For SaleDetached · 2-StoreyMLS® #X13861942 · TRREB MLS®
1577 Gregory Rd, St. Catharines, Ontario
Rural Fourth, St. Catharines, Ontario L2R 6P9
- Bedrooms
- 2
- Lot Size
- 198.4 x 425 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Partly Finished
$1,249,900
Estimated market value
About 1577 Gregory Rd
1577 Gregory Rd is a 2-bedroom, 2-bathroom detached house in Rural Fourth, St. Catharines, listed for sale at an asking price of $1,249,900 (MLS® X13861942).
Drawn back from view at the end of a long, private driveway, this 2-storey, 2-bedroom, 2-bathroom home sits on an extraordinary 1.80-acre lot (199 ft frontage x 426 ft depth) on one of St. Catharines' most sought-after streets. Surrounded by mature trees and perched on the bank overlooking Fifteen Mile Pond, this property delivers a level of privacy and natural setting that's genuinely hard to find this close to the city. Step outside to your own private oasis: a fire pit and seating area for evenings under the trees, and a large, screened in sun-filled sunroom taking in the pond and the wildlife around it, in complete quiet. Inside, a large wood-burning fireplace anchors the living space, adding warmth and character to match the setting outside. At 2,041 square feet, the home itself is well cared for and comfortably livable as-is, offering a great canvas to add your own cosmetic updates and personal touches over time - the real value here is the land and the setting around it.Practical features abound: a heated 2-car garage with full electrical, a separate work shed for lawn equipment and tools, and 8+ parking spaces in total - plenty of room for a growing collection of vehicles, toys, or guests.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$4,551/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 24 detached homes with 2 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $6,580 / 2026
- MLS® number
- X13861942
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 198.4 x 425 ft
- Listed on
- Parking
- 2 Attached, 8 Parking
Listing history
Buy/sell history for 1577 Gregory Rd, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,249,900 | N/A | For Sale | X13861942 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Rural Fourth
- Municipality
- St. Catharines
Building
- Size
- 2000-2500 sqft
- Construction
- Stucco/Plaster
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc 2nd
- Basement Type
- Partly Finished
- Kitchens
- 1
Parking
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 6
- Total Parking
- 8
Utilities
- Water
- Other
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Septic
- Frontage
- 198.4 ft
- Depth
- 425 ft
- Lot Size
- 198.4 x 425 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle, Tar and Gravel
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Stove, Fridge, Dishwasher, washer, dryer
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Map and tour
Land transfer tax on this home
- Ontario land transfer tax
- $21,473
- Total land transfer tax
- $21,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $17,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,249,900
- $16,998
- Ontario total
- $21,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- A mapped wetland is within 120 mDevelopment close to a wetland can need extra review.120 m
- 2 water-supply wells recorded within 250 mAll were drilled for domestic use; 4 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 19.6 m.250 m
- Groundwater recorded about 5.4 m below ground nearbyThe middle water level in the well records within 500 m (13 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity1
- Inside the Greenbelt (Protected Countryside)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 120 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (120 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.120 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, SkyChoice Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Woodland Public SchoolDSB Niagara | Public · grades JK–8 | 650 m | 74%Grade 3 average |
| St Teresa of Calcutta Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 3.3 km | 61%Grade 6 average |
| Grapeview Public SchoolDSB Niagara | Public · grades JK–8 | 3.4 km | 88%Grade 6 average |
| École élémentaire L'HéritageConseil scolaire Viamonde | French-language public · grades JK–8 | 6 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Eden High SchoolDSB Niagara | Public · grades 9–12 | 5.5 km | 73%Grade 9 math |
| Lifetime Learning Centre Secondary SchoolDSB Niagara | Public · grades 9–12 | 5.6 km | — |
| Saint Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 5.6 km | 71%Grade 9 math |
| St Catharines Collegiate Institute and Vocational SchoolDSB Niagara | Public · grades 9–12 | 5.8 km | 74%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 84,320 sq ft7,834 m²
- Street frontage
- 198.4 ft60.5 m
- Depth
- 425 ft129.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $249,980
- Total mortgage amount
- $999,920
- Total interest payment
- $710,980
- Total purchase cost
- $1,960,880
- Mortgage payment
- $5,703/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
84%Monthly carrying cost
$6,251- Rent $1,700
- Shortfall $4,551
Rental income opens at $1,700, the median asking rent of 24 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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