For SaleDetached · 1 1/2 StoreyMLS® #X13745686 · TRREB MLS®
MLS® X13745686, St. Catharines
Rural Fourth, St. Catharines, Ontario L2R 6P9
- Bedrooms
- 3
- Lot Size
- 187.4 x 506 ft
- Bathrooms
- 3
- Type
- Detached
- Basement
- Full
$1,398,800
Estimated market value
About MLS® X13745686
This country retreat in the City is situated on nearly 3 acres of land that backs onto a 15 Mile Pond. Towering Pines, Oaks and other exotic species of trees surround this property, the home is nicely set back at the end of a long driveway, for optimal privacy. The ravine at the rear, leads down to a 300 foot shoreline on the 15-Mile Pond, with an outward point, that allows for paddle access to Lake Ontario. This popular Cape Cod design, is nearly 2,000 square feet. It features spacious formal living and dining rooms with a gas fireplace, a rustic family room with a gas fireplace, exotic paneling and a beamed ceiling, the three-season sunroom has a gas stove and two large picture windows overlooking the ravine. The galley-style updated kitchen has four appliances, a walk-out to an atrium between the two-car garage with ample loft and rear storage. The upper level features a large primary bedroom suite with a gas fireplace and double closet, plus a four-piece bathroom. There are also two additional bedrooms with a common separate four-piece bathroom. This peaceful retreat offers easy access to the QEW and the 4th Avenue commercial district and hospital. It is sold fully furnished and makes for an ideal short or long-term rental. It is totally turnkey and ready for occupancy with designer furniture. The potential is unlimited you can: add an addition, renovate the exiting home, build a new house, while you live in the existing home, or just call it your home it's your call.
Insights
Condition Score
Good2 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$4,821/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 26 detached homes with 3 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $8,874 / 2026
- MLS® number
- X13745686
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 187.4 x 506 ft
- Listed on
- Parking
- 2 Attached, 6 Parking
Listing history
Buy/sell history for St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,398,800 | N/A | Pc | X13745686 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 1 1/2 Storey
- Community
- Rural Fourth
- Municipality
- St. Catharines
Building
- Size
- 1500-2000 sqft
- Building Age
- 51-99
- Construction
- Alum Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd, 1 × 4pc 2nd
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Other
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Septic
- Frontage
- 187.4 ft
- Depth
- 506 ft
- Lot Size
- 187.4 x 506 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Dishwasher, Dryer, Furniture, Garage Door Opener, Microwave, Range Hood, Refrigerator, Stove, Washer, WindowCoverings, Wine Coole
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.96 × 7.01 m | — | Main |
| Dining | 3.05 × 4.57 m | — | Main |
| Kitchen | 2.87 × 3.78 m | — | Main |
| Family | 4.7 × 5.0 m | — | Main |
| Other | 3.96 × 9.14 m | — | 2nd |
| Primary | 4.88 × 5.38 m | — | 2nd |
| 2nd Br | 3.66 × 3.66 m | — | 2nd |
| 3rd Br | 2.74 × 3.96 m | — | 2nd |
Map and tour
No map available
This listing did not publish a map location.
Land transfer tax on this home
- Ontario land transfer tax
- $24,451
- Total land transfer tax
- $24,451
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $20,451
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,398,800
- $19,976
- Ontario total
- $24,451
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- A mapped wetland is within 120 mDevelopment close to a wetland can need extra review.120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use; 5 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 24.1 m.250 m
- Groundwater recorded about 6 m below ground nearbyThe middle water level in the well records within 500 m (16 records). It changes with the season and from spot to spot.500 m
- Bedrock about 27.4 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity1
- Inside the Greenbelt (Protected Countryside)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 140 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (140 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.140 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, SkyChoice Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 94,824 sq ft8,809 m²
- Street frontage
- 187.4 ft57.1 m
- Depth
- 506 ft154.2 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $279,760
- Total mortgage amount
- $1,119,040
- Total interest payment
- $795,560
- Total purchase cost
- $2,194,360
- Mortgage payment
- $6,382/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
80%Monthly carrying cost
$7,121- Rent $2,300
- Shortfall $4,821
Rental income opens at $2,300, the median asking rent of 26 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
Market area · filters apply to the charts below
Demographics by Statistics Canada
Neighbourhood demographics for Rural Fourth
Statistics Canada census data is not available for this dissemination area yet.
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Sold prices in Rural Fourth are shown to signed-in members.