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For SaleDetached · 1 1/2 StoreyMLS® #E14166180 · TRREB MLS®

226 Division St, Oshawa, Ontario

O'Neill, Oshawa, Ontario L1G 5M7

Bedrooms
2+2
Lot Size
26.5 x 100 ft
Bathrooms
2
Type
Detached
Basement
Finished

$424,000

Estimated market value

About 226 Division St

226 Division St is a 2+2-bedroom, 2-bathroom detached house in O'Neill, Oshawa, listed for sale at an asking price of $424,000 (MLS® E14166180).

Location! Location! Location 5 minute walk to Costco 7 minute walk to YMCA 14 Nethers, 4 Schools, Hospital, Places of Worship, Parks. Plenty of amenities. Easy Access to Highway 401 friendly O'Neil neighbourhood. Roof (2017) Quartz countertops. Ideal for growing families or investors. As is. Great for Handy person. Minutes to Durham College, Oshawa Go Station.

Insights

  • Condition Score

    Fair
    56out of 100

    Listing notes possible renovation needs

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Strong
    98out of 100

    +$1,086/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 32 detached homes with 4 bedrooms for lease in Oshawa right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$3,049 / 2025
MLS® number
E14166180
Board
TRREB MLS®
Property Type
Detached
Days on market
Size
700-1100 sqft
Lot Size
26.5 x 100 ft
Listed on
Parking
1 Detached, 2 Parking
Listing brokerage: RE/MAX PREMIER INC.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 226 Division St, Oshawa, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$424,000N/AFor SaleE14166180

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Detached
Style
1 1/2 Storey
Community
O'Neill
Municipality
Oshawa

Building

Size
700-1100 sqft
Construction
Brick

Inside

Bedrooms
2+2
Bathrooms
2
Bathroom Details
1 × 4pc 2nd, 1 × 2pc Bsmt
Basement Type
Finished
Kitchens
1

Parking

Garage Type
Detached
Garage
1
Additional Parking
1
Total Parking
2

Utilities

Water
Municipal
Cooling
None
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
26.5 ft
Depth
100 ft
Lot Size
26.5 x 100 ft

Additional

Foundation
Concrete
Roof
Asphalt Shingle
Fireplace
No
Pool
None
Den
No
Family room
No
Extras
all Electrical Light Fixtures, Fridge, Stove, Washer, Dryer, Bathroom Mirrors, Dishwasher, Sump Pump.

Rooms

RoomSizeFeaturesLevel
Living5.96 × 8.11 mLarge Window, O/Looks Dining, Crown MouldingMain
Kitchen2.82 × 3.54 mW/O To Deck, Backsplash, Tile FloorMain
Dining5.96 × 8.11 mCrown Moulding, Large Window, Ceiling FanMain
Br3.02 × 2.71 mLarge Window, Broadloom, Ceiling Fan2nd
2nd Br2.98 × 3.51 mLarge Window2nd
3rd Br2.79 × 3.38 mAbove Grade WindowBsmt
4th Br2.47 × 3.43 mAbove Grade WindowBsmt

Map and tour

Detached homes for sale in O'Neill right now

For sale now
44
Median asking price
$662K

Middle half: $585K to $724K

New in 7 days
7

29 in 28 days

Price cuts
9%

4 listings

This home is asking 36% below the median, lower than three quarters of them.

See all homes in O'Neill

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$4,955
Total land transfer tax
$4,955
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$955
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $424,000
$480
Ontario total
$4,955

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Mary Street Community SchoolDurham DSBPublic · grades JK–8500 m76%Grade 6 average
S A Cawker Public SchoolDurham DSBPublic · grades JK–8550 m72%Grade 6 average
Sir Albert Love Catholic SchoolDurham CDSBCatholic · grades JK–81.3 km69%Grade 6 average
École élémentaire Antonine MailletConseil scolaire ViamondeFrench-language public · grades JK–82.5 km100%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
O'Neill Collegiate and Vocational InstituteDurham DSBPublic · grades 9–12550 m49%Grade 9 math
Eastdale Collegiate and Vocational InstituteDurham DSBPublic · grades 9–122.1 km35%Grade 9 math
Monsignor Paul Dwyer Catholic High SchoolDurham CDSBCatholic · grades 9–12 · French Immersion2.7 km47%Grade 9 math
ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–127.9 km67%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
Durham College Oshawa GOGO Transit train: Lakeshore East4.3 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Lot

Lot area
2,650 sq ft246 m²
Street frontage
26.5 ft8.1 m
Depth
100 ft30.5 m
26.5 × 100 ftDIVISION ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $84,800

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$84,800
Total mortgage amount
$339,200
Total interest payment
$241,300
Total purchase cost
$665,300
Mortgage payment
$1,935/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

—

Monthly carrying cost

$2,189
$1,086per month
  • Carrying cost $2,189
  • Surplus $1,086

Rental income opens at $3,275, the median asking rent of 32 comparable homes for lease in Oshawa. Type over it with the rent you expect. This is a planning tool, not advice.

Market area · filters apply to the charts below

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Sold prices in O'Neill are shown to signed-in members.

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