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For SaleDetached · BungalowMLS® #X13841652 · TRREB MLS®

1042 Lakeshore Rd, St. Catharines, Ontario

Rural Port, St. Catharines, Ontario L2R 6P9

Bedrooms
2+2
Lot Size
99.81 x 160.88 ft
Bathrooms
2
Type
Detached
Basement
Full

$869,900

Estimated market value

About 1042 Lakeshore Rd

1042 Lakeshore Rd is a 2+2-bedroom, 2-bathroom detached house in Rural Port, St. Catharines, listed for sale at an asking price of $869,900 (MLS® X13841652).

Nestled on a beautifully landscaped lot in the desirable west end of St. Catharines, this well-maintained bungalow offers the perfect balance of peaceful country living and everyday convenience. Surrounded by mature trees, perennial gardens, and lush greenery, the property provides a private retreat just minutes from all essential amenities. Designed for comfortable family living, the home features 2+2 bedrooms, 2 baths, and over 2,400 sq. ft. of finished living space. The bright main level offers an updated eat-in kitchen with abundant cabinetry, generous counterspace, and newer appliances (2022). A cozy dinette leads to a charming three-season sunroom with new vinyl flooring and tranquil views of the backyard. The spacious living room is highlighted by a gas fireplace, while the adjoining family room showcases a classic brick wood-burning fireplace. Two well-sized bedrooms, a 3-piece bath with a large walk-in shower, and convenient main-floor laundry complete the main level. The finished lower level extends the living space with a large recreation room, two additional bedrooms, a 4-piece bath, and a utility/storage area offering plenty of room for organization. Step outside to your own backyard oasis, featuring an 18' x 36' inground pool, ideal for summer entertaining or relaxing. Just a short drive from Lake Ontario and Port Dalhousie, this location offers easy access to waterfront trails, beaches ,and recreational activities. Additional updates include a furnace (2022), central air conditioner (2024), most windows replaced and a new Waterloo septic system installed in October 2024. The oversized detached garage measures approximately 31' x 24' and includes a workshop and separate storage room. A private asphalt driveway provides parking for 6+ vehicles, making it ideal for guests, trailers, or recreational equipment. A rare opportunity to enjoy the space, privacy, and charm of country-style living while remaining close to all the conveniences of the city.

Insights

  • Condition Score

    Good
    73out of 100

    1 documented update signal

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    35out of 100

    −$1,149/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 7 detached homes with 4 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$8,160 / 2026
MLS® number
X13841652
Board
TRREB MLS®
Property Type
Detached
Building Age
51-99
Days on market
Size
1500-2000 sqft
Lot Size
99.81 x 160.88 ft
Listed on
Parking
1 Detached, 7 Parking
Listing brokerage: RE/MAX NIAGARA REALTY LTD, BROKERAGEData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 1042 Lakeshore Rd, St. Catharines, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$869,900N/AFor SaleX13841652

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Detached
Style
Bungalow
Community
Rural Port
Municipality
St. Catharines

Building

Size
1500-2000 sqft
Building Age
51-99
Construction
Brick

Inside

Bedrooms
2+2
Bathrooms
2
Bathroom Details
1 × 3pc Main, 1 × 4pc Bsmt
Basement Type
Full
Kitchens
1

Parking

Driveway
Pvt Double
Garage Type
Detached
Garage
1
Additional Parking
6
Total Parking
7

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Septic
Frontage
99.81 ft
Depth
160.88 ft
Lot Size
99.81 x 160.88 ft

Additional

Foundation
Poured Concrete
Roof
Asphalt Shingle
Fireplace
Yes
Pool
Inground
Den
Yes
Family room
Yes
Extras
FRIDGE, STOVE, DISHWASHER, WASHER, DRYER

Rooms

RoomSizeFeaturesLevel
Primary4.14 × 5.87 m—Main
Kitchen3.2 × 6.98 mEat-In KitchenMain
Bathroom0.0 × 0.0 m4 Pc BathBsmt
Br3.2 × 3.53 m—Bsmt
Laundry1.8 × 3.45 m—Main
Br2.9 × 3.28 m—Main
Living6.38 × 7.47 mGas FireplaceMain
Sunroom4.14 × 5.89 m—Main
Bathroom0.0 × 0.0 m3 Pc BathMain
Rec6.83 × 8.81 m—Bsmt
Family3.48 × 5.56 mFireplaceMain
Br3.48 × 3.53 m—Bsmt

Map and tour

Land transfer tax on this home

Ontario land transfer tax
$13,873
Total land transfer tax
$13,873
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$9,873
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $869,900
$9,398
Ontario total
$13,873

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

14 records · 8 on fileRead 2026-11-06
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mGroundwater recorded about 8.5 m below ground nearbyBedrock about 17.4 m down nearbyInside the Greenbelt (Protected Countryside)Nearest airport: 9.3 kmA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Alectra Utilities CorporationWired internet 50/10 Mbps or faster is listed at a household 90 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation4

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m2 test or monitoring holes also recorded.250 m
  • Groundwater recorded about 8.5 m below ground nearbyThe middle water level in the well records within 500 m (12 records). It changes with the season and from spot to spot.500 m
  • Bedrock about 17.4 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m

Province of Ontario open data

Planning and building activity2

  • Inside the Greenbelt (Protected Countryside)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
  • Nearest airport: 9.3 km9.3 km

Province of Ontario open data

Around the home1

  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Alectra Utilities CorporationAt the address
  • Wired internet 50/10 Mbps or faster is listed at a household 90 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (90 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.90 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, SkyChoice Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
St Ann Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–81.2 km83%Grade 6 average
Gracefield Public SchoolDSB NiagaraPublic · grades JK–81.3 km97%Grade 6 average
Woodland Public SchoolDSB NiagaraPublic · grades JK–81.9 km74%Grade 3 average
École élémentaire L'HéritageConseil scolaire ViamondeFrench-language public · grades JK–83.8 km85%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Eden High SchoolDSB NiagaraPublic · grades 9–123.4 km73%Grade 9 math
Saint Francis Catholic Secondary SchoolNiagara CDSBCatholic · grades 9–123.4 km71%Grade 9 math
Lifetime Learning Centre Secondary SchoolDSB NiagaraPublic · grades 9–123.4 km—
St Catharines Collegiate Institute and Vocational SchoolDSB NiagaraPublic · grades 9–124.7 km74%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Lot

Street frontage
99.81 ft30.4 m
Depth
160.88 ft49 m

The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by GeoWarehouse.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $173,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$173,980
Total mortgage amount
$695,920
Total interest payment
$494,780
Total purchase cost
$1,364,680
Mortgage payment
$3,969/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

43%

Monthly carrying cost

$4,649
−$1,149per month
  • Rent $3,500
  • Shortfall $1,149

Rental income opens at $3,500, the median asking rent of 7 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.

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