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For SaleDetached · 2-StoreyMLS® #X13526352 · TRREB MLS®

4271 Elgin St, Niagara Falls, Ontario

Downtown, Niagara Falls, Ontario L2E 2X7

Bedrooms
3
Lot Size
60 x 117 ft
Bathrooms
2
Type
Detached
Basement
Half

$624,850

Estimated market value

About 4271 Elgin St

4271 Elgin St is a 3-bedroom, 2-bathroom detached house in Downtown, Niagara Falls, listed for sale at an asking price of $624,850 (MLS® X13526352).

This house has the charm of a captivating beauty that just needs a touch of polish. The owner put it best saying this home is a pretty girl that just needs a little makeup. Homes like this are rare these days, especially one with such remarkable potential, situated so close to the allure of Niagara Falls and just a stroll away from the Niagara River and its many attractions. A glance down the street reveals the United States, adding to its appeal. It's a perfect fit for someone looking to create a backyard retreat around a stunning inground pool. The home boasts unique features, from its solid construction to its distinctive ceiling designs in the living room, and a striking family room filled with large windows and an impressive wood-burning fireplace. The upper level offers the flexibility to be transformed into two or three bedrooms with additional loft space, complemented by a spacious bathroom featuring a jacuzzi tub and body jet shower. This property is an ideal candidate for a VRBO or AirBNB opportunity for the right owner, though it's important for buyers to do their homework regarding licensing. The long-term owner is unable to maintain the size of the home anymore, making it a great chance for a new family or investor to add their own flair and enjoy a potentially wonderful home for years ahead. A detached two-car garage presents a bonus for those who enjoy working on vehicles. This unique opportunity awaits someone who is ready to embrace the potential of this special home in an incredible location near one of the world's natural wonders.

Insights

  • Condition Score

    Good
    68out of 100

    6 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    35out of 100

    −$804/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 39 detached homes with 3 bedrooms for lease in Niagara Falls right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$4,234 / 2025
MLS® number
X13526352
Board
TRREB MLS®
Property Type
Detached
Building Age
100+
Days on market
Size
2000-2500 sqft
Lot Size
60 x 117 ft
Listed on
Parking
2 Detached, 4 Parking
Listing brokerage: ROYAL LEPAGE NRC REALTYData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 4271 Elgin St, Niagara Falls, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$624,850N/APcX13526352

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Detached
Style
2-Storey
Community
Downtown
Municipality
Niagara Falls

Building

Size
2000-2500 sqft
Building Age
100+
Construction
Stone

Inside

Bedrooms
3
Bathrooms
2
Bathroom Details
1 × 4pc 2nd, 1 × 2pc Main
Basement Type
Half
Kitchens
1

Parking

Driveway
Pvt Double
Garage Type
Detached
Garage
2
Additional Parking
2
Total Parking
4

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
60 ft
Depth
117 ft
Lot Size
60 x 117 ft

Additional

Foundation
Concrete Block
Roof
Asphalt Shingle
Fireplace
Yes
Pool
Inground
Den
Yes
Family room
Yes
Extras
Fridge, Stove, Washer and Dryer

Rooms

RoomSizeFeaturesLevel
Living3.66 × 5.74 m—Main
Kitchen3.02 × 3.43 m—Main
Dining2.9 × 3.48 m—Main
Family5.06 × 5.79 m—Main
Bathroom1.0 × 2.16 m2 Pc BathMain
Primary3.76 × 5.77 m—2nd
2nd Br3.73 × 4.93 m—2nd
3rd Br2.9 × 4.6 m—2nd
Office3.18 × 4.01 m—2nd
Bathroom2.87 × 4.29 m4 Pc Bath2nd

Map and tour

Detached homes for sale in Downtown right now

For sale now
44
Median asking price
$527K

Middle half: $415K to $725K

New in 7 days
2

12 in 28 days

Price cuts
23%

10 listings

This home is asking 19% above the median.

See all homes in Downtown

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$8,972
Total land transfer tax
$8,972
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$4,972
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $624,850
$4,497
Ontario total
$8,972

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

12 records · 7 on fileRead 2026-11-07
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest rail line: 500 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 m1 facility within 1 km reports pollutant releases to Environment Canada1 federal contaminated site within 1 kmElectricity is distributed here by Niagara Peninsula Energy Inc.Wired internet 50/10 Mbps or faster is listed at a household 50 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m

Province of Ontario open data

Planning and building activity1

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address

Province of Ontario open data

Around the home2

  • Nearest rail line: 500 m500 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Canadian Specialty Castings Inc. — Canadian Specialty Casting Inc., 370 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
  • 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Niagara Peninsula Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
St Patrick Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–81.1 km97%Grade 3 average
Simcoe Street Public SchoolDSB NiagaraPublic · grades JK–81.4 km80%Grade 6 average
Valley Way Public SchoolDSB NiagaraPublic · grades JK–82 km63%Grade 6 average
ÉÉC Saint-AntoineConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–82.6 km53%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
A N Myer Secondary SchoolDSB NiagaraPublic · grades 9–12 · French Immersion3.3 km74%Grade 9 math
Stamford CollegiateDSB NiagaraPublic · grades 9–123.8 km62%Grade 9 math
Saint Paul Catholic High SchoolNiagara CDSBCatholic · grades 9–12 · French Immersion3.8 km81%Grade 9 math
Westlane Secondary SchoolDSB NiagaraPublic · grades 9–126.3 km66%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
Niagara Falls GOGO Transit train: Lakeshore West500 m

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Lot

Lot area
7,020 sq ft652 m²
Street frontage
60 ft18.3 m
Depth
117 ft35.7 m
60 × 117 ftELGIN ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by MPAC.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $124,970

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$124,970
Total mortgage amount
$499,880
Total interest payment
$355,420
Total purchase cost
$980,270
Mortgage payment
$2,851/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

43%

Monthly carrying cost

$3,204
−$804per month
  • Rent $2,400
  • Shortfall $804

Rental income opens at $2,400, the median asking rent of 39 comparable homes for lease in Niagara Falls. Type over it with the rent you expect. This is a planning tool, not advice.

Market area · filters apply to the charts below

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Sold prices in Downtown are shown to signed-in members.

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