For SaleDetached · 1 1/2 StoreyMLS® #X14138748 · TRREB MLS®
1602 Third St, St. Catharines, Ontario
Rural Fourth, St. Catharines, Ontario L2R 6P9
- Bedrooms
- 3
- Lot Size
- 175 x 450 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Exposed Rock
$1,250,000
Estimated market value
About 1602 Third St
1602 Third St is a 3-bedroom, 2-bathroom detached house in Rural Fourth, St. Catharines, listed for sale at an asking price of $1,250,000 (MLS® X14138748).
A little more land. A little more privacy. A whole lot of possibility. Welcome to 1602 Third Street Louth, where over 1.8 acres of picturesque countryside offer an exceptional opportunity to enjoy the space and tranquility of rural living without sacrificing everyday convenience. Surrounded by mature trees and beautifully maintained grounds, this inviting property offers a wonderful balance of comfort, character and versatility. Inside, natural light fills the generous living spaces, while a beautifully updated kitchen and new engineered hardwood flooring bring a fresh, contemporary feel to the home. A true highlight is the spectacular four-season sunroom, featuring soaring vaulted ceilings, expansive windows and a cozy gas stove, creating the perfect setting to unwind while taking in the surrounding landscape. With over $115,000 invested in improvements, thoughtful updates include a beautifully appointed three-piece ensuite with glass shower, custom walk-in closet, updated baseboards, electrical panel, hot water heater, ductless air conditioning and fresh vinyl siding on both the home and garage completed in 2025. Outdoors, the expansive grounds provide endless opportunities for gardening, recreation, entertaining or simply enjoying the privacy of your own country retreat. Whether you envision a peaceful family residence, space for multiple generations or the flexibility to explore additional uses, this property offers exciting possibilities. Ideally situated within easy reach of St. Catharines, Niagara's renowned wineries, shopping, schools and major transportation routes, 1602 Third Street Louth is country living with room to make it your own.
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$4,005/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 26 detached homes with 3 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $7,224 / 2026
- MLS® number
- X14138748
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 175 x 450 ft
- Listed on
- Parking
- 1 Detached, 7 Parking
Listing history
Buy/sell history for 1602 Third St, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,250,000 | N/A | For Sale | X14138748 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 1 1/2 Storey
- Community
- Rural Fourth
- Municipality
- St. Catharines
Building
- Size
- 2000-2500 sqft
- Building Age
- 51-99
- Construction
- Alum Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc
- Basement Type
- Exposed Rock
- Kitchens
- 1
Parking
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 6
- Total Parking
- 7
Utilities
- Water
- Other
- Cooling
- Other
- Heating Type
- Water
Land
- Sewer
- Septic
- Frontage
- 175 ft
- Depth
- 450 ft
- Lot Size
- 175 x 450 ft
Additional
- Foundation
- Stone, Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Stainless Steel Appliances (Fridge, Stove, Hood Fan, Built in Dishwasher, Microwave,) Stackable Washer and Dryer, Invisible Fence, Window Coverings
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Mudroom | 5.91 × 1.55 m | — | Main |
| Living | 3.44 × 7.62 m | — | Main |
| Primary | 4.82 × 3.69 m | — | Main |
| Bathroom | 2.99 × 3.11 m | 4 Pc Ensuite | Main |
| Laundry | 3.38 × 1.25 m | — | Main |
| Bathroom | 2.59 × 2.16 m | — | Main |
| Kitchen | 3.78 × 3.63 m | — | Main |
| Dining | 3.54 × 3.63 m | — | Main |
| Family | 4.94 × 4.42 m | — | Main |
| Sitting | 4.14 × 7.74 m | — | 2nd |
| 2nd Br | 2.59 × 3.5 m | — | 2nd |
| 3rd Br | 2.56 × 3.5 m | — | 2nd |
| Furnace | 5.82 × 7.43 m | — | Bsmt |
| Utility | 5.82 × 3.5 m | — | Bsmt |
Map and tour
Land transfer tax on this home
- Ontario land transfer tax
- $21,475
- Total land transfer tax
- $21,475
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $17,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,250,000
- $17,000
- Ontario total
- $21,475
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 8 water-supply wells recorded within 250 mAll were drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 29 m.250 m
- Groundwater recorded about 8.2 m below ground nearbyThe middle water level in the well records within 500 m (17 records). It changes with the season and from spot to spot.500 m
- Bedrock about 27.4 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity1
- Inside the Greenbelt (Protected Countryside)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet2
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Fibre to the home, Cable, DSL internet listed for this areaFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, SkyChoice Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.At the address
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Woodland Public SchoolDSB Niagara | Public · grades JK–8 | 650 m | 74%Grade 3 average |
| St Teresa of Calcutta Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 2.6 km | 61%Grade 6 average |
| Grapeview Public SchoolDSB Niagara | Public · grades JK–8 | 2.6 km | 88%Grade 6 average |
| ÉÉC Immaculée-ConceptionConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 5.4 km | 51%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Eden High SchoolDSB Niagara | Public · grades 9–12 | 5 km | 73%Grade 9 math |
| Lifetime Learning Centre Secondary SchoolDSB Niagara | Public · grades 9–12 | 5.1 km | — |
| St Catharines Collegiate Institute and Vocational SchoolDSB Niagara | Public · grades 9–12 | 5.1 km | 74%Grade 9 math |
| Saint Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 5.1 km | 71%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St. Catharines GO | GO Transit train: Lakeshore West | 4.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Lot area
- 78,750 sq ft7,316 m²
- Street frontage
- 175 ft53.3 m
- Depth
- 450 ft137.2 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $250,000
- Total mortgage amount
- $1,000,000
- Total interest payment
- $710,900
- Total purchase cost
- $1,960,900
- Mortgage payment
- $5,703/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
76%Monthly carrying cost
$6,305- Rent $2,300
- Shortfall $4,005
Rental income opens at $2,300, the median asking rent of 26 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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