For SaleSemi-Detached · BungalowMLS® #X14154526 · TRREB MLS®
13 Chestnut Lane, St. Catharines, Ontario
Secord Woods, St. Catharines, Ontario L2T 1G3
- Bedrooms
- 3
- Lot Size
- 16.5 x 131.86 ft
- Bathrooms
- 2
- Type
- Semi-Detached
- Basement
- Partly Finished
$325,000
Estimated market value
About 13 Chestnut Lane
13 Chestnut Lane is a 3-bedroom, 2-bathroom semi-detached house in Secord Woods, St. Catharines, listed for sale at an asking price of $325,000 (MLS® X14154526).
Amazing turnkey opportunity for first-time buyers, investors and multi-generational families! Recently updated and thoughtfully designed, this unique property features two side-by-side, self-contained units, offering exceptional flexibility and excellent income potential. Live comfortably in one unit while generating rental income from the other to reduce mortgage costs, or take advantage of an excellent investment opportunity just minutes from Niagara College and Brock University. Each unit features its own private front entrance, separate heating and hydro, providing added convenience. The first unit offers a spacious living room, updated kitchen, two bedrooms, updated flooring and a basement with recreation room. The second unit features a generous living room, open-concept kitchen, bedroom and updated flooring. A private backyard and two parking spaces complete this well-maintained property. Located in a family-friendly neighbourhood close to schools, parks and everyday amenities, this versatile home offers a wonderful combination of comfort, convenience and investment potential. *Some photos are virtually staged.
Insights
Condition Score
Good2 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Strong+$581/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 55 homes with 3 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $2,837 / 2026
- MLS® number
- X14154526
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 16.5 x 131.86 ft
- Listed on
- Parking
- None, 2 Parking
Listing history
Buy/sell history for 13 Chestnut Lane, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $325,000 | N/A | For Sale | X14154526 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Semi-Detached
- Style
- Bungalow
- Community
- Secord Woods
- Municipality
- St. Catharines
Building
- Size
- 1100-1500 sqft
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc Main
- Basement Type
- Partly Finished
- Kitchens
- 2
Parking
- Driveway
- Pvt Double
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air, Other
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 16.5 ft
- Depth
- 131.86 ft
- Lot Size
- 16.5 x 131.86 ft
Additional
- Foundation
- Concrete
- Roof
- Shingles
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Washer, Dryer, Above the range Microwave, Tankless Hot Water Heater, A/C, Furnace, Heat Pump
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 2.98 × 5.06 m | — | Main |
| Kitchen | 2.78 × 4.79 m | — | Main |
| Br | 2.2 × 3.28 m | — | Main |
| 2nd Br | 2.2 × 3.28 m | — | Main |
| Bathroom | 1.98 × 2.59 m | — | Main |
| Rec | 2.16 × 6.01 m | — | Bsmt |
| Living | 4.05 × 4.6 m | — | Main |
| Kitchen | 2.29 × 3.2 m | — | Main |
| Br | 2.52 × 3.54 m | — | Main |
| Bathroom | 1.48 × 2.36 m | — | Main |
Map and tour
Semi-detached homes for sale in Secord Woods right now
- For sale now
- 8
- Median asking price
- $497K
- New in 7 days
- 1
- Price cuts
- 75%
Middle half: $417K to $551K
2 in 28 days
6 listings
This home is asking 35% below the median, lower than three quarters of them.
See all homes in Secord WoodsAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $3,350
- Total land transfer tax
- $3,350
- First-time buyer rebates (Ontario up to $4,000)
- −$3,350
- Total for first-time buyers
- $0
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $325,000
- $1,125
- Ontario total
- $3,350
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m6 test or monitoring holes also recorded.250 m
- Groundwater recorded about 5.3 m below ground nearbyThe middle water level in the well records within 500 m (34 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.6 km5.6 km
Province of Ontario open data
Around the home2
- Nearest rail line: 190 m190 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Interlake Acquisition Corporation Limited — Biorigin Specialty Products, 1.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Theresa Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 700 m | 80%Grade 3 average |
| Burleigh Hill Public SchoolDSB Niagara | Public · grades JK–8 | 750 m | 96%Grade 6 average |
| ÉÉC Sainte-Marguerite-Bourgeoys-St.CathConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 800 m | 47%Grade 6 average |
| Applewood Public SchoolDSB Niagara | Public · grades JK–6 | 1.2 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Sir Winston Churchill Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 1.5 km | 71%Grade 9 math |
| Pope Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 1.5 km | — |
| Thorold Secondary SchoolDSB Niagara | Public · grades 9–12 | 1.6 km | 66%Grade 9 math |
| Denis Morris Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 1.9 km | 50%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St. Catharines GO | GO Transit train: Lakeshore West | 3.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Street frontage
- 16.5 ft5 m
- Depth
- 131.86 ft40.2 m
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $65,000
- Total mortgage amount
- $260,000
- Total interest payment
- $184,900
- Total purchase cost
- $509,900
- Mortgage payment
- $1,483/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$1,719- Carrying cost $1,719
- Surplus $581
Rental income opens at $2,300, the median asking rent of 55 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.
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Sold prices in Secord Woods are shown to signed-in members.