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For SaleDetached · 2-StoreyMLS® #X13799882 · TRREB MLS®

4864 SIMCOE St, Niagara Falls, Ontario

Downtown, Niagara Falls, Ontario L2E 1V9

Bedrooms
3
Lot Size
40 x 146.89 ft
Bathrooms
1
Type
Detached
Basement
Unfinished

$435,000

Estimated market value

About 4864 SIMCOE St

4864 SIMCOE St is a 3-bedroom, 1-bathroom detached house in Downtown, Niagara Falls, listed for sale at an asking price of $435,000 (MLS® X13799882).

Great home for first time buyers or families, 2 story, 3 bedroom character home in established Niagara Falls location. Spacious foyer, hardwood staircase, updated kitchen with many cabinets, formal dining room and huge formal living room, both with hardwood flooring. Upstairs are three bedrooms, each large and with a closet, updated bathroom in 2024. Basement is dry and unfinished, great area for storage or possibly could finish for extra living space. Basement has laundry; washer and dryer 2025, boiler heat with 3 window AC units included. Large yard, partially fenced, close proximity to bus route, park on ValleyWay, church, schools, amenities and the Falls. All appliances are included, water heater is owned (2019). Move in ready!

Insights

  • Condition Score

    Good
    73out of 100

    1 documented update signal

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Covers costs
    67out of 100

    +$151/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 39 detached homes with 3 bedrooms for lease in Niagara Falls right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$3,163 / 2025
MLS® number
X13799882
Board
TRREB MLS®
Property Type
Detached
Building Age
51-99
Days on market
Size
1500-2000 sqft
Lot Size
40 x 146.89 ft
Listed on
Parking
None, 3 Parking
Listing brokerage: RE/MAX NIAGARA REALTY LTD, BROKERAGEData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 4864 SIMCOE St, Niagara Falls, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$435,000N/APcX13799882

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Detached
Style
2-Storey
Community
Downtown
Municipality
Niagara Falls

Building

Size
1500-2000 sqft
Building Age
51-99
Construction
Brick

Inside

Bedrooms
3
Bathrooms
1
Bathroom Details
1 × 3pc 2nd
Basement Type
Unfinished
Kitchens
1

Parking

Driveway
Private
Garage Type
None
Additional Parking
3
Total Parking
3

Utilities

Water
Municipal
Cooling
Window Unit
Heating Type
Radiant

Land

Sewer
Sewers
Frontage
40 ft
Depth
146.89 ft
Lot Size
40 x 146.89 ft

Additional

Foundation
Concrete
Roof
Asphalt Shingle
Fireplace
Yes
Pool
None
Den
No
Family room
No
Extras
FRIDGE, STOVE, DISHWASHER, WASHER, DRYER, 3 WINDOW AC UNITS

Rooms

RoomSizeFeaturesLevel
Living3.38 × 7.71 m—Ground
Kitchen2.83 × 4.17 m—Ground
Dining3.08 × 3.38 m—Ground
Foyer1.89 × 2.96 m—Ground
Primary3.72 × 4.91 m—2nd
2nd Br3.41 × 4.02 m—2nd
3rd Br2.99 × 4.36 m—2nd
Bathroom1.22 × 1.83 m—2nd

Map and tour

Detached homes for sale in Downtown right now

For sale now
44
Median asking price
$527K

Middle half: $415K to $725K

New in 7 days
2

12 in 28 days

Price cuts
23%

10 listings

This home is asking 17% below the median.

See all homes in Downtown

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$5,175
Total land transfer tax
$5,175
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$1,175
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $435,000
$700
Ontario total
$5,175

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

12 records · 5 on fileRead 2026-11-07
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest rail line: 880 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Niagara Peninsula Energy Inc.Wired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m4 test or monitoring holes also recorded.250 m

Province of Ontario open data

Planning and building activity1

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address

Province of Ontario open data

Around the home2

  • Nearest rail line: 880 m880 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Post Foods Canada — Post Foods Niagara Falls, 1.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Niagara Peninsula Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Simcoe Street Public SchoolDSB NiagaraPublic · grades JK–8200 m80%Grade 6 average
St Patrick Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–8500 m97%Grade 3 average
Valley Way Public SchoolDSB NiagaraPublic · grades JK–8650 m63%Grade 6 average
ÉÉC Saint-AntoineConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–81.7 km53%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Stamford CollegiateDSB NiagaraPublic · grades 9–122.3 km62%Grade 9 math
A N Myer Secondary SchoolDSB NiagaraPublic · grades 9–12 · French Immersion3.2 km74%Grade 9 math
Saint Paul Catholic High SchoolNiagara CDSBCatholic · grades 9–12 · French Immersion3.4 km81%Grade 9 math
Westlane Secondary SchoolDSB NiagaraPublic · grades 9–125 km66%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
Niagara Falls GOGO Transit train: Lakeshore West1.2 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Lot

Lot area
5,876 sq ft546 m²
Street frontage
40 ft12.2 m
Depth
146.89 ft44.8 m
40 × 146.89 ftSIMCOE ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $87,000

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$87,000
Total mortgage amount
$348,000
Total interest payment
$247,500
Total purchase cost
$682,500
Mortgage payment
$1,985/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

14%

Monthly carrying cost

$2,249
$151per month
  • Carrying cost $2,249
  • Surplus $151

Rental income opens at $2,400, the median asking rent of 39 comparable homes for lease in Niagara Falls. Type over it with the rent you expect. This is a planning tool, not advice.

Market area · filters apply to the charts below

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Sold prices in Downtown are shown to signed-in members.

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