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For SaleDuplex · OtherMLS® #X13092268 · TRREB MLS®

10 LAILEY St, St. Catharines, Ontario

Facer, St. Catharines, Ontario L2M 5G8

Bedrooms
2
Lot Size
34 x 102 ft
Bathrooms
2
Type
Duplex
Basement
None

$400,000

Estimated market value

About 10 LAILEY St

10 LAILEY St is a 2-bedroom, 2-bathroom duplex in Facer, St. Catharines, listed for sale at an asking price of $400,000 (MLS® X13092268).

Duplex on a quiet street in the desirable Facer neighbourhood. Ideal for investors or end users. Features two self-contained 1-bedroom units, each with separate hydro meters. Ample parking and a large, shaded backyard. Convenient location with easy access to major highways, transit, and amenities. Property offers strong income potential with opportunity to add value

Insights

  • Condition Score

    Good
    68out of 100

    6 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    40out of 100

    −$403/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 9 multiplexes with 2 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$2,137 / 2026
MLS® number
X13092268
Board
TRREB MLS®
Property Type
Duplex
Days on market
Size
1100-1500 sqft
Lot Size
34 x 102 ft
Listed on
Parking
None, 3 Parking
Listing brokerage: CENTURY 21 LEADING EDGE REALTY INC.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 10 LAILEY St, St. Catharines, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$400,000N/AExtX13092268

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Duplex
Style
Other
Community
Facer
Municipality
St. Catharines

Building

Size
1100-1500 sqft
Construction
Alum Siding

Inside

Bedrooms
2
Bathrooms
2
Bathroom Details
1 × 4pc Upper, 1 × 4pc Main
Basement Type
None
Kitchens
2

Parking

Garage Type
None
Additional Parking
3
Total Parking
3

Utilities

Water
Municipal
Cooling
None
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
34 ft
Depth
102 ft
Lot Size
34 x 102 ft

Additional

Foundation
Poured Concrete
Roof
Asphalt Shingle
Fireplace
No
Pool
Other
Den
No
Family room
No
Extras
Carbon Monoxide Detector, Smoke Detector

Rooms

Room details unavailable

The listing source did not provide room-level measurements or features.

Map and tour

Land transfer tax on this home

Ontario land transfer tax
$4,475
Total land transfer tax
$4,475
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$475
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
Ontario total
$4,475

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Prince of Wales Public SchoolDSB NiagaraPublic · grades JK–8400 m89%Grade 6 average
St Alfred Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–8500 m77%Grade 6 average
Lincoln Centennial Public SchoolDSB NiagaraPublic · grades JK–81.2 km82%Grade 6 average
ÉÉC Immaculée-ConceptionConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–81.8 km51%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Laura Secord Secondary SchoolDSB NiagaraPublic · grades 9–12800 m63%Grade 9 math
St Catharines Collegiate Institute and Vocational SchoolDSB NiagaraPublic · grades 9–121.8 km74%Grade 9 math
Eden High SchoolDSB NiagaraPublic · grades 9–122.7 km73%Grade 9 math
Saint Francis Catholic Secondary SchoolNiagara CDSBCatholic · grades 9–122.9 km71%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
St. Catharines GOGO Transit train: Lakeshore West3.9 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Lot

Lot area
3,468 sq ft322 m²
Street frontage
34 ft10.4 m
Depth
102 ft31.1 m
34 × 102 ftLAILEY ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $80,000

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$80,000
Total mortgage amount
$320,000
Total interest payment
$227,500
Total purchase cost
$627,500
Mortgage payment
$1,825/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

38%

Monthly carrying cost

$2,003
−$403per month
  • Rent $1,600
  • Shortfall $403

Rental income opens at $1,600, the median asking rent of 9 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.

Market area · filters apply to the charts below

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