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For SaleDetached · BungaloftMLS® #X14126894 · TRREB MLS®

1 NANCY Dr, St. Catharines, Ontario

Vine/Linwell, St. Catharines, Ontario L2M 1Y4

Bedrooms
3
Lot Size
65 x 147.73 ft
Bathrooms
3
Type
Detached
Basement
Finished

$799,999

Estimated market value

About 1 NANCY Dr

1 NANCY Dr is a 3-bedroom, 3-bathroom detached house in Vine/Linwell, St. Catharines, listed for sale at an asking price of $799,999 (MLS® X14126894).

Some homes simply check all of the boxes! Spacious, stylish, and perfectly positioned in one of the North end's most established and sought-after neighbourhoods, this Bungalow Loft offers over 2,000 square feet of beautifully renovated living space where thoughtful design, and modern comfort come together seamlessly. Featuring 3 Bedrooms, 2.5 Baths, two inviting fireplaces, and a carpet-free interior, every space has been carefully reimagined to create a home that is equally suited for growing families, discerning empty nesters, and retirees seeking the ease of main-floor living. The private Primary Suite is conveniently located on the main level, while upstairs boasts two spacious Bedrooms and a versatile Bonus room with its own 2pc Ensuite, providing endless possibilities as a media lounge, home office, children's playroom, yoga studio or guest retreat. Throughout the home, every space has been beautifully updated with flow, warmth and sophistication. The fully fenced backyard offers enough space for summer gatherings or peaceful evenings under the stars. Tucked into the 'Walker's Creek Community' you'll enjoy walking distance to the lake, access to trails, and well-rated elementary and secondary schools. Although located in a quiet neighbourhood, this home offers quick QEW access and is minutes away to important amenities of major shopping, restaurants, Costco and medical facilities. Offering an exceptional blend of design, comfort and lifestyle, this turnkey residence is more than a beautifully renovated house-it's an opportunity to embrace living in a location you'll be proud to call home. Recent updates incl. Furnace & Hot Water Heater '26, Washer & Dryer '26, Basement Refridgerator '26, Basement '26, New A/C Compressor '26, Duct Cleaning '26 & Window Wells '25.

Insights

  • Condition Score

    Good
    83out of 100

    3 documented update signals

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    16out of 100

    −$1,810/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 26 detached homes with 3 bedrooms for lease in St. Catharines right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$5,214 / 2026
MLS® number
X14126894
Board
TRREB MLS®
Property Type
Detached
Building Age
51-99
Days on market
Size
1100-1500 sqft
Lot Size
65 x 147.73 ft
Listed on
Parking
1.5 Attached, 7 Parking
Listing brokerage: BOSLEY REAL ESTATE LTD.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 1 NANCY Dr, St. Catharines, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$799,999N/AFor SaleX14126894

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Detached
Style
Bungaloft
Community
Vine/Linwell
Municipality
St. Catharines

Building

Size
1100-1500 sqft
Building Age
51-99
Construction
Vinyl Siding

Inside

Bedrooms
3
Bathrooms
3
Bathroom Details
1 × 4pc Main, 1 × 2pc 3rd, 1 × 3pc Bsmt
Basement Type
Finished
Kitchens
1

Parking

Driveway
Pvt Double
Garage Type
Attached
Garage
1.5
Additional Parking
5.5
Total Parking
7

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
65 ft
Depth
147.73 ft
Lot Size
65 x 147.73 ft

Additional

Foundation
Poured Concrete
Roof
Asphalt Shingle
Fireplace
Yes
Pool
None
Den
Yes
Family room
Yes
Extras
Fridge, Stove, Microwave Hood Vent, Dishwasher, Washer, Dryer, Armoire in Bedroom 2, Shed

Rooms

RoomSizeFeaturesLevel
Living4.54 × 5.22 mElectric Fireplace, hardwood floor, carpet freeMain
Dining3.04 × 3.24 mHardwood FloorMain
Kitchen3.03 × 4.28 mStone CounterMain
Primary3.71 × 3.89 mhardwood floor, carpet free, Double ClosetMain
Foyer1.65 × 1.65 m—Main
Br3.07 × 4.15 mVinyl Floor, carpet free2nd
Br3.61 × 4.12 mVinyl Floor, carpet free2nd
Other3.21 × 3.43 m2 Pc Ensuite, Vinyl Floor, carpet free3rd
Rec6.31 × 8.91 mGas Fireplace, Vinyl Floor, carpet freeBsmt
Laundry3.05 × 3.56 m—Bsmt
Utility3.91 × 4.95 m—Bsmt

Map and tour

Detached homes for sale in Vine/Linwell right now

For sale now
30
Median asking price
$650K

Middle half: $600K to $750K

New in 7 days
3

18 in 28 days

Price cuts
17%

5 listings

This home is asking 23% above the median, higher than three quarters of them.

See all homes in Vine/Linwell

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$12,475
Total land transfer tax
$12,475
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$8,475
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $799,999
$8,000
Ontario total
$12,475

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

12 records · 5 on fileRead 2026-11-07
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 4.3 kmA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Alectra Utilities CorporationWired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m250 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 4.3 km4.3 km

Province of Ontario open data

Around the home1

  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Regional Municipality of Niagara — Port Dalhousie Wastewater Treatment Plant, 2.4 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Alectra Utilities CorporationAt the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Prince Philip Public SchoolDSB NiagaraPublic · grades JK–8500 m83%Grade 6 average
Dalewood Public SchoolDSB NiagaraPublic · grades 1–8 · French Immersion700 m88%Grade 6 average
St James Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–81 km87%Grade 6 average
École élémentaire L'HéritageConseil scolaire ViamondeFrench-language public · grades JK–81.6 km85%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Governor Simcoe Secondary SchoolDSB NiagaraPublic · grades 9–12 · French Immersion250 m66%Grade 9 math
Holy Cross Catholic Secondary SchoolNiagara CDSBCatholic · grades 9–12 · French Immersion1.1 km55%Grade 9 math
Saint Francis Catholic Secondary SchoolNiagara CDSBCatholic · grades 9–122 km71%Grade 9 math
Lifetime Learning Centre Secondary SchoolDSB NiagaraPublic · grades 9–122.1 km—

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Lot

Street frontage
65 ft19.8 m
Depth
147.73 ft45 m
Lot size
Under 0.50 acresAs the board bands it

The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by GeoWarehouse.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $160,000

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$160,000
Total mortgage amount
$639,999
Total interest payment
$455,001
Total purchase cost
$1,255,000
Mortgage payment
$3,650/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

60%

Monthly carrying cost

$4,085
−$1,810per month
  • Rent $2,275
  • Shortfall $1,810

Rental income opens at $2,275, the median asking rent of 26 comparable homes for lease in St. Catharines. Type over it with the rent you expect. This is a planning tool, not advice.

Market area · filters apply to the charts below

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