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For SaleDetached · BungalowMLS® #X14102928 · TRREB MLS®

3551 CARDINAL Dr, Niagara Falls, Ontario

Mt. Carmel, Niagara Falls, Ontario L2H 2Y1

Bedrooms
3+3
Lot Size
164 x 157.48 ft
Bathrooms
4
Type
Detached
Basement
Full

$2,600,000

Estimated market value

About 3551 CARDINAL Dr

3551 CARDINAL Dr is a 3+3-bedroom, 4-bathroom detached house in Mt. Carmel, Niagara Falls, listed for sale at an asking price of $2,600,000 (MLS® X14102928).

Mount Carmel's most distinguished address. Set on a double lot of over half an acre in prestigious Mount Carmel, this ledgerock fieldstone bungalow offers more than 6,000 sq. ft. of finished living space, with 3+2 bedrooms and a total of 3.5 bathrooms, backing onto a private ravine with no rear neighbours. Fully renovated from top to bottom, the home has been finished to an exceptional standard, pairing timeless architecture with refined modern design.Soaring 11-foot ceilings set a grand tone throughout the main floor. At its heart is a true chef's kitchen with marble countertops, a full suite of Wolf appliances, and a butler's pantry for seamless entertaining. Oversized sliding doors frame sweeping escarpment views and bring the outdoors in.The fully finished lower level is designed for hosting on a grand scale. It is anchored by an 18-foot granite bar, a double island, and a custom wine display. Two laundry rooms add everyday ease, and the 4 car garage is ready for the collector or anyone who values generous storage.Every detail has been considered, and every finish has been chosen with intention. This is an extraordinary home in one of Niagara's most coveted settings. Luxury Certified.

Insights

  • Condition Score

    Good
    73out of 100

    1 documented update signal

    Source: Listing age, structured features and disclosed update language; not an inspection.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$11,762 / 2026
MLS® number
X14102928
Board
TRREB MLS®
Property Type
Detached
Building Age
16-30
Days on market
Size
3000-3500 sqft
Lot Size
164 x 157.48 ft
Listed on
Parking
4 Attached, 13 Parking
Listing brokerage: RE/MAX NIAGARA REALTY LTD, BROKERAGEData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 3551 CARDINAL Dr, Niagara Falls, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$2,600,000N/AFor SaleX14102928

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Detached
Style
Bungalow
Community
Mt. Carmel
Municipality
Niagara Falls

Building

Size
3000-3500 sqft
Building Age
16-30
Construction
Stone

Inside

Bedrooms
3+3
Bathrooms
4
Bathroom Details
1 × 4pc Main, Main, 1 × 5pc Main, 1 × 3pc Bsmt, 1 × 2pc Main
Basement Type
Full
Kitchens
1

Parking

Driveway
Pvt Double, Other
Garage Type
Attached
Garage
4
Additional Parking
9
Total Parking
13

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
164 ft
Depth
157.48 ft
Lot Size
164 x 157.48 ft

Additional

Foundation
Poured Concrete
Roof
Cedar
Fireplace
Yes
Pool
None
Den
Yes
Family room
Yes
Extras
Fridge, Stove, Dishwasher, Microwave, Washer, Dryer

Rooms

RoomSizeFeaturesLevel
Kitchen5.92 × 12.37 m—Main
Family4.5 × 5.61 m—Main
Living5.89 × 4.27 m—Main
Other5.28 × 4.93 m—Main
Dining4.01 × 4.27 m—Main
Primary7.77 × 4.22 m5 Pc EnsuiteMain
Br4.32 × 3.35 m—Main
Laundry2.64 × 4.88 m—Main
Br4.27 × 3.35 m—Main
Br16.76 × 26.82 m—Bsmt
Br4.22 × 4.27 m—Bsmt
Br4.67 × 4.22 m—Bsmt

Map and tour

Detached homes for sale in Mt. Carmel right now

For sale now
13
Median asking price
$870K

Middle half: $689K to $1.5M

New in 7 days
2

4 in 28 days

Price cuts
23%

3 listings

This home is asking 199% above the median, higher than three quarters of them.

See all homes in Mt. Carmel

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$51,475
Total land transfer tax
$51,475
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$47,475
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $2,000,000
$32,000
2.5% from $2,000,000 to $2,600,000
$15,000
Ontario total
$51,475

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

14 records · 7 on fileRead 2026-11-07
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mGroundwater recorded about 2.4 m below ground nearbyBedrock about 8.5 m down nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 7.7 kmA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Niagara Peninsula Energy Inc.Wired internet 50/10 Mbps or faster is listed at a household 90 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation4

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m250 m
  • Groundwater recorded about 2.4 m below ground nearbyThe middle water level in the well records within 500 m (8 records). It changes with the season and from spot to spot.500 m
  • Bedrock about 8.5 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 7.7 km7.7 km

Province of Ontario open data

Around the home1

  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Niagara Peninsula Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at a household 90 m awayFixed wireless up to 25/5 Mbps. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (90 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.90 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
St Vincent de Paul Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–8900 m89%Grade 6 average
Orchard Park Public SchoolDSB NiagaraPublic · grades JK–81.4 km91%Grade 6 average
Mary Ward Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–81.6 km89%Grade 6 average
École élémentaire LaMarshConseil scolaire ViamondeFrench-language public · grades JK–83 km85%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Saint Paul Catholic High SchoolNiagara CDSBCatholic · grades 9–12 · French Immersion1.6 km81%Grade 9 math
A N Myer Secondary SchoolDSB NiagaraPublic · grades 9–12 · French Immersion2.2 km74%Grade 9 math
Westlane Secondary SchoolDSB NiagaraPublic · grades 9–123.7 km66%Grade 9 math
Stamford CollegiateDSB NiagaraPublic · grades 9–124.2 km62%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Lot

Lot area
25,827 sq ft2,399 m²
Street frontage
164 ft50 m
Depth
157.48 ft48 m
164 × 157.48 ftCARDINAL DR

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $520,000

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$520,000
Total mortgage amount
$2,080,000
Total interest payment
$1,478,600
Total purchase cost
$4,078,600
Mortgage payment
$11,862/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

—

Monthly carrying cost

$12,842
−$12,842per month
  • Rent $0
  • Shortfall $12,842

Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.

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