For SaleDetached · 2-StoreyMLS® #X14132338 · TRREB MLS®
3938 Main St, Niagara Falls, Ontario
Chippawa, Niagara Falls, Ontario L2G 6B6
- Bedrooms
- 3
- Lot Size
- 56 x 165 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Full
$490,000
Estimated market value
About 3938 Main St
3938 Main St is a 3-bedroom, 2-bathroom detached house in Chippawa, Niagara Falls, listed for sale at an asking price of $490,000 (MLS® X14132338).
3938 Main Street is a well-maintained 3-bedroom, 2-bath home in Chippawa with 1,372 sq. ft. above grade, a 56 x 165 ft. lot and a detached 2-car garage. The main floor includes a living room with a gas fireplace, an updated kitchen with granite countertops, backsplash and added pantry storage, plus an office and separate dining area. Off the garage is a heated three-season room that adds another useful space for relaxing or entertaining. The home has seen a number of updates over the years, including roof shingles on the house and garage, an updated upper bathroom, widened concrete driveway, upper rear deck, granite countertops, eavestroughs with gutter guards and screen doors. The basement is full and unfinished, providing additional storage and workspace. Located in Chippawa with access to the Welland River, parks, schools, restaurants and other nearby amenities. Flexible possession available.
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$483/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 homes with 3 bedrooms for lease in Chippawa right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,567 / 2026
- MLS® number
- X14132338
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 56 x 165 ft
- Listed on
- Parking
- 2 Detached, 8 Parking
Listing history
Buy/sell history for 3938 Main St, Niagara Falls, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $490,000 | N/A | For Sale | X14132338 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Chippawa
- Municipality
- Niagara Falls
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 4pc 2nd
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Detached
- Garage
- 2
- Additional Parking
- 6
- Total Parking
- 8
Utilities
- Water
- Municipal
- Cooling
- Window Unit
- Heating Type
- Water
Land
- Sewer
- Sewers
- Frontage
- 56 ft
- Depth
- 165 ft
- Lot Size
- 56 x 165 ft
Additional
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge (in kitchen), Stove, Microwave, All window coverings, Piano, Washer, Dryer, Freezer (in basement)
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.39 × 3.31 m | — | Main |
| Dining | 3.87 × 3.31 m | — | Main |
| Living | 4.55 × 3.94 m | — | Main |
| Office | 3.86 × 2.48 m | — | Main |
| Foyer | 2.23 × 2.48 m | — | Main |
| Br | 2.92 × 5.18 m | — | 2nd |
| Br | 2.82 × 3.97 m | — | 2nd |
| Br | 3.51 × 3.4 m | — | 2nd |
| Utility | 7.51 × 7.5 m | — | Bsmt |
Map and tour
Detached homes for sale in Chippawa right now
- For sale now
- 14
- Median asking price
- $577K
- New in 7 days
- 2
- Price cuts
- 36%
Middle half: $509K to $645K
7 in 28 days
5 listings
This home is asking 15% below the median, lower than three quarters of them.
See all homes in ChippawaAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $6,275
- Total land transfer tax
- $6,275
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,275
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $490,000
- $1,800
- Ontario total
- $6,275
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m3 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.7 km5.7 km
Province of Ontario open data
Around the home2
- Nearest rail line: 380 m380 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Saint-Gobain Corporation — CHIPPAWA, 490 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Niagara Peninsula Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Sacred Heart Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 200 m | 91%Grade 6 average |
| River View Public SchoolDSB Niagara | Public · grades JK–8 | 1 km | 72%Grade 6 average |
| Father Hennepin Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 3.6 km | 90%Grade 6 average |
| ÉÉC Notre-Dame-de-la-Jeunesse-Niagara.FConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 4.2 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Stamford CollegiateDSB Niagara | Public · grades 9–12 | 5.3 km | 62%Grade 9 math |
| Westlane Secondary SchoolDSB Niagara | Public · grades 9–12 | 7.2 km | 66%Grade 9 math |
| Saint Michael Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 7.4 km | 49%Grade 9 math |
| Saint Paul Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 · French Immersion | 8.2 km | 81%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 9,240 sq ft858 m²
- Street frontage
- 56 ft17.1 m
- Depth
- 165 ft50.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $98,000
- Total mortgage amount
- $392,000
- Total interest payment
- $278,800
- Total purchase cost
- $768,800
- Mortgage payment
- $2,236/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
37%Monthly carrying cost
$2,533- Rent $2,050
- Shortfall $483
Rental income opens at $2,050, the median asking rent of 6 comparable homes for lease in Chippawa. Type over it with the rent you expect. This is a planning tool, not advice.
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