For SaleDetached · 2-StoreyMLS® #X13228214 · TRREB MLS®
20 Riverside Dr, Kingston, Ontario
Kingston East (Incl CFB Kingston), Kingston, Ontario K7L 4V1
- Bedrooms
- 4
- Lot Size
- 121.19 x 261.59 ft
- Bathrooms
- 3
- Type
- Detached
- Basement
- Full
$1,699,000
Estimated market value
About 20 Riverside Dr
20 Riverside Dr is a 4-bedroom, 3-bathroom detached house in Kingston East (Incl CFB Kingston), Kingston, listed for sale at an asking price of $1,699,000 (MLS® X13228214).
A remarkable waterfront opportunity in Kingston's mature & highly regarded Milton Subdivision, set along the shores of the St. Lawrence River just a short drive from downtown. Properties in this executive neighbourhood are seldom offered, & waterfront opportunities here are even harder to come by. Surrounded by mature trees & positioned on an elevated shoreline, this property captures sweeping water views, natural limestone character & a setting that feels private, established & truly connected to the river. The existing 4 bdrm 3 bath home offers a distinctive chalet-inspired design with warm wood detailing, hardwood flooring, multiple brick feature walls, expansive windows framing the water, generous principal rooms, a renovated kitchen with large island, quartz counters, stainless appliances, backsplash, built-in laundry & direct access to the waterfront-facing deck. The main living spaces include impressive ceiling height, a dramatic window wall, fireplace features & a loft-style upper level that continues to showcase the views. Outdoors, the property delivers the lifestyle people hope for when searching along the river: mature greenery, tiered access to the shoreline, extensive decking, open water views & a substantial dock system at the water's edge. Whether you choose to reimagine the existing home, renovate with your own vision, or explore the potential to create a custom dream residence from the ground up, this is a rare chance to secure a waterfront property in one of Kingston's most established riverside enclaves.
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$5,039/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 homes with 4 bedrooms for lease in Kingston right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $11,238 / 2025
- MLS® number
- X13228214
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 121.19 x 261.59 ft
- Listed on
- Parking
- None, 8 Parking
Listing history
Buy/sell history for 20 Riverside Dr, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,699,000 | N/A | Pc | X13228214 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Kingston East (Incl CFB Kingston)
- Municipality
- Kingston
Building
- Size
- 2500-3000 sqft
- Construction
- Wood
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Bathroom Details
- 1 × 4pc Main, 2 × 3pc 2nd
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- None
- Additional Parking
- 8
- Total Parking
- 8
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Septic
- Frontage
- 121.19 ft
- Depth
- 261.59 ft
- Lot Size
- 121.19 x 261.59 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- REFRIGERATOR, STOVE, DISHWASHER, MICROWAVE
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 7.11 × 5.87 m | — | Main |
| Kitchen | 4.55 × 6.34 m | — | Main |
| Family | 4.74 × 4.79 m | — | Main |
| Br | 4.03 × 3.68 m | — | Main |
| Bathroom | 3.33 × 1.8 m | 4 Pc Bath | Main |
| Br | 4.05 × 4.95 m | — | Main |
| Primary | 5.2 × 4.89 m | — | 2nd |
| Bathroom | 1.17 × 3.82 m | 3 Pc Bath | 2nd |
| Br | 3.07 × 3.84 m | — | 2nd |
| Bathroom | 1.5 × 3.84 m | 3 Pc Bath | 2nd |
| Den | 4.95 × 3.37 m | — | 2nd |
Map and tour
Detached homes for sale in Kingston East (Incl CFB Kingston) right now
- For sale now
- 14
- Median asking price
- $1.64M
- New in 7 days
- 2
- Price cuts
- 21%
Middle half: $902K to $2.19M
2 in 28 days
3 listings
This home is asking 3% above the median.
See all homes in Kingston East (Incl CFB Kingston)Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $30,455
- Total land transfer tax
- $30,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $26,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,699,000
- $25,980
- Ontario total
- $30,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 21.3 m.250 m
- Groundwater recorded about 8 m below ground nearbyThe middle water level in the well records within 500 m (11 records). It changes with the season and from spot to spot.500 m
- Bedrock about 1.8 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Xplore. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Martha Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 5.1 km | 72%Grade 6 average |
| École Maple Elementary School Public SchoolLimestone DSB | Public · grades JK–6 · French Immersion | 5.1 km | 79%Grade 6 average |
| Holy Name Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 6 km | — |
| École élémentaire catholique Mgr-Rémi-GaulinConseil des écoles catholiques du Centre-Est | French-language Catholic · grades JK–6 | 8.3 km | 77%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| La Salle Secondary SchoolLimestone DSB | Public · grades 9–12 | 5.9 km | 58%Grade 9 math |
| Regiopolis/Notre-Dame Catholic High SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 · French Immersion | 8.8 km | 61%Grade 9 math |
| Kingston Secondary SchoolLimestone DSB | Public · grades 9–12 · French Immersion | 9.3 km | 60%Grade 9 math |
| Loyalist Collegiate and Vocational InstituteLimestone DSB | Public · grades 9–12 | 11 km | 48%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Street frontage
- 121.19 ft36.9 m
- Depth
- 261.59 ft79.7 m
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $339,800
- Total mortgage amount
- $1,359,200
- Total interest payment
- $966,400
- Total purchase cost
- $2,665,400
- Mortgage payment
- $7,752/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
72%Monthly carrying cost
$8,689- Rent $3,650
- Shortfall $5,039
Rental income opens at $3,650, the median asking rent of 6 comparable homes for lease in Kingston. Type over it with the rent you expect. This is a planning tool, not advice.
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Sold prices in Kingston East (Incl CFB Kingston) are shown to signed-in members.