For SaleDetached · 2-StoreyMLS® #X14132322 · TRREB MLS®
125 Dufferin St, St. Catharines, Ontario
Downtown, St. Catharines, Ontario L2R 2A2
- Bedrooms
- 3
- Lot Size
- 35 x 135 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Partial Basement
$399,900
Estimated market value
About 125 Dufferin St
125 Dufferin St is a 3-bedroom, 2-bathroom detached house in Downtown, St. Catharines, listed for sale at an asking price of $399,900 (MLS® X14132322).
Opportunity Knocks in St. Catharines! Welcome to 125 Dufferin Street, a solid opportunity for first-time buyers, renovators or investors looking to add value and make a home their own. Offering 3 bedrooms, a 4-piece bathroom on the second level and an additional 3-piece bathroom in the unfinished basement, this home has plenty of space and potential. A private side entrance provides direct access to the basement, opening the door to future possibilities. Outside, you'll appreciate the private driveway, detached garage and generous lot with a spacious rear yard ready to be transformed into your own outdoor retreat. Enjoy morning coffee on the charming front porch or take advantage of the rear deck overlooking the yard. The home is ready for some updating and TLC, but for buyers with vision, the possibilities are endless. Conveniently located close to shopping, schools, parks, transit, amenities and major routes. Bring your ideas and make this property shine!
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even−$31/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 5 homes with 3 bedrooms for lease in Downtown right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,674 / 2025
- MLS® number
- X14132322
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 100+
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 35 x 135 ft
- Listed on
- Parking
- 1 Detached, 3 Parking
Listing history
Buy/sell history for 125 Dufferin St, St. Catharines, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $399,900 | N/A | Sc | X14132322 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Downtown
- Municipality
- St. Catharines
Building
- Size
- 1100-1500 sqft
- Building Age
- 100+
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Partial Basement
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 35 ft
- Depth
- 135 ft
- Lot Size
- 35 x 135 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, Stove, Built in Microwave, dishwasher, are all "As is, Where is"
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.66 × 3.7 m | — | Main |
| Dining | 3.43 × 3.89 m | — | Main |
| Kitchen | 4.04 × 2.82 m | — | Main |
| Foyer | 1.73 × 3.56 m | — | Main |
| Room 5 | 5.16 × 4.14 m | — | Main |
| Br | 4.19 × 3.23 m | — | 2nd |
| Br | 3.0 × 3.45 m | — | 2nd |
| Br | 3.3 × 2.57 m | — | 2nd |
| Bathroom | 2.36 × 2.16 m | 4 Pc Bath | 2nd |
Map and tour
Detached homes for sale in Downtown right now
- For sale now
- 45
- Median asking price
- $500K
- New in 7 days
- 2
- Price cuts
- 36%
Middle half: $400K to $675K
18 in 28 days
16 listings
This home is asking 20% below the median.
See all homes in DowntownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $4,474
- Total land transfer tax
- $4,474
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $474
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $399,900
- $2,249
- Ontario total
- $4,474
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Harriet Tubman Public SchoolDSB Niagara | Public · grades JK–8 | 300 m | 78%Grade 6 average |
| St Denis Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 600 m | 81%Grade 6 average |
| St Nicholas Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 1 km | 61%Grade 6 average |
| ÉÉC Immaculée-ConceptionConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 1 km | 51%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Catharines Collegiate Institute and Vocational SchoolDSB Niagara | Public · grades 9–12 | 600 m | 74%Grade 9 math |
| Eden High SchoolDSB Niagara | Public · grades 9–12 | 2.6 km | 73%Grade 9 math |
| Lifetime Learning Centre Secondary SchoolDSB Niagara | Public · grades 9–12 | 2.7 km | — |
| Saint Francis Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 | 2.9 km | 71%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St. Catharines GO | GO Transit train: Lakeshore West | 2.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Lot area
- 4,725 sq ft439 m²
- Street frontage
- 35 ft10.7 m
- Depth
- 135 ft41.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $79,980
- Total mortgage amount
- $319,920
- Total interest payment
- $227,580
- Total purchase cost
- $627,480
- Mortgage payment
- $1,825/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
21%Monthly carrying cost
$2,131- Rent $2,100
- Shortfall $31
Rental income opens at $2,100, the median asking rent of 5 comparable homes for lease in Downtown. Type over it with the rent you expect. This is a planning tool, not advice.
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