%Grade 6 average
St Anthony Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–81.3 km80%Grade 6 average
Oakridge Public SchoolDSB NiagaraPublic · grades JK–81.5 km93%Grade 6 average
ÉÉC Immaculée-ConceptionConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–81.6 km51%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Denis Morris Catholic High SchoolNiagara CDSBCatholic · grades 9–121.5 km50%Grade 9 math
DSBN AcademyDSB NiagaraPublic · grades 9–121.5 km71%Grade 9 math
Sir Winston Churchill Secondary SchoolDSB NiagaraPublic · grades 9–12 · French Immersion1.7 km71%Grade 9 math
St Catharines Collegiate Institute and Vocational SchoolDSB NiagaraPublic · grades 9–121.8 km74%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
St. Catharines GOGO Transit train: Lakeshore West650 m

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Lot

Lot area
7,768 sq ft722 m²
Street frontage
80.5 ft24.5 m
Depth
96.5 ft29.4 m
80.5 × 96.5 ftHAINER ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by MPAC.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $189,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$189,980
Total mortgage amount
$759,920
Total interest payment
$540,280
Total purchase cost
$1,490,180
Mortgage payment
$4,334/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

—

Monthly carrying cost

$4,786
−$4,786per month
  • Rent $0
  • Shortfall $4,786

Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.

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